HKG:1398 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,323,252	1,331,831	1,427,948	1,405,039	1,278,674	1,162,218
Interest Paid on Deposits	642,488	696,705	790,543	750,026	586,689	471,538
Net Interest Income	680,764	635,126	637,405	655,013	691,985	690,680
Net Interest Income Growth	7.36%	-0.36%	-2.69%	-5.34%	0.19%	6.79%
Income From Trading Activities	11,985	18,510	19,440	14,928	8,308	8,955
Gain (Loss) on Sale of Assets	536	536	1,352	1,925	1,590	2,182
Gain (Loss) on Sale of Investments	52,910	34,806	22,961	21,560	7,906	16,440
Other Non-Interest Income	111,369	112,417	104,968	113,032	132,563	142,623
Total Non-Interest Income	176,800	166,269	148,721	151,445	150,367	170,200
Non-Interest Income Growth	7.87%	11.80%	-1.80%	0.72%	-11.65%	11.02%
Revenues Before Loan Losses	857,564	801,395	786,126	806,458	842,352	860,880
Provision for Loan Losses	157,761	132,973	125,739	148,808	179,200	202,623
Revenue	699,803	668,422	660,387	657,650	663,152	658,257
Revenue Growth	3.67%	1.22%	0.42%	-0.83%	0.74%	9.49%
Salaries and Employee Benefits	146,449	146,449	144,554	141,405	142,633	139,363
Occupancy Expenses	27,404	27,404	27,274	28,534	28,822	28,822
Amortization of Goodwill & Intangibles	5,468	5,468	5,157	4,429	3,716	3,125
Other Non-Interest Expense	74,665	68,392	65,203	65,041	64,180	64,917
Total Non-Interest Expense	249,386	242,939	237,669	234,387	234,955	233,358
EBT Excluding Unusual Items	450,417	425,483	422,718	423,263	428,197	424,899
Asset Writedown	-1,048	-1,048	-891	-1,297	-3,477	-
Pretax Income	449,369	424,435	421,827	421,966	424,720	424,899
Income Tax Expense	62,207	53,669	54,881	56,850	62,610	74,683
Earnings From Continuing Operations	387,162	370,766	366,946	365,116	362,110	350,216
Minority Interest in Earnings	-2,868	-2,204	-1,083	-1,123	-978	-1,878
Net Income	384,294	368,562	365,863	363,993	361,132	348,338
Preferred Dividends & Other Adjustments	11,764	11,764	14,963	14,964	14,810	9,607
Net Income to Common	372,530	356,798	350,900	349,029	346,322	338,731
Net Income Growth	5.90%	1.68%	0.54%	0.78%	2.24%	10.31%
Basic Shares Outstanding	353,758	356,407	356,407	356,407	356,407	356,407
Diluted Shares Outstanding	353,758	356,407	356,407	356,407	356,407	356,407
Shares Change	0.08%	-	-	-	-	-
EPS (Basic)	1.05	1.00	0.98	0.98	0.97	0.95
EPS (Diluted)	1.05	1.00	0.98	0.98	0.97	0.95
EPS Growth	6.19%	2.04%	0.07%	0.96%	2.10%	10.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.320	0.310	0.308	0.306	0.303	0.293
Dividend Growth	4.58%	0.75%	0.52%	0.96%	3.48%	10.26%
Effective Tax Rate	13.84%	12.65%	13.01%	13.47%	14.74%	17.58%