HKG:1658 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	480,903	508,243	498,327	474,240	451,567
Interest Paid on Deposits	199,283	222,120	216,524	200,647	182,185
Net Interest Income	281,620	286,123	281,803	273,593	269,382
Net Interest Income Growth (YoY)	-1.57%	1.53%	3.00%	1.56%	6.32%
Income From Trading Activities	-	-	4,460	3,673	3,286
Gain (Loss) on Sale of Assets	-	-	-	1	-32
Gain (Loss) on Sale of Investments	44,933	36,827	26,961	22,479	23,687
Gain (Loss) on Sale of Equity Investments	-	-	18	3	-
Other Non-Interest Income	29,175	25,825	29,670	35,642	22,784
Total Non-Interest Income	74,108	62,652	61,109	61,798	49,725
Non-Interest Income Growth (YoY)	18.29%	2.53%	-1.11%	24.28%	49.96%
Revenues Before Loan Losses	355,728	348,775	342,912	335,391	319,107
Provision for Loan Losses	32,922	28,423	26,167	35,328	46,638
Revenue	322,806	320,352	316,745	300,063	272,469
Revenue Growth (YoY)	0.77%	1.14%	5.56%	10.13%	15.38%
Salaries and Employee Benefits	-	-	64,017	62,878	59,228
Occupancy Expenses	-	-	12,128	11,300	9,037
Selling, General & Administrative	220,895	224,035	-	30	30
Other Non-Interest Expense	3,031	2,718	149,001	134,491	122,720
Total Non-Interest Expense	224,561	226,659	225,146	208,699	191,015
EBT Excluding Unusual Items	98,245	93,693	91,599	91,364	81,454
Legal Settlements	-24	899	-	-	-
Pretax Income	98,221	94,592	91,599	91,364	81,454
Income Tax Expense	10,598	7,876	5,175	6,009	4,922
Earnings From Continuing Operations	87,623	86,716	86,424	85,355	76,532
Minority Interest in Earnings	-219	-237	-154	-131	-362
Net Income	87,404	86,479	86,270	85,224	76,170
Preferred Dividends & Other Adjustments	7,161	6,342	5,316	6,708	5,276
Net Income to Common	80,243	80,137	80,954	78,516	70,894
Net Income Growth	1.07%	0.24%	1.23%	11.89%	18.65%
Basic Shares Outstanding	110,517	99,161	97,527	92,384	91,033
Diluted Shares Outstanding	110,517	99,161	97,527	92,384	91,033
Shares Change (YoY)	11.45%	1.68%	5.57%	1.48%	4.74%
EPS (Basic)	0.73	0.81	0.83	0.85	0.78
EPS (Diluted)	0.73	0.81	0.83	0.85	0.78
EPS Growth	-10.16%	-2.64%	-2.33%	9.13%	9.85%
Dividend Per Share	0.218	0.262	0.261	0.258	0.247
Dividend Growth	-16.55%	0.23%	1.20%	4.24%	18.66%
Effective Tax Rate	10.79%	8.33%	5.65%	6.58%	6.04%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.