Ålandsbanken Abp Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	53.96	52.26	48.67	36.76	39.85	31.49
Depreciation & Amortization	8.21	8.21	7.58	8.81	9.73	8.3
Other Amortization	4.09	4.09	4.51	4.31	4.2	4.01
Gain (Loss) on Sale of Assets	-	-	-	-0	-1.94	-
Gain (Loss) on Sale of Investments	4.59	4.59	-3.7	10.36	8.16	0.11
Total Asset Writedown	0	0	0.09	0.1	0.33	-0
Provision for Credit Losses	-0	-0	0.02	0.09	-0.2	5.46
Change in Other Net Operating Assets	131.91	-21.99	572.97	-740.74	-295.62	-70.7
Other Operating Activities	2.48	3.58	22.78	-0.63	7.02	10.14
Operating Cash Flow	205.24	50.74	652.93	-680.95	-228.46	-11.2
Operating Cash Flow Growth	-58.99%	-92.23%	-	-	-	-
Capital Expenditures	-5.98	-11.68	-4.1	-3.55	-2.87	-1.37
Sale of Property, Plant and Equipment	0.07	0.07	0.1	0.07	0.14	0.06
Investment in Securities	-17.67	-3.07	-1.81	-9.55	-13.08	-4.39
Purchase / Sale of Intangibles	-4.71	-4.21	-4.77	-4.15	-5.92	-3.76
Other Investing Activities	-	-	-0	-	-0	0
Investing Cash Flow	-28.29	-18.89	-10.57	-17.18	-21.73	-9.46
Long-Term Debt Issued	-	-	17.96	-	14.61	-
Long-Term Debt Repaid	-	-5.41	-22.56	-5.63	-18.81	-4.95
Net Debt Issued (Repaid)	-5.41	-5.41	-4.6	-5.63	-4.21	-4.95
Issuance of Common Stock	1.14	1.94	1.73	0.46	29.81	0.21
Repurchase of Common Stock	-	-	-	-12.07	-	-
Common Dividends Paid	-3.31	-2.01	-1.92	-25.37	-25.8	-
Net Increase (Decrease) in Deposit Accounts	-42.07	-42.07	-591.92	202.22	486.51	199.38
Other Financing Activities	-0	-0	0	-	0	-
Financing Cash Flow	-90.32	-88.22	-628.04	152.61	480.08	194.65
Foreign Exchange Rate Adjustments	3.41	-1.39	0.1	-25.82	-1.8	2.54
Net Cash Flow	90.04	-57.76	14.42	-571.34	228.09	176.53
Free Cash Flow	199.26	39.06	648.83	-684.5	-231.33	-12.57
Free Cash Flow Growth	-59.44%	-93.98%	-	-	-	-
Free Cash Flow Margin	92.19%	18.40%	324.24%	-384.76%	-135.19%	-8.65%
Free Cash Flow Per Share	12.88	2.53	42.29	-44.05	-14.83	-0.81
Cash Interest Paid	100.98	100.98	83.02	14.78	7.9	9.87
Cash Income Tax Paid	13.26	13.26	8.97	11.77	8.23	4.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.