Sampo Oyj (HEL:SAMPO)
Finland flag Finland · Delayed Price · Currency is EUR
9.61
+0.03 (0.33%)
Aug 13, 2026, 6:29 PM EET

Sampo Oyj Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,89110,8609,4898,2728,58614,170
Revenue Growth
9.12%14.45%14.71%-3.66%-39.41%62.20%
Operating Income
2,2402,5331,6591,5962,0432,913
Net Income
1,7111,9981,1541,3232,1072,567
Earnings Per Share
0.640.740.450.520.790.93
EPS Growth
40.51%65.14%-13.84%-34.19%-14.20%6851.25%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024
Period EndingJun '26 Dec '25 Dec '24
Private Uk
2,0902,0001,659
Nordic Commercial
2,2702,2012,128
Other Operations
293298275
Nordic Industrial
600584657
Private Nordic
4,1733,9953,667
Unallocated Net Investment Income
9961,285888
Unallocated Net Insurance Finance Income Or Expense
-127-74-252
Intra-Segment Eliminations on Insurance Operations
-47-50-24
Intra-Segment Eliminations on Reinsurance Operations
465023
Unallocated Reinsurance Operations and Investment Component
-1,3471,201
Unallocated Other Items
--153-138
Total
11,48811,48310,084

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,4501,2548961,3533,0134,632
Total Debt
2,5472,7163,0833,0163,6304,479
Net Cash (Debt)
-1,097-1,462-2,187-1,663-617153
Net Cash Growth
------
Net Cash Per Share
-0.41-0.54-0.85-0.66-0.230.06

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,6481,7591,327970331,185
Capital Expenditures
-175-165-142---
Free Cash Flow
1,4731,5941,185970331,185
Free Cash Flow Growth
-5.15%34.52%22.17%2839.39%-97.21%82.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.57%23.32%17.48%19.29%23.79%20.56%
Pretax Margin
19.70%22.44%16.44%17.90%22.42%22.38%
Profit Margin
15.71%18.40%12.16%15.99%24.54%18.12%
FCF Margin
13.53%14.68%12.49%11.73%0.38%8.36%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3600.3600.3400.3200.3600.420
Dividend Per Share Growth
5.88%5.88%6.25%-11.11%-14.29%23.53%
Dividend Yield
3.76%3.62%4.67%4.57%4.87%6.90%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.9813.7618.3715.0211.929.39
Forward PE
16.5518.6915.6315.9619.7712.90
P/FCF Ratio
17.2217.2517.8920.49761.0620.34
PS Ratio
2.332.532.232.402.931.70