Nordea Bank Abp Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,153	6,316	6,548	6,338	4,762	4,936
Depreciation & Amortization	-	610	562	609	-	-
Provision for Credit Losses	-	-	238	222	-	-
Other Adjustments	-3,106	3,733	2,237	10,224	-8,025	1,517
Changes in Trading Assets	-	-11,667	-23,899	-7,094	4,294	-4,736
Changes in Securities Borrowed	-	-	-	-	-	2,135
Changes in Accrued Interest and Accounts Receivable	-	-4,328	-2,647	873	-3,070	1,758
Changes in Accounts Payable	-	5,642	-765	-2,941	6,081	2,823
Changes in Accrued Expenses	-	-1,925	8,084	-1,037	2,937	-3,301
Changes in Other Operating Activities	-8,582	1,242	12,854	-7,767	14,996	12,460
Operating Cash Flow	-7,495	-3,164	906	-6,472	21,975	17,592
Operating Cash Flow Growth	-	-	-	-	24.92%	-
Payments for Business Acquisitions	98	-48	-2,393	-38	-273	-3
Proceeds from Business Divestments	-	98	-	-	-	12
Capital Expenditures	-41	-79	-91	-86	-61	-34
Purchases of Intangible Assets	-418	-577	-469	-444	-344	-384
Sale of Property, Plant & Equipment	-	27	37	33	49	29
Investing Cash Flow	-535	-579	-2,916	-535	-629	-380
Long-Term Debt Issued	619	1,776	2,192	500	-	2,810
Long-Term Debt Repaid	-84.5	-950	-913	-323	-1,062	-3,387
Net Long-Term Debt Issued (Repaid)	534.5	826	1,279	177	-1,062	-577
Issuance of Common Stock	-1,108	-873	-382	-1,283	-2,841	-1,136
Net Common Stock Issued (Repurchased)	-1,108	-873	-382	-1,283	-2,841	-1,136
Common Dividends Paid	-	-3,268	-3,218	-2,876	-2,655	-3,192
Preferred Share Dividends Paid	-	-26	-26	-26	-26	-26
Financing Cash Flow	-599	-3,341	-2,347	-4,008	-6,584	-4,931
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-445.5	-1,288	560	-500	-513	144
Net Cash Flow	-8,629	-7,084	-4,357	-11,015	14,762	12,281
Free Cash Flow	-7,536	-3,243	815	-6,558	21,914	17,558
Free Cash Flow Growth	-	-	-	-	24.81%	-
FCF Margin	-64.03%	-23.54%	5.74%	-48.28%	299.37%	186.93%
Free Cash Flow Per Share	-2.19	-0.94	0.23	-1.83	5.79	4.36
Levered Free Cash Flow	-3,383	-4,865	410	-12,358	27,678	14,333
Unlevered Free Cash Flow	-8,623	-10,505	-5,902	-17,443	25,177	11,105

Updated Apr 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.