Mandatum Oyj (HEL:MANTA)
Finland flag Finland · Delayed Price · Currency is EUR
6.35
-0.06 (-0.94%)
Sep 2, 2026, 6:29 PM EET

Mandatum Oyj Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
493.1531588.1629.51,0693,185
Revenue Growth
-6.06%-9.71%-6.58%-41.09%-66.45%91.49%
Operating Income
250.1268.8301.7312.3693260
Net Income
129.2156164.9160.758.1196.3
Earnings Per Share
0.250.310.330.320.12-
EPS Growth
-16.52%-5.62%2.56%176.59%--

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate
30.128.422.714.714.6-
Asset and Wealth Management
38.435.426.319.726-
Retail
1817.117.718.22.7-
Elimination and Items Not Allocated to Segments
5.52935.210.80.2-33.1
with Profit
61.4102.7100.4137.850.3-
Total
153.4212.6202.3201.293.83,194

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
445.4687.6890.4738.4724.6918.1
Total Debt
410.1612.8624.1374.1372.822.5
Net Cash (Debt)
35.374.8266.3364.3351.8895.6
Net Cash Growth
95.03%-71.91%-26.90%3.55%-60.72%36.05%
Net Cash Per Share
0.070.150.530.730.70-

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
424.7126.972.2280.2-15.7397.9
Capital Expenditures
-2.4-3.1-2.3-5.5-4.2-
Free Cash Flow
422.3123.869.9274.7-19.9397.9
Free Cash Flow Growth
225.35%77.11%-74.55%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
50.72%50.62%51.30%49.61%64.86%8.16%
Pretax Margin
28.23%34.29%34.50%33.42%63.76%7.76%
Profit Margin
26.20%29.38%28.04%25.53%5.44%6.16%
FCF Margin
85.64%23.32%11.89%43.64%-1.86%12.49%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.8500.8500.3300.330
Dividend Per Share Growth
28.79%157.58%0%-
Dividend Yield
13.32%14.20%9.54%11.33%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
25.3822.1813.6612.71--
Forward PE
21.2322.2113.8012.32--
P/FCF Ratio
7.5627.9532.227.44--
PS Ratio
6.486.523.833.24--