VCREDIT Holdings Limited (HKG:2003)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
0.9100
0.00 (0.00%)
Sep 4, 2026, 3:18 PM HKT

VCREDIT Holdings Income Statement

Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest and Dividend Income
1,2942,1391,9681,4771,9221,972
Total Interest Expense
184.07296.91347.93331.34531.03593.92
Net Interest Income
1,1101,8421,6201,1461,3911,378
Other Revenue
193.13114.79257.38141.89109.52479.19
Revenue Before Loan Losses
2,2183,7673,8273,5293,0653,397
Provision for Loan Losses
1,4591,8491,093688.35623.43415.62
759.51,9182,7342,8402,4422,981
Revenue Growth
-78.00%-29.85%-3.74%16.34%-18.11%-
Salaries & Employee Benefits
----4.9733.29
Cost of Services Provided
1,5972,3942,0232,0601,6791,513
Other Operating Expenses
-129.17-121.13-120.53-57.35-72.28-72.07
Total Operating Expenses
1,4682,2731,9032,0031,6121,474
Operating Income
-708.16-354.38831.38837.82829.461,507
Earnings From Equity Investments
-16.17-10.02-6.82-7.85-0.69
Currency Exchange Gain (Loss)
-13.78-25.2-11.99-0.58-45.320.19
EBT Excluding Unusual Items
-939.01-692.24615.08599.1706.171,519
Gain (Loss) on Sale of Investments
-0.7412.7314.29-0.83-14.82-4.91
Other Unusual Items
----1.283.78-
Pretax Income
-939.75-679.52629.38596.99695.121,514
Income Tax Expense
-175.92-119.7151.21143.08162.65334.98
Earnings From Continuing Ops.
-763.83-559.82478.16453.91532.471,179
Minority Interest in Earnings
1.410.010-0.01-0.01-0.02
Net Income
-762.43-559.81478.17453.91532.471,179
Net Income to Common
-762.43-559.81478.17453.91532.471,179
Net Income Growth
--5.34%-14.75%-54.85%-
Shares Outstanding (Basic)
488488488488487488
Shares Outstanding (Diluted)
488488490490490492
Shares Change
-0.41%-0.36%-0.02%-0.04%-0.40%0.04%
EPS (Basic)
-1.56-1.150.980.931.092.42
EPS (Diluted)
-1.56-1.150.980.931.092.40
EPS Growth
--5.32%-14.68%-54.58%-

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
7,2392,5471,424-1,3663,014-1,033
Free Cash Flow Per Share
14.845.222.91-2.796.15-2.10
Dividend Per Share
-0.0450.1880.2270.1770.204
Dividend Growth
--76.09%-17.18%28.27%-13.14%-
Operating Margin
-93.24%-18.48%30.41%29.50%33.97%50.56%
Profit Margin
-100.38%-29.18%17.49%15.98%21.81%39.55%
Free Cash Flow Margin
953.19%132.78%52.07%-48.08%123.44%-34.64%
Effective Tax Rate
--24.03%23.97%23.40%22.12%