Jinshang Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	5,423	8,636	12,058	5,150	16,315	9,089
Investment Securities	119,427	119,799	117,314	77,718	72,334	82,156
Trading Asset Securities	25,116	22,213	11,732	35,522	35,783	29,775
Total Investments	144,543	142,012	129,046	113,240	108,117	111,931
Gross Loans	208,638	201,414	191,436	186,052	155,740	136,105
Allowance for Loan Losses	-7,915	-7,323	-6,778	-5,920	-5,277	-4,854
Net Loans	200,723	194,091	184,658	180,132	150,463	131,251
Property, Plant & Equipment	1,464	1,534	1,618	1,658	1,753	1,892
Other Intangible Assets	392.1	402.47	402.61	349.66	333.87	250.35
Accrued Interest Receivable	1,243	1,130	1,065	883.89	667.47	760.93
Other Receivables	440.78	341.47	400.52	441.72	423.55	405.33
Restricted Cash	15,080	14,717	13,473	12,439	11,236	13,596
Long-Term Deferred Tax Assets	2,748	2,514	2,079	1,775	1,711	1,696
Other Real Estate Owned & Foreclosed	159.14	154.22	182.85	185.96	119.19	57.77
Other Long-Term Assets	16,031	10,761	16,306	20,150	12,136	-
Total Assets	388,258	376,306	361,305	336,420	303,292	270,944
Accrued Expenses	690.5	907.3	935.14	903.93	763.85	674.9
Interest Bearing Deposits	239,528	236,324	209,118	179,886	143,293	119,168
Non-Interest Bearing Deposits	64,610	64,588	72,010	68,667	53,259	56,123
Total Deposits	304,139	300,912	281,128	248,553	196,552	175,291
Short-Term Borrowings	16,959	13,165	23,805	23,089	18,145	15,324
Current Portion of Long-Term Debt	10,419	19,955	19,827	31,535	53,179	48,471
Current Portion of Leases	85.84	101.92	120.82	124.43	112.5	99.97
Current Income Taxes Payable	409.8	453.16	322.37	151.95	67.71	274.56
Accrued Interest Payable	9,956	9,465	7,169	5,338	3,953	3,397
Other Current Liabilities	1,491	873.78	850.44	1,007	1,912	1,405
Long-Term Debt	15,209	1,999	1,999	1,999	5,998	4,506
Long-Term Leases	171.1	283.25	189.01	199.3	223.85	268.66
Long-Term Unearned Revenue	19.6	75.73	80.01	107.32	115.16	95.88
Pension & Post-Retirement Benefits	43.28	41.91	64.38	55.84	95.08	77.04
Other Long-Term Liabilities	91.99	43.27	1.98	2.08	16.36	17.62
Total Liabilities	359,684	348,277	336,492	313,066	281,134	249,902
Common Stock	5,839	5,839	5,839	5,839	5,839	5,839
Additional Paid-In Capital	6,569	6,569	6,569	6,569	6,569	6,569
Retained Earnings	14,160	13,575	12,375	10,956	9,701	8,599
Comprehensive Income & Other	2,004	2,035	14.59	-27.9	27.55	6.84
Total Common Equity	28,572	28,018	24,797	23,335	22,136	21,014
Minority Interest	1.78	10.58	16.19	18.55	21.57	27.84
Shareholders' Equity	28,574	28,028	24,813	23,354	22,158	21,041
Total Liabilities & Equity	388,258	376,306	361,305	336,420	303,292	270,944
Total Debt	42,844	35,504	45,941	56,947	77,659	68,670
Net Cash (Debt)	34,072	42,759	32,611	14,606	3,084	-8,817
Net Cash Growth	8.28%	31.12%	123.27%	373.65%	-	-
Net Cash Per Share	5.84	7.32	5.59	2.50	0.53	-1.51
Filing Date Shares Outstanding	5,839	5,839	5,839	5,839	5,839	5,839
Total Common Shares Outstanding	5,839	5,839	5,839	5,839	5,839	5,839
Book Value Per Share	4.55	4.46	4.25	4.00	3.79	3.60
Tangible Book Value	28,180	27,615	24,394	22,985	21,802	20,763
Tangible Book Value Per Share	4.48	4.39	4.18	3.94	3.73	3.56

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.