Ålandsbanken Abp (HEL:ALBAV)

Ålandsbanken Abp Statistics

Total Valuation

HEL:ALBAV has a market cap or net worth of EUR 811.85 million.

Market Cap	811.85M
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Mar 26, 2025

Share Statistics

HEL:ALBAV has 15.41 million shares outstanding. The number of shares has increased by 0.19% in one year.

Current Share Class	6.48M
Shares Outstanding	15.41M
Shares Change (YoY)	+0.19%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	24.58%
Owned by Institutions (%)	5.34%
Float	9.53M

Valuation Ratios

The trailing PE ratio is 15.58.

PE Ratio	15.58
Forward PE	n/a
PS Ratio	3.71
PB Ratio	2.10
P/TBV Ratio	2.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.11%.

Return on Equity (ROE)	15.11%
Return on Assets (ROA)	1.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.83%
Revenue Per Employee	198,598
Profits Per Employee	49,528
Employee Count	1,138
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HEL:ALBAV has paid 12.62 million in taxes.

Income Tax	12.62M
Effective Tax Rate	18.78%

Stock Price Statistics

The stock price has increased by +32.85% in the last 52 weeks. The beta is 0.32, so HEL:ALBAV's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+32.85%
50-Day Moving Average	52.99
200-Day Moving Average	45.89
Relative Strength Index (RSI)	51.62
Average Volume (20 Days)	834

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HEL:ALBAV had revenue of EUR 218.86 million and earned 54.58 million in profits. Earnings per share was 3.53.

Revenue	218.86M
Gross Profit	218.86M
Operating Income	67.20M
Pretax Income	67.20M
Net Income	54.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.53

Balance Sheet

The company has 303.87 million in cash and 905.81 million in debt, with a net cash position of -601.94 million or -39.06 per share.

Cash & Cash Equivalents	303.87M
Total Debt	905.81M
Net Cash	-601.94M
Net Cash Per Share	-39.06
Equity (Book Value)	386.42M
Book Value Per Share	21.16
Working Capital	-4.00B

Cash Flow

In the last 12 months, operating cash flow was -188.66 million and capital expenditures -4.33 million, giving a free cash flow of -192.99 million.

Operating Cash Flow	-188.66M
Capital Expenditures	-4.33M
Free Cash Flow	-192.99M
FCF Per Share	-12.52

Margins

Gross Margin	n/a
Operating Margin	30.71%
Pretax Margin	30.71%
Profit Margin	24.94%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.75, which amounts to a dividend yield of 5.00%.

Dividend Per Share	2.75
Dividend Yield	5.00%
Dividend Growth (YoY)	3.77%
Years of Dividend Growth	3
Payout Ratio	80.57%
Buyback Yield	-0.19%
Shareholder Yield	4.74%
Earnings Yield	6.72%
FCF Yield	-23.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2