Ålandsbanken Abp (HEL:ALBAV)

Ålandsbanken Abp Statistics

Total Valuation

HEL:ALBAV has a market cap or net worth of EUR 723.80 million.

Market Cap	723.80M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Mar 26, 2025

Share Statistics

HEL:ALBAV has 15.38 million shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class	6.48M
Shares Outstanding	15.38M
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	13.13%
Owned by Institutions (%)	4.00%
Float	9.94M

Valuation Ratios

The trailing PE ratio is 14.18.

PE Ratio	14.18
Forward PE	n/a
PS Ratio	3.35
PB Ratio	2.14
P/TBV Ratio	2.29
P/FCF Ratio	3.63
P/OCF Ratio	3.53
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.25%.

Return on Equity (ROE)	16.25%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	212,530
Profits Per Employee	53,055
Employee Count	1,131
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HEL:ALBAV has paid 12.27 million in taxes.

Income Tax	12.27M
Effective Tax Rate	18.52%

Stock Price Statistics

The stock price has increased by +45.03% in the last 52 weeks. The beta is 0.17, so HEL:ALBAV's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+45.03%
50-Day Moving Average	45.02
200-Day Moving Average	40.66
Relative Strength Index (RSI)	72.88
Average Volume (20 Days)	557

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HEL:ALBAV had revenue of EUR 216.14 million and earned 53.96 million in profits. Earnings per share was 3.49.

Revenue	216.14M
Gross Profit	216.14M
Operating Income	66.22M
Pretax Income	66.22M
Net Income	53.96M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.49

Balance Sheet

The company has 291.60 million in cash and 827.00 million in debt, giving a net cash position of -535.40 million or -34.82 per share.

Cash & Cash Equivalents	291.60M
Total Debt	827.00M
Net Cash	-535.40M
Net Cash Per Share	-34.82
Equity (Book Value)	339.00M
Book Value Per Share	20.16
Working Capital	-3.48B

Cash Flow

In the last 12 months, operating cash flow was 205.24 million and capital expenditures -5.98 million, giving a free cash flow of 199.26 million.

Operating Cash Flow	205.24M
Capital Expenditures	-5.98M
Free Cash Flow	199.26M
FCF Per Share	12.96

Margins

Gross Margin	n/a
Operating Margin	30.64%
Pretax Margin	30.64%
Profit Margin	24.96%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	92.19%

Dividends & Yields

This stock pays an annual dividend of 2.75, which amounts to a dividend yield of 5.59%.

Dividend Per Share	2.75
Dividend Yield	5.59%
Dividend Growth (YoY)	3.77%
Years of Dividend Growth	2
Payout Ratio	6.13%
Buyback Yield	-0.51%
Shareholder Yield	5.08%
Earnings Yield	7.45%
FCF Yield	27.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4