Jinshang Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,777	1,755	2,003	1,838	1,686	1,567
Depreciation & Amortization	216.84	248.86	258.61	260.06	286.62	248.59
Other Amortization	95.83	65.53	61.58	64.28	33.81	29.75
Gain (Loss) on Sale of Assets	-0.6	-0.85	-1.26	-1.96	-0.55	1.18
Gain (Loss) on Sale of Investments	-928.75	-1,110	-335.92	-529.16	-893.03	-609.1
Total Asset Writedown	16.38	38.43	7.62	-21.29	10.85	23.86
Provision for Credit Losses	1,436	1,783	959.07	1,229	1,487	992.49
Change in Income Taxes	-332.67	-379.93	-181	-57.16	-241.22	-201.68
Change in Other Net Operating Assets	-2,723	-12,062	-27,607	-30,452	-22,613	-21,962
Other Operating Activities	558.46	653.25	532.81	672.26	1,618	1,930
Operating Cash Flow	88.68	-9,034	-24,315	-27,019	-18,650	-18,002
Capital Expenditures	-139.53	-137.35	-260.18	-154.43	-194.68	-221.77
Sale of Property, Plant and Equipment	9.04	7.1	1.06	0.42	0.68	6
Investment in Securities	-19,236	-15,773	10,953	-9,783	-354.73	1,096
Income (Loss) Equity Investments	-26.38	-26.22	-12.14	-20.78	-24.51	-21.54
Other Investing Activities	1,081	945.79	980.22	1,006	781.15	772.03
Investing Cash Flow	-18,286	-14,958	11,674	-8,931	232.42	1,652
Long-Term Debt Issued	-	39,203	45,537	57,847	81,479	70,639
Long-Term Debt Repaid	-	-39,196	-57,274	-83,405	-74,873	-68,951
Net Debt Issued (Repaid)	370.74	7.05	-11,737	-25,558	6,605	1,687
Common Dividends Paid	-591.48	-599.64	-614.58	-577.32	-600.67	-704.54
Net Increase (Decrease) in Deposit Accounts	13,869	19,784	32,575	52,001	21,261	18,118
Other Financing Activities	1,434	1,378	-675.9	-1,086	-1,620	-1,555
Financing Cash Flow	15,083	20,569	19,547	24,781	25,646	17,546
Foreign Exchange Rate Adjustments	-0	0.58	0.66	3.06	-0.76	-2.39
Net Cash Flow	-3,115	-3,422	6,907	-11,165	7,227	1,194
Free Cash Flow	-50.84	-9,171	-24,575	-27,173	-18,845	-18,224
Free Cash Flow Margin	-1.24%	-222.80%	-562.33%	-675.57%	-504.18%	-533.64%
Free Cash Flow Per Share	-0.01	-1.57	-4.21	-4.65	-3.23	-3.12
Cash Interest Paid	5,770	5,241	5,644	5,753	6,171	4,906
Cash Income Tax Paid	332.67	379.93	181	57.16	241.22	201.68

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.