Luzhou Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	8,283	7,967	7,518	7,224	7,495	6,950
Interest Paid on Deposits	3,667	3,893	3,999	4,135	4,237	4,012
Net Interest Income	4,616	4,074	3,519	3,088	3,258	2,938
Net Interest Income Growth	26.18%	15.77%	13.94%	-5.21%	10.89%	6.59%
Income From Trading Activities	436.89	568.77	939.89	1,171	369.16	556.7
Gain (Loss) on Sale of Assets	-0.1	-	-0.34	-1.72	-0.07	-0.7
Gain (Loss) on Sale of Investments	119.49	90.32	259.89	354.06	134.49	209.55
Other Non-Interest Income	70.13	127.99	490.91	158.74	140.25	72.57
Total Non-Interest Income	626.42	787.08	1,690	1,682	643.83	838.12
Non-Interest Income Growth	-44.95%	-53.44%	0.49%	161.26%	-23.18%	110.43%
Revenues Before Loan Losses	5,242	4,861	5,209	4,770	3,902	3,776
Provision for Loan Losses	867.92	707.36	1,625	1,793	1,311	1,332
Revenue	4,374	4,153	3,584	2,977	2,591	2,444
Revenue Growth	13.32%	15.88%	20.38%	14.91%	6.02%	27.64%
Salaries and Employee Benefits	1,059	1,051	895.57	843.48	824.25	788.14
Occupancy Expenses	236.91	210.16	182.37	171.77	176.53	183.72
Selling, General & Administrative	625.87	639.9	571.71	613.9	482.05	451.8
Other Non-Interest Expense	126.43	154.42	137.33	82.23	86.42	68.84
Total Non-Interest Expense	2,059	2,070	1,799	1,727	1,577	1,510
EBT Excluding Unusual Items	2,315	2,084	1,785	1,251	1,014	934.31
Pretax Income	2,315	2,084	1,785	1,251	1,014	934.31
Income Tax Expense	672.91	541.39	509.1	256.55	206.95	200.05
Earnings From Continuing Operations	1,642	1,542	1,276	994.24	807.53	734.26
Minority Interest in Earnings	-1.7	-0.96	-	-	-	-
Net Income	1,640	1,541	1,276	994.24	807.53	734.26
Preferred Dividends & Other Adjustments	66.3	111.9	95.1	95.1	95.1	95.1
Net Income to Common	1,574	1,430	1,181	899.14	712.43	639.16
Net Income Growth	23.48%	21.09%	31.30%	26.21%	11.46%	10.95%
Basic Shares Outstanding	2,718	2,718	2,718	2,718	2,718	2,718
Diluted Shares Outstanding	2,718	2,718	2,718	2,718	2,718	2,718
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.58	0.53	0.43	0.33	0.26	0.24
EPS (Diluted)	0.58	0.53	0.43	0.33	0.26	0.24
EPS Growth	23.48%	22.32%	30.30%	26.92%	10.55%	11.99%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.130	0.130	0.120	0.090	0.080	-
Dividend Growth	8.33%	8.33%	33.33%	12.50%	-	-
Effective Tax Rate	29.07%	25.98%	28.52%	20.51%	20.40%	21.41%