Jinshang Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	11,310	11,705	11,615	10,729	10,359	9,429
Interest Paid on Deposits	7,308	7,516	7,379	7,136	6,805	5,989
Net Interest Income	4,002	4,189	4,236	3,593	3,554	3,441
Net Interest Income Growth (YoY)	-9.59%	-1.11%	17.90%	1.10%	3.29%	5.57%
Income From Trading Activities	140.19	115.24	-78.51	-32.5	301.47	-119.49
Gain (Loss) on Sale of Assets	0.6	0.85	1.28	1.97	0.6	-1.18
Gain (Loss) on Sale of Investments	972.02	815	887.03	917.58	757.77	819.81
Other Non-Interest Income	625.29	670.72	756.17	780.12	776.85	728.16
Total Non-Interest Income	1,738	1,602	1,566	1,667	1,837	1,427
Non-Interest Income Growth (YoY)	30.93%	2.29%	-6.07%	-9.23%	28.68%	-22.00%
Revenues Before Loan Losses	5,740	5,791	5,802	5,260	5,391	4,868
Provision for Loan Losses	1,642	1,675	1,432	1,238	1,653	1,453
Revenue	4,099	4,116	4,370	4,022	3,738	3,415
Revenue Growth (YoY)	-6.29%	-5.81%	8.65%	7.61%	9.45%	-0.24%
Salaries and Employee Benefits	1,401	1,400	1,432	1,327	1,283	1,085
Occupancy Expenses	359.7	360.4	362.74	367.36	367.08	326.73
Selling, General & Administrative	428.94	447.64	464.32	406.38	336.25	321.53
Other Non-Interest Expense	85.83	88.39	89	86.2	84.47	90.77
Total Non-Interest Expense	2,249	2,270	2,336	2,166	2,046	1,803
EBT Excluding Unusual Items	1,849	1,846	2,034	1,856	1,692	1,612
Asset Writedown	-3.39	-27.96	-	-	-	-
Pretax Income	1,846	1,818	2,034	1,856	1,692	1,612
Income Tax Expense	75.06	68.74	33.34	20.95	12.46	41.47
Earnings From Continuing Operations	1,771	1,750	2,001	1,835	1,679	1,571
Minority Interest in Earnings	6.47	5.61	2.36	3.03	6.27	-4.15
Net Income	1,777	1,755	2,003	1,838	1,686	1,567
Net Income to Common	1,777	1,755	2,003	1,838	1,686	1,567
Net Income Growth	-11.11%	-12.37%	8.95%	9.06%	7.59%	5.60%
Basic Shares Outstanding	5,839	5,839	5,839	5,839	5,839	5,839
Diluted Shares Outstanding	5,839	5,839	5,839	5,839	5,839	5,839
Shares Change (YoY)	-	-	-	-	-	10.14%
EPS (Basic)	0.30	0.30	0.34	0.31	0.29	0.27
EPS (Diluted)	0.30	0.30	0.34	0.31	0.29	0.27
EPS Growth	-11.77%	-11.77%	9.68%	7.38%	7.59%	-4.12%
Dividend Per Share	0.080	0.080	0.100	0.100	0.100	0.100
Dividend Growth	-20.00%	-20.00%	-	-	-	-9.09%
Effective Tax Rate	4.07%	3.78%	1.64%	1.13%	0.74%	2.57%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.