Jinshang Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,665	1,755	2,003	1,838	1,686
Depreciation & Amortization	247.21	248.86	258.61	260.06	286.62
Other Amortization	66.55	65.53	61.58	64.28	33.81
Gain (Loss) on Sale of Assets	-2.54	-0.85	-1.26	-1.96	-0.55
Gain (Loss) on Sale of Investments	-990.04	-1,110	-335.92	-529.16	-893.03
Total Asset Writedown	20.64	38.43	7.62	-21.29	10.85
Provision for Credit Losses	1,812	1,783	959.07	1,229	1,487
Change in Income Taxes	-321.82	-379.93	-181	-57.16	-241.22
Change in Other Net Operating Assets	-5,046	-12,062	-27,607	-30,452	-22,613
Other Operating Activities	323.88	653.25	532.81	672.26	1,618
Operating Cash Flow	-2,241	-9,034	-24,315	-27,019	-18,650
Capital Expenditures	-135.42	-137.35	-260.18	-154.43	-194.68
Sale of Property, Plant and Equipment	3.73	7.1	1.06	0.42	0.68
Investment in Securities	-7,143	-15,773	10,953	-9,783	-354.73
Income (Loss) Equity Investments	-16.17	-26.22	-12.14	-20.78	-24.51
Other Investing Activities	1,011	945.79	980.22	1,006	781.15
Investing Cash Flow	-6,264	-14,958	11,674	-8,931	232.42
Long-Term Debt Issued	58,914	39,203	45,537	57,847	81,479
Long-Term Debt Repaid	-53,326	-39,196	-57,274	-83,405	-74,873
Net Debt Issued (Repaid)	5,588	7.05	-11,737	-25,558	6,605
Common Dividends Paid	-508.53	-599.64	-614.58	-577.32	-600.67
Net Increase (Decrease) in Deposit Accounts	10,300	19,784	32,575	52,001	21,261
Other Financing Activities	-542.6	1,378	-675.9	-1,086	-1,620
Financing Cash Flow	14,837	20,569	19,547	24,781	25,646
Foreign Exchange Rate Adjustments	-0.85	0.58	0.66	3.06	-0.76
Net Cash Flow	6,331	-3,422	6,907	-11,165	7,227
Free Cash Flow	-2,376	-9,171	-24,575	-27,173	-18,845
Free Cash Flow Margin	-62.00%	-222.80%	-562.33%	-675.57%	-504.18%
Free Cash Flow Per Share	-0.41	-1.57	-4.21	-4.65	-3.23
Cash Interest Paid	6,626	5,241	5,644	5,753	6,171
Cash Income Tax Paid	321.82	379.93	181	57.16	241.22

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.