Postal Savings Bank of China Co., Ltd. (HKG:1658)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
4.850
-0.015 (-0.31%)
Aug 6, 2026, 11:59 AM HKT

HKG:1658 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
322,724322,944320,710316,745300,063272,469
Revenue Growth
1.84%0.70%1.25%5.56%10.13%15.38%
Net Income
80,72380,24380,13780,95478,51670,894
Earnings Per Share
0.690.730.810.830.850.78
EPS Growth
-13.11%-10.16%-2.64%-2.33%9.13%9.85%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury Operations
41,38839,02633,10650,25724,242
Corporate Banking
87,31266,40969,36252,67949,355
Personal Banking
193,857214,731213,668196,504198,459
Other Operations
387544609623413
Total
322,944320,710316,745300,063272,469

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,488,3652,403,1051,980,7212,243,5311,933,0751,694,434
Total Debt
593,008605,552526,362641,412365,387190,809
Net Cash (Debt)
2,895,3571,797,5531,454,3591,602,1191,567,6881,503,625
Net Cash Growth
0.50%23.60%-9.22%2.20%4.26%64.52%
Net Cash Per Share
24.8816.2614.6716.4316.9716.52

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-829,383-925,183-970,436-977,626-813,869-941,360
Capital Expenditures
-8,522-13,759-20,350-12,963-12,402-13,853
Free Cash Flow
-837,905-938,942-990,786-990,589-826,271-955,213
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.01%24.85%24.99%25.56%26.17%26.02%
FCF Margin
-259.63%-290.75%-308.94%-312.74%-275.37%-350.58%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2540.2180.2620.2610.2580.247
Dividend Per Share Growth
-12.95%-16.55%0.23%1.20%4.24%18.66%
Dividend Yield
5.14%4.80%6.55%9.18%7.60%7.36%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.177.996.695.095.356.47
Forward PE
5.896.635.063.984.535.22
PS Ratio
1.841.991.671.301.401.68