Nordea Bank Abp (HEL:NDA.FI)
Finland flag Finland · Delayed Price · Currency is EUR
17.28
+0.26 (1.50%)
Jul 24, 2026, 6:29 PM EET

Nordea Bank Abp Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11,80811,72111,87811,5769,5969,585
Revenue Growth
0.43%-1.32%2.61%20.63%0.11%26.02%
Net Income
4,7174,8145,0334,9083,5633,805
Earnings Per Share
1.381.391.441.370.940.95
EPS Growth
-0.15%-3.47%5.11%45.75%-1.05%72.73%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Banking Operating Income
4,5454,5834,7494,5423,7863,623
Business Banking Operating Income
3,1583,1693,3493,3282,8862,580
Large Corporates & Institutions Operating Income
2,3452,3102,3742,3352,2112,009
Asset & Wealth Management Operating Income
1,3941,3421,3701,3671,2701,252
Other Operating Segments Operating Income
20117460-45-19213
Other Corporate Operating Income
157165182216-413-57

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
47,13345,15350,63752,53162,70047,904
Total Debt
219,893205,086195,546188,268185,204183,215
Net Cash (Debt)
-219,893-205,086-195,546-188,268-185,204-183,215
Net Cash Growth
------
Net Cash Per Share
-64.24-59.31-55.79-52.60-48.97-45.52

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7,189-3,164906-6,47221,97517,592
Capital Expenditures
-18-79-91-86-61-34
Free Cash Flow
7,171-3,243815-6,55821,91417,558
Free Cash Flow Growth
36.23%---24.81%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
52.18%53.89%55.13%54.75%49.62%51.50%
Profit Margin
39.95%41.29%42.59%42.62%37.38%39.97%
FCF Margin
60.73%-27.67%6.86%-56.65%228.37%183.18%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9600.9600.9400.9200.8000.690
Dividend Per Share Growth
0%2.13%2.17%15.00%15.94%76.92%
Dividend Yield
5.64%5.88%8.75%7.16%7.00%7.35%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.4211.587.298.2010.6711.36
Forward PE
11.3411.697.617.888.7711.30
P/FCF Ratio
--44.90-1.672.42
PS Ratio
4.974.693.083.413.814.43