Postal Savings Bank of China Co., Ltd. (HKG:1658)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
5.67
+0.05 (0.89%)
Nov 13, 2026, 4:08 PM HKT

HKG:1658 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
322,677322,944320,710316,745300,063272,469
Revenue Growth
0.53%0.70%1.25%5.56%10.13%15.38%
Net Income
83,73780,24380,13780,95478,51670,894
Earnings Per Share
0.710.730.810.830.850.78
EPS Growth
-6.40%-10.16%-2.64%-2.33%9.13%9.85%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Banking
193,857214,731213,668196,504198,459
Treasury Operations
41,38839,02633,10650,25724,242
Corporate Banking
87,31266,40969,36252,67949,355
Other Operations
387544609623413
Total
322,944320,710316,745300,063272,469

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,337,7982,403,1051,980,7212,243,5311,933,0751,694,434
Total Debt
553,153605,552526,362641,412365,387190,809
Net Cash (Debt)
2,784,6451,797,5531,454,3591,602,1191,567,6881,503,625
Net Cash Growth
6.89%23.60%-9.22%2.20%4.26%64.52%
Net Cash Per Share
23.7316.2614.6716.4316.9716.52

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,078,828-925,183-970,436-977,626-813,869-941,360
Capital Expenditures
-11,929-13,759-20,350-12,963-12,402-13,853
Free Cash Flow
-1,090,757-938,942-990,786-990,589-826,271-955,213
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.95%24.85%24.99%25.56%26.17%26.02%
FCF Margin
-338.03%-290.75%-308.94%-312.74%-275.37%-350.58%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2550.2180.2620.2610.2580.247
Dividend Per Share Growth
2.75%-16.55%0.23%1.20%4.24%18.66%
Dividend Yield
4.50%4.09%4.84%6.28%5.67%4.99%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.797.996.695.095.356.47
Forward PE
6.586.635.063.984.535.22
PS Ratio
2.071.991.671.301.401.68