Jinshang Bank Co., Ltd. (HKG:2558)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
1.110
-0.060 (-5.13%)
Jul 21, 2026, 6:09 PM HKT

Jinshang Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,8323,8324,1164,3704,0223,738
Revenue Growth
-6.49%-6.90%-5.81%8.65%7.61%9.45%
Net Income
1,6651,6651,7552,0031,8381,686
Earnings Per Share
0.290.290.300.340.310.29
EPS Growth
-4.93%-4.93%-11.77%9.68%7.38%7.59%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
1,5411,5411,9683,2812,8762,334
Others
17.5617.5621.849.2216.7210.92
Treasury Business
1,1841,1841,03629.82-257.84412.49
Retail Banking
1,0901,0901,0901,0501,388980.15
Total
3,8323,8324,1164,3704,0223,738

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
68,10968,10978,26378,55271,55480,743
Total Debt
40,92840,92835,40345,94156,94777,659
Net Cash (Debt)
27,18127,18142,86032,61114,6063,084
Net Cash Growth
-20.22%-36.58%31.43%123.27%373.65%-
Net Cash Per Share
4.664.667.345.592.500.53

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,241-2,241-9,034-24,315-27,019-18,650
Capital Expenditures
-135.42-135.42-137.35-260.18-154.43-194.68
Free Cash Flow
-2,376-2,376-9,171-24,575-27,173-18,845
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.45%43.45%42.64%45.83%45.71%45.10%
FCF Margin
-62.00%-62.00%-222.80%-562.33%-675.57%-504.18%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0580.0500.0800.1000.1000.100
Dividend Per Share Growth
-34.40%-37.50%-20.00%0%0%0%
Dividend Yield
5.17%4.15%6.62%9.29%13.80%12.05%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.534.444.503.783.034.15
PS Ratio
1.531.931.921.731.391.87