Postal Savings Bank of China Co., Ltd. (HKG:1658)
4.850
-0.015 (-0.31%)
Aug 6, 2026, 11:59 AM HKT
HKG:1658 Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 322,724 | 322,944 | 320,710 | 316,745 | 300,063 | 272,469 |
Revenue Growth | 1.84% | 0.70% | 1.25% | 5.56% | 10.13% | 15.38% |
Net Income Net Income Growth | 80,723 | 80,243 | 80,137 | 80,954 | 78,516 | 70,894 |
Earnings Per Share EPS Growth | 0.69 | 0.73 | 0.81 | 0.83 | 0.85 | 0.78 |
EPS Growth | -13.11% | -10.16% | -2.64% | -2.33% | 9.13% | 9.85% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Treasury Operations Treasury Operations Growth | 41,388 | 39,026 | 33,106 | 50,257 | 24,242 |
Corporate Banking Corporate Banking Growth | 87,312 | 66,409 | 69,362 | 52,679 | 49,355 |
Personal Banking Personal Banking Growth | 193,857 | 214,731 | 213,668 | 196,504 | 198,459 |
Other Operations Other Operations Growth | 387 | 544 | 609 | 623 | 413 |
Total Total Growth | 322,944 | 320,710 | 316,745 | 300,063 | 272,469 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,488,365 | 2,403,105 | 1,980,721 | 2,243,531 | 1,933,075 | 1,694,434 |
Total Debt Total Debt Growth | 593,008 | 605,552 | 526,362 | 641,412 | 365,387 | 190,809 |
Net Cash (Debt) Net Cash Growth | 2,895,357 | 1,797,553 | 1,454,359 | 1,602,119 | 1,567,688 | 1,503,625 |
Net Cash Growth | 0.50% | 23.60% | -9.22% | 2.20% | 4.26% | 64.52% |
Net Cash Per Share Net Cash Per Share Growth | 24.88 | 16.26 | 14.67 | 16.43 | 16.97 | 16.52 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -829,383 | -925,183 | -970,436 | -977,626 | -813,869 | -941,360 |
Capital Expenditures CapEx Growth | -8,522 | -13,759 | -20,350 | -12,963 | -12,402 | -13,853 |
Free Cash Flow Free Cash Flow Growth | -837,905 | -938,942 | -990,786 | -990,589 | -826,271 | -955,213 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 25.01% | 24.85% | 24.99% | 25.56% | 26.17% | 26.02% |
FCF Margin | -259.63% | -290.75% | -308.94% | -312.74% | -275.37% | -350.58% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.254 | 0.218 | 0.262 | 0.261 | 0.258 | 0.247 |
Dividend Per Share Growth | -12.95% | -16.55% | 0.23% | 1.20% | 4.24% | 18.66% |
Dividend Yield | 5.14% | 4.80% | 6.55% | 9.18% | 7.60% | 7.36% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.17 | 7.99 | 6.69 | 5.09 | 5.35 | 6.47 |
Forward PE | 5.89 | 6.63 | 5.06 | 3.98 | 4.53 | 5.22 |
PS Ratio | 1.84 | 1.99 | 1.67 | 1.30 | 1.40 | 1.68 |