Postal Savings Bank of China Co., Ltd. (HKG:1658)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
5.33
-0.06 (-1.02%)
Sep 15, 2026, 4:08 PM HKT

HKG:1658 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
321,630322,944320,710316,745300,063272,469
Revenue Growth
1.23%0.70%1.25%5.56%10.13%15.38%
Net Income
84,87380,24380,13780,95478,51670,894
Earnings Per Share
0.710.730.810.830.850.78
EPS Growth
-10.35%-10.16%-2.64%-2.33%9.13%9.85%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Banking
193,604193,857214,731213,668196,504198,459
Treasury Operations
46,94741,38839,02633,10650,25724,242
Corporate Banking
80,62587,31266,40969,36252,67949,355
Other Operations
454387544609623413
Total
321,630322,944320,710316,745300,063272,469

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,619,3942,403,1051,980,7212,243,5311,933,0751,694,434
Total Debt
675,345605,552526,362641,412365,387190,809
Net Cash (Debt)
1,944,0491,797,5531,454,3591,602,1191,567,6881,503,625
Net Cash Growth
-6.41%23.60%-9.22%2.20%4.26%64.52%
Net Cash Per Share
16.1816.2614.6716.4316.9716.52

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-838,095-925,183-970,436-977,626-813,869-941,360
Capital Expenditures
-13,219-13,759-20,350-12,963-12,402-13,853
Free Cash Flow
-851,314-938,942-990,786-990,589-826,271-955,213
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.39%24.85%24.99%25.56%26.17%26.02%
FCF Margin
-264.69%-290.75%-308.94%-312.74%-275.37%-350.58%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2550.2180.2620.2610.2580.247
Dividend Per Share Growth
2.75%-16.55%0.23%1.20%4.24%18.66%
Dividend Yield
4.74%4.80%6.55%9.18%7.60%7.36%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.547.996.695.095.356.47
Forward PE
6.236.635.063.984.535.22
PS Ratio
1.981.991.671.301.401.68