Sampo Oyj (HEL:SAMPO)
Finland flag Finland · Delayed Price · Currency is EUR
9.63
+0.05 (0.52%)
Jul 24, 2026, 6:29 PM EET

Sampo Oyj Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,67210,8609,4898,2728,58614,170
Revenue Growth
9.77%14.45%14.71%-3.66%-39.41%62.20%
Operating Income
2,1832,5331,6591,5962,0432,913
Net Income
1,6671,9981,1541,3232,1072,567
Earnings Per Share
0.620.740.450.520.790.93
EPS Growth
49.18%65.14%-13.84%-34.19%-14.20%6851.25%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024
Period EndingMar '26 Dec '25 Dec '24
Nordic Commercial
2,2342,2012,128
Private Nordic
4,0853,9953,667
Nordic Industrial
588584657
Private Uk
2,0522,0001,659
Other Operations
295298275
Unallocated Net Investment Income
9291,285888
Unallocated Net Insurance Finance Income Or Expense
-94-74-252
Intra-Segment Eliminations on Insurance Operations
-47-50-24
Intra-Segment Eliminations on Reinsurance Operations
475023
Unallocated Reinsurance Operations and Investment Component
1,3161,3471,201
Unallocated Other Items
-154-153-138
Total
11,25111,48310,084

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2721,2548961,3533,0134,632
Total Debt
2,4252,7163,0833,0163,6304,479
Net Cash (Debt)
-1,153-1,462-2,187-1,663-617153
Net Cash Growth
------
Net Cash Per Share
-0.43-0.54-0.85-0.66-0.230.06

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
9691,7591,327970331,185
Capital Expenditures
-166-165-142---
Free Cash Flow
8031,5941,185970331,185
Free Cash Flow Growth
-58.80%34.52%22.17%2839.39%-97.21%82.59%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.46%23.32%17.48%19.29%23.79%20.56%
Pretax Margin
19.57%22.44%16.44%17.90%22.42%22.38%
Profit Margin
15.62%18.40%12.16%15.99%24.54%18.12%
FCF Margin
7.52%14.68%12.49%11.73%0.38%8.36%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3600.3600.3400.3200.3600.420
Dividend Per Share Growth
5.88%5.88%6.25%-11.11%-14.29%23.53%
Dividend Yield
3.76%3.62%4.67%4.57%4.87%6.90%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.3813.7618.3715.0211.929.39
Forward PE
17.1618.6915.6315.9619.7712.90
P/FCF Ratio
31.5317.2517.8920.49761.0620.34
PS Ratio
2.372.532.232.402.931.70