HKG:1658 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	474,588	480,903	508,243	498,327	474,240	451,567
Interest Paid on Deposits	183,331	199,283	222,120	216,524	200,647	182,185
Net Interest Income	291,257	281,620	286,123	281,803	273,593	269,382
Net Interest Income Growth	3.40%	-1.57%	1.53%	3.00%	1.56%	6.32%
Income From Trading Activities	2,413	3,038	4,185	4,460	3,673	3,286
Gain (Loss) on Sale of Assets	-	-	-	-	1	-32
Gain (Loss) on Sale of Investments	48,024	41,866	32,617	26,961	22,479	23,687
Gain (Loss) on Sale of Equity Investments	68	29	25	18	3	-
Other Non-Interest Income	30,577	29,313	26,183	29,670	35,642	22,784
Total Non-Interest Income	81,082	74,246	63,010	61,109	61,798	49,725
Non-Interest Income Growth	12.49%	17.83%	3.11%	-1.11%	24.28%	49.96%
Revenues Before Loan Losses	372,339	355,866	349,133	342,912	335,391	319,107
Provision for Loan Losses	49,662	32,922	28,423	26,167	35,328	46,638
Revenue	322,677	322,944	320,710	316,745	300,063	272,469
Revenue Growth	0.53%	0.70%	1.25%	5.56%	10.13%	15.38%
Salaries and Employee Benefits	64,827	64,827	64,045	64,017	62,878	59,228
Occupancy Expenses	11,605	11,605	11,386	12,128	11,300	9,037
Selling, General & Administrative	-	-	-	-	30	30
Other Non-Interest Expense	147,280	148,291	150,687	149,001	134,491	122,720
Total Non-Interest Expense	223,712	224,723	226,118	225,146	208,699	191,015
EBT Excluding Unusual Items	98,965	98,221	94,592	91,599	91,364	81,454
Pretax Income	98,965	98,221	94,592	91,599	91,364	81,454
Income Tax Expense	7,928	10,598	7,876	5,175	6,009	4,922
Earnings From Continuing Operations	91,037	87,623	86,716	86,424	85,355	76,532
Minority Interest in Earnings	-139	-219	-237	-154	-131	-362
Net Income	90,898	87,404	86,479	86,270	85,224	76,170
Preferred Dividends & Other Adjustments	7,161	7,161	6,342	5,316	6,708	5,276
Net Income to Common	83,737	80,243	80,137	80,954	78,516	70,894
Net Income Growth	3.53%	0.13%	-1.01%	3.10%	10.75%	15.06%
Basic Shares Outstanding	117,330	110,517	99,161	97,527	92,384	91,033
Diluted Shares Outstanding	117,330	110,517	99,161	97,527	92,384	91,033
Shares Change	10.61%	11.45%	1.68%	5.57%	1.48%	4.74%
EPS (Basic)	0.71	0.73	0.81	0.83	0.85	0.78
EPS (Diluted)	0.71	0.73	0.81	0.83	0.85	0.78
EPS Growth	-6.40%	-10.16%	-2.64%	-2.33%	9.13%	9.85%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.228	0.218	0.262	0.261	0.258	0.247
Dividend Growth	-3.63%	-16.55%	0.23%	1.20%	4.24%	18.66%
Effective Tax Rate	8.01%	10.79%	8.33%	5.65%	6.58%	6.04%