Industrial and Commercial Bank of China Limited (HKG:1398)

HKG:1398 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	682,492	668,422	660,387	657,650	663,152	658,257
Revenue Growth	2.59%	1.22%	0.42%	-0.83%	0.74%	9.49%
Net Income Net Income Growth	361,632	356,798	350,900	349,029	346,322	338,731
Earnings Per Share EPS Growth	1.01	1.00	0.98	0.98	0.97	0.95
EPS Growth	4.00%	2.04%	0.07%	0.96%	2.10%	10.46%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Corporate Banking Operating Income Corporate Banking Operating Income Growth	418,764	399,836	382,329	381,914	388,915	398,373
Personal Banking Operating Income Personal Banking Operating Income Growth	313,712	311,560	310,138	317,856	347,014	346,172
Treasury Operations Operating Income Treasury Operations Operating Income Growth	103,981	87,893	89,675	101,420	100,374	111,278
Other Operating Income Other Operating Income Growth	2,019	2,106	3,984	5,268	6,049	5,057

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	3,030,868	2,783,084	3,428,709	3,482,834	2,649,976	1,875,687
Total Debt Total Debt Growth	6,466,731	5,631,738	4,522,906	3,256,193	2,280,276	1,805,548
Net Cash (Debt) Net Cash Growth	-3,435,863	-2,848,654	-1,094,197	226,641	369,700	70,139
Net Cash Growth	-	-	-	-38.70%	427.10%	-86.19%
Net Cash Per Share Net Cash Per Share Growth	-9.64	-7.99	-3.07	0.64	1.04	0.20

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-65,544	-790,196	-293,559	-2,117,082	-1,851,901	-863,696
Capital Expenditures CapEx Growth	-49,358	-48,979	-43,297	-31,201	-23,128	-27,584
Free Cash Flow Free Cash Flow Growth	-114,902	-839,175	-336,856	-2,148,283	-1,875,029	-891,280
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	52.99%	53.38%	53.14%	53.07%	52.22%	51.46%
FCF Margin	-16.84%	-125.55%	-51.01%	-326.66%	-282.75%	-135.40%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 3, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.362	0.310	0.308	0.306	0.303	0.293
Dividend Per Share Growth	4.32%	0.75%	0.52%	0.96%	3.48%	10.26%
Dividend Yield	4.70%	5.65%	7.04%	10.64%	11.18%	11.57%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 3, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	6.60	7.37	6.53	4.56	4.27	4.60
Forward PE	6.20	5.59	4.90	3.65	3.46	3.72
PS Ratio	4.13	3.93	3.47	2.42	2.23	2.37

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Sep 3, 2026

Data Sources Report a data error