Nordea Bank Abp Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	4,781	5,059	4,934	3,589	4,936	2,265	Upgrade
Depreciation & Amortization	300	266	263	264	298	307	Upgrade
Other Amortization	296	296	346	322	307	246	Upgrade
Gain (Loss) on Sale of Assets	-30	-30	-8	-40	-50	-24	Upgrade
Gain (Loss) on Sale of Investments	664	664	2,356	-5,464	-1,375	429	Upgrade
Total Asset Writedown	115	124	1,564	-800	884	-461	Upgrade
Provision for Credit Losses	246	246	202	189	88	910	Upgrade
Change in Trading Asset Securities	-3,645	-3,645	1,642	-2,214	-2,474	-643	Upgrade
Change in Other Net Operating Assets	-26,986	-18,392	-12,573	3,014	-11,740	-7,187	Upgrade
Other Operating Activities	1,457	811	1,100	-1,331	1,352	378	Upgrade
Operating Cash Flow	-22,802	-14,601	-174	-2,471	-7,774	-3,780	Upgrade
Capital Expenditures	-103	-91	-86	-61	-34	-69	Upgrade
Sale of Property, Plant and Equipment	37	37	33	49	29	19	Upgrade
Cash Acquisitions	-2,393	-2,393	-37	-254	-	-552	Upgrade
Investment in Securities	98	-	-1	-19	2	10	Upgrade
Divestitures	-	-	-	-	7	-	Upgrade
Purchase / Sale of Intangibles	-583	-469	-444	-344	-384	-418	Upgrade
Investing Cash Flow	-2,944	-2,916	-535	-629	-380	-1,010	Upgrade
Long-Term Debt Issued	-	2,192	500	-	2,810	-	Upgrade
Long-Term Debt Repaid	-	-913	-323	-1,062	-3,387	-2,602	Upgrade
Net Debt Issued (Repaid)	619	1,279	177	-1,062	-577	-2,602	Upgrade
Repurchase of Common Stock	-731	-382	-1,283	-2,841	-1,136	-17	Upgrade
Common Dividends Paid	-3,294	-3,244	-2,902	-2,681	-3,218	-27	Upgrade
Net Increase (Decrease) in Deposit Accounts	15,507	15,507	-6,298	24,446	25,366	2,437	Upgrade
Financing Cash Flow	12,101	13,160	-10,306	17,862	20,435	-209	Upgrade
Foreign Exchange Rate Adjustments	-379	560	-500	-513	144	38	Upgrade
Net Cash Flow	-14,024	-3,797	-11,515	14,249	12,425	-4,961	Upgrade
Free Cash Flow	-22,905	-14,692	-260	-2,532	-7,808	-3,849	Upgrade
Free Cash Flow Margin	-196.64%	-124.33%	-2.24%	-26.24%	-83.92%	-51.57%	Upgrade
Free Cash Flow Per Share	-6.61	-4.19	-0.07	-0.67	-1.94	-0.95	Upgrade
Cash Interest Paid	13,444	13,444	11,624	2,948	1,032	2,033	Upgrade
Cash Income Tax Paid	1,265	1,418	1,480	976	759	987	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.