Jinshang Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,117	8,636	12,058	5,150	16,315
Investment Securities	128,558	119,799	117,314	77,718	72,334
Trading Asset Securities	17,009	22,213	11,732	35,522	35,783
Total Investments	145,568	142,012	129,046	113,240	108,117
Gross Loans	217,626	201,414	191,436	186,052	155,740
Allowance for Loan Losses	-8,092	-7,323	-6,778	-5,920	-5,277
Net Loans	209,534	194,091	184,658	180,132	150,463
Property, Plant & Equipment	1,704	1,793	1,618	1,658	1,753
Other Intangible Assets	392.86	402.47	402.61	349.66	333.87
Accrued Interest Receivable	1,164	1,130	1,065	883.89	667.47
Other Receivables	647.19	52.89	400.52	441.72	423.55
Restricted Cash	15,199	14,717	13,473	12,439	11,236
Long-Term Deferred Tax Assets	2,694	2,514	2,079	1,775	1,711
Other Real Estate Owned & Foreclosed	180.61	183.8	182.85	185.96	119.19
Other Long-Term Assets	10,787	10,761	16,306	20,150	12,136
Total Assets	393,000	376,306	361,305	336,420	303,292
Accrued Expenses	970.29	907.3	935.14	903.93	763.85
Interest Bearing Deposits	242,801	236,324	209,118	179,886	143,293
Non-Interest Bearing Deposits	68,412	64,588	72,010	68,667	53,259
Total Deposits	311,212	300,912	281,128	248,553	196,552
Short-Term Borrowings	13,015	13,165	23,805	23,089	18,145
Current Portion of Long-Term Debt	23,650	19,955	19,827	31,535	53,179
Current Portion of Leases	81.66	101.92	120.82	124.43	112.5
Current Income Taxes Payable	311.97	453.16	322.37	151.95	67.71
Accrued Interest Payable	9,743	9,465	7,169	5,338	3,953
Other Current Liabilities	526.76	873.78	850.44	1,007	1,912
Long-Term Debt	3,999	1,999	1,999	1,999	5,998
Long-Term Leases	182.6	182.37	189.01	199.3	223.85
Long-Term Unearned Revenue	18.64	34.01	80.01	107.32	115.16
Pension & Post-Retirement Benefits	40.52	41.91	64.38	55.84	95.08
Other Long-Term Liabilities	161.75	185.87	1.98	2.08	16.36
Total Liabilities	363,913	348,277	336,492	313,066	281,134
Common Stock	5,839	5,839	5,839	5,839	5,839
Additional Paid-In Capital	6,569	6,569	6,569	6,569	6,569
Retained Earnings	14,753	13,575	12,375	10,956	9,701
Comprehensive Income & Other	1,926	2,035	14.59	-27.9	27.55
Total Common Equity	29,087	28,018	24,797	23,335	22,136
Minority Interest	-	10.58	16.19	18.55	21.57
Shareholders' Equity	29,087	28,028	24,813	23,354	22,158
Total Liabilities & Equity	393,000	376,306	361,305	336,420	303,292
Total Debt	40,928	35,403	45,941	56,947	77,659
Net Cash (Debt)	27,181	42,860	32,611	14,606	3,084
Net Cash Growth	-36.58%	31.43%	123.27%	373.65%	-
Net Cash Per Share	4.66	7.34	5.59	2.50	0.53
Filing Date Shares Outstanding	5,839	5,839	5,839	5,839	5,839
Total Common Shares Outstanding	5,839	5,839	5,839	5,839	5,839
Book Value Per Share	4.64	4.46	4.25	4.00	3.79
Tangible Book Value	28,694	27,615	24,394	22,985	21,802
Tangible Book Value Per Share	4.57	4.39	4.18	3.94	3.73