Nordea Bank Abp Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	7,097	7,167	7,594	7,451	5,476	4,733
Net Interest Income Growth	-4.98%	-5.62%	1.92%	36.07%	15.70%	3.03%
Non-Interest Income	4,582	6,633	6,820	6,299	1,969	4,695
Non-Interest Income Growth	1.73%	-2.74%	8.27%	219.91%	-58.06%	18.83%
Revenues Before Loan Losses	11,679	13,800	14,414	13,750	7,445	9,428
Provision for Credit Losses	-90	22	206	167	125	35
Revenue	11,769	13,778	14,208	13,583	7,320	9,393
Revenue Growth (YoY)	-0.15%	-3.03%	4.60%	85.56%	-22.07%	22.23%
Compensation Expenses	3,421	3,234	3,106	2,908	2,793	2,759
Selling, General & Admin	2,081	2,055	2,107	2,014	1,719	1,666
Other Non-Interest Expenses	114	116	117	316	322	224
Total Non-Interest Expense	5,616	5,405	5,330	5,238	4,834	4,649
Pretax Income	6,153	6,316	6,548	6,338	4,762	4,936
Provision for Income Taxes	1,447	1,476	1,489	1,404	1,175	1,105
Net Income	4,706	4,814	5,033	4,908	3,563	3,805
Minority Interest in Earnings	-	-	-	-	-2	-
Net Income Attributable to Preferred Dividends	-	26	26	26	26	26
Net Income to Common	4,706	4,814	5,033	4,908	3,563	3,805
Net Income Growth	-4.08%	-4.35%	2.55%	37.75%	-6.36%	70.02%
Shares Outstanding (Basic)	3,449	3,454	3,501	3,576	3,779	4,023
Shares Outstanding (Diluted)	3,449	3,458	3,505	3,579	3,782	4,025
Shares Change (YoY)	-1.32%	-1.34%	-2.07%	-5.37%	-6.04%	-0.35%
EPS (Basic)	1.36	1.39	1.44	1.37	0.94	0.95
EPS (Diluted)	1.36	1.39	1.44	1.37	0.94	0.95
EPS Growth	-2.54%	-3.47%	5.11%	45.75%	-1.05%	72.73%
Shares Outstanding	3,420	3,420	3,485	3,519	3,641	3,933
Free Cash Flow	-7,536	-3,243	815	-6,558	21,914	17,558
Free Cash Flow Growth	-	-	-	-	24.81%	-
Free Cash Flow Per Share	-2.19	-0.94	0.23	-1.83	5.79	4.36
Dividends Per Share	0.960	0.960	0.940	0.920	0.800	0.690
Dividend Growth	-	2.13%	2.17%	15.00%	15.94%	76.92%
Profit Margin	39.99%	35.13%	35.61%	36.32%	49.00%	40.79%
FCF Margin	-64.03%	-23.54%	5.74%	-48.28%	299.37%	186.93%
EBITDA	-	610	562	609	0	0
EBITDA Margin	-	4.43%	3.96%	4.48%	0.00%	0.00%
Effective Tax Rate	23.52%	23.37%	22.74%	22.15%	24.67%	22.39%

Updated Apr 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.