HKG:2596 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,124	4,028	3,691	3,563	3,202	2,546
Interest Paid on Deposits	2,012	2,080	2,114	1,778	1,449	1,164
Net Interest Income	2,112	1,948	1,578	1,786	1,752	1,382
Net Interest Income Growth	25.34%	23.46%	-11.64%	1.90%	26.77%	98.51%
Income From Trading Activities	137.41	52.37	200.97	291.82	-34.95	171.24
Gain (Loss) on Sale of Assets	0.7	0.7	0.98	12.57	0.2	-0.71
Gain (Loss) on Sale of Investments	215.63	220.04	315.14	10.64	86.54	11.01
Other Non-Interest Income	14.19	52.99	85.63	69.22	62.94	57.08
Total Non-Interest Income	367.94	326.1	602.71	384.25	114.74	238.62
Non-Interest Income Growth	-37.17%	-45.89%	56.85%	234.89%	-51.91%	-59.51%
Revenues Before Loan Losses	2,480	2,274	2,180	2,170	1,867	1,621
Provision for Loan Losses	1,024	888.8	888.74	928.58	728.31	644.66
Revenue	1,456	1,385	1,292	1,241	1,139	976.18
Revenue Growth	11.83%	7.23%	4.07%	9.00%	16.65%	28.00%
Salaries and Employee Benefits	417.99	404.67	404.14	396.29	358.88	334.19
Occupancy Expenses	56.22	55.03	57.77	70.33	76.69	77.24
Selling, General & Administrative	246.05	241.81	236.14	208.54	198.94	176.41
Other Non-Interest Expense	31.91	28.28	26.25	21.79	20.84	18.91
Total Non-Interest Expense	754.15	731.77	725.17	698.61	655.38	607.22
EBT Excluding Unusual Items	701.55	653.25	566.49	542.57	483.33	368.96
Asset Writedown	-2.57	-	-	-	-5.8	-
Pretax Income	698.98	653.25	566.49	542.57	477.53	368.96
Income Tax Expense	107.02	93.7	88.68	65.15	45	40.68
Earnings From Continuing Operations	591.96	559.55	477.81	477.42	432.53	328.28
Minority Interest in Earnings	-0.95	0.79	35.62	-8.94	5.18	24.24
Net Income	591.01	560.34	513.43	468.47	437.71	352.51
Net Income to Common	591.01	560.34	513.43	468.47	437.71	352.51
Net Income Growth	15.05%	9.14%	9.60%	7.03%	24.17%	119.38%
Basic Shares Outstanding	4,933	4,588	3,900	3,900	3,900	2,823
Diluted Shares Outstanding	4,933	4,588	3,900	3,900	3,900	2,823
Shares Change	17.81%	17.65%	-	-	38.17%	-0.05%
EPS (Basic)	0.12	0.12	0.13	0.12	0.11	0.12
EPS (Diluted)	0.12	0.12	0.13	0.12	0.11	0.12
EPS Growth	-1.41%	-7.24%	9.60%	7.03%	-10.13%	119.49%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.036	0.036	0.050	-	-	-
Dividend Growth	-28.80%	-28.80%	-	-	-	-
Effective Tax Rate	15.31%	14.34%	15.65%	12.01%	9.42%	11.03%