HKG:1905 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	5,926	6,167	6,346	7,195	6,782	6,479
Total Interest Expense	2,474	2,446	3,057	3,636	3,542	3,528
Net Interest Income	3,453	3,721	3,290	3,559	3,240	2,951
Commissions and Fees	258.07	258.07	266.86	544.69	1,142	1,282
Gain (Loss) on Sale of Investments	-	-	-	-35.73	-	-
Other Revenue	832.59	832.59	2,044	976.14	652.06	471.36
Revenue Before Loan Losses	4,543	4,812	5,601	5,044	5,035	4,704
Provision for Loan Losses	409.56	430.8	571.41	390.77	1,081	1,384
Revenue	4,134	4,381	5,029	4,653	3,954	3,321
Revenue Growth (YoY)	-13.74%	-12.89%	8.07%	17.69%	19.08%	24.90%
Salaries & Employee Benefits	741	741	722.96	803.58	854.28	738.56
Cost of Services Provided	-169.04	8.85	8.27	10.36	12.84	15.72
Other Operating Expenses	241.47	230.1	974.49	103.83	67.94	-110.21
Total Operating Expenses	1,188	1,354	2,095	1,304	1,305	1,067
Operating Income	2,946	3,027	2,934	3,350	2,649	2,254
Currency Exchange Gain (Loss)	-56.73	-56.73	-18.98	-43.08	-22.88	-16.16
EBT Excluding Unusual Items	1,816	1,893	1,961	2,153	2,056	1,869
Gain (Loss) on Sale of Investments	-42.74	-	0.65	-0.65	-	-
Pretax Income	1,780	1,893	1,961	2,152	2,056	1,932
Income Tax Expense	450.54	468.45	448.59	544.68	523.3	518.71
Earnings From Continuing Ops.	1,330	1,425	1,513	1,607	1,533	1,413
Minority Interest in Earnings	0.05	0.61	-3.58	-2.1	-1.43	-0.7
Net Income	1,330	1,425	1,509	1,605	1,531	1,412
Preferred Dividends & Other Adjustments	80.65	80.65	116.47	136.84	97.9	90.93
Net Income to Common	1,249	1,345	1,393	1,469	1,434	1,321
Net Income Growth	-10.60%	-5.56%	-5.98%	4.83%	8.45%	26.59%
Shares Outstanding (Basic)	8,159	8,235	8,235	8,235	8,235	8,235
Shares Outstanding (Diluted)	8,159	8,235	8,235	8,235	8,235	8,235
Shares Change (YoY)	0.40%	-	-	-	-	-
EPS (Basic)	0.15	0.16	0.17	0.18	0.17	0.16
EPS (Diluted)	0.15	0.16	0.17	0.18	0.17	0.16
EPS Growth	-9.25%	-3.45%	-5.15%	2.44%	8.50%	24.03%
Free Cash Flow	10,572	6,081	12,731	7,829	-7,256	-4,405
Free Cash Flow Per Share	1.30	0.74	1.55	0.95	-0.88	-0.54
Dividend Per Share	0.085	0.085	0.083	0.090	0.098	0.077
Dividend Growth	2.41%	2.41%	-7.78%	-8.16%	27.27%	45.28%
Operating Margin	71.27%	69.09%	58.34%	71.99%	67.00%	67.87%
Profit Margin	30.22%	30.70%	27.70%	31.56%	36.25%	39.79%
Free Cash Flow Margin	255.75%	138.82%	253.15%	168.24%	-183.50%	-132.67%
Effective Tax Rate	25.30%	24.74%	22.87%	25.31%	25.45%	26.85%
Revenue as Reported	7,328	7,328	8,855	8,913	8,862	8,953

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.