Sampo Oyj (HEL:SAMPO)

Sampo Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	8,541	7,412	7,168	9,411	8,375
Total Interest & Dividend Income	338	95	1,242	723	947
Gain (Loss) on Sale of Investments	298	488	-174	3,805	-703
Other Revenue	312	277	350	231	117
Total Revenue	9,489	8,272	8,586	14,170	8,736
Revenue Growth (YoY)	14.71%	-3.66%	-39.41%	62.20%	-21.13%
Policy Benefits	5,751	4,953	4,868	9,362	6,997
Selling, General & Administrative	1,396	1,266	1,239	158	107
Other Operating Expenses	685	457	436	612	615
Total Operating Expenses	7,832	6,676	6,543	11,257	8,665
Operating Income	1,657	1,596	2,043	2,913	71
Interest Expense	-103	-116	-93	-146	-112
Earnings From Equity Investments	6	1	-10	401	451
Currency Exchange Gain (Loss)	-	-	-	4	-22
Other Non Operating Income (Expenses)	-	-	-15	-1	-1
EBT Excluding Unusual Items	1,560	1,481	1,925	3,171	387
Other Unusual Items	-	-	-	-	-8
Pretax Income	1,560	1,481	1,925	3,171	379
Income Tax Expense	330	339	366	423	267
Earnings From Continuing Ops.	1,230	1,142	1,559	2,748	112
Earnings From Discontinued Ops.	-26	251	681	-	-
Net Income to Company	1,204	1,393	2,240	2,748	112
Minority Interest in Earnings	-50	-70	-133	-181	-75
Net Income	1,154	1,323	2,107	2,567	37
Net Income to Common	1,154	1,323	2,107	2,567	37
Net Income Growth	-12.77%	-37.21%	-17.92%	6837.84%	-96.73%
Shares Outstanding (Basic)	2,561	2,525	2,651	2,772	2,777
Shares Outstanding (Diluted)	2,561	2,525	2,651	2,772	2,777
Shares Change (YoY)	1.42%	-4.78%	-4.33%	-0.19%	-
EPS (Basic)	0.45	0.52	0.79	0.93	0.01
EPS (Diluted)	0.45	0.52	0.79	0.93	0.01
EPS Growth	-13.99%	-34.06%	-14.20%	6851.25%	-96.73%
Free Cash Flow	1,185	970	33	1,185	649
Free Cash Flow Per Share	0.46	0.38	0.01	0.43	0.23
Dividend Per Share	0.340	0.320	0.360	0.420	0.340
Dividend Growth	6.25%	-11.11%	-14.29%	23.53%	13.33%
Operating Margin	17.46%	19.29%	23.79%	20.56%	0.81%
Profit Margin	12.16%	15.99%	24.54%	18.12%	0.42%
Free Cash Flow Margin	12.49%	11.73%	0.38%	8.36%	7.43%
EBITDA	1,837	1,754	2,179	3,076	168
EBITDA Margin	19.36%	21.20%	25.38%	21.71%	1.92%
D&A For EBITDA	180	158	136	163	97
EBIT	1,657	1,596	2,043	2,913	71
EBIT Margin	17.46%	19.29%	23.79%	20.56%	0.81%
Effective Tax Rate	21.15%	22.89%	19.01%	13.34%	70.45%

Source: S&P Capital IQ. Insurance template. Financial Sources.