Jinshang Bank Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 10, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	7,882	8,408	8,349	6,306	8,583	9,926
Market Cap Growth	-12.34%	0.70%	32.41%	-26.53%	-13.53%	8.97%
Last Close Price	1.35	1.35	1.25	0.86	1.07	1.15
PE Ratio	4.11	4.50	3.78	3.03	4.15	5.34
PS Ratio	1.76	1.92	1.73	1.39	1.87	2.45
PB Ratio	0.25	0.28	0.31	0.24	0.32	0.40
P/OCF Ratio	81.11	-	-	-	-	-
Debt / Equity Ratio	1.50	1.27	1.85	2.44	3.51	3.26
Net Debt / Equity Ratio	-1.19	-1.53	-1.31	-0.62	-0.14	0.42
Net Debt / FCF Ratio	670.13	4.66	1.33	0.54	0.16	-0.48
Return on Equity (ROE)	6.57%	6.62%	8.31%	8.07%	7.78%	7.63%
Return on Assets (ROA)	0.47%	0.47%	0.57%	0.57%	0.58%	0.61%
Earnings Yield	24.70%	22.21%	26.43%	32.96%	24.11%	18.75%
FCF Yield	-0.71%	-116.08%	-324.26%	-487.16%	-269.52%	-218.05%
Dividend Yield	6.70%	6.29%	8.82%	13.12%	11.46%	10.37%
Payout Ratio	33.28%	34.17%	30.68%	31.40%	35.63%	44.97%
Buyback Yield / Dilution	-	-	-	-	-	-10.14%
Total Shareholder Return	6.70%	6.29%	8.82%	13.12%	11.46%	0.23%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.