Qfin Holdings Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	19,595	17,166	16,290	16,554	16,636	13,564
Revenue Growth (YoY)	14.06%	5.38%	-1.59%	-0.49%	22.65%	47.12%
Gross Profit	19,595	17,166	16,290	16,554	16,636	13,564
Selling, General & Admin	3,115	2,175	2,361	2,620	2,648	1,535
Other Operating Expenses	7,940	7,462	9,072	9,462	7,202	8,238
Operating Income	7,701	7,529	4,857	4,472	6,786	3,790
Interest Income	298.61	237.02	217.31	182.3	136.37	77.17
Other Non-Operating Income (Expense)	156.29	126.84	203.18	87.89	100.14	214.42
Total Non-Operating Income (Expense)	454.89	363.85	420.49	270.19	236.51	291.59
Pretax Income	8,156	7,892	5,277	4,742	7,023	4,082
Provision for Income Taxes	1,284	1,644	1,009	736.8	1,258	586.04
Net Income	6,887	6,264	4,285	4,024	5,782	3,497
Minority Interest in Earnings	-14.57	-16.2	-16.76	-18.61	-17.21	-0.9
Net Income to Common	6,887	6,264	4,285	4,024	5,782	3,497
Net Income Growth	26.15%	46.18%	6.49%	-30.40%	65.35%	39.77%
Shares Outstanding (Basic)	136	149	160	1,112	154	149
Shares Outstanding (Diluted)	136	152	164	1,118	161	153
Shares Change (YoY)	-12.63%	-7.63%	-85.31%	595.63%	4.78%	1.89%
EPS (Basic)	50.53	42.04	26.72	3.62	37.64	23.44
EPS (Diluted)	50.53	41.28	26.08	3.60	35.98	22.80
EPS Growth	43.22%	58.28%	624.44%	-89.99%	57.81%	37.18%
Free Cash Flow	-	9,190	7,034	5,896	5,764	5,311
Free Cash Flow Growth	-	30.66%	19.31%	2.27%	8.55%	80.17%
Free Cash Flow Per Share	-	60.57	42.82	36.33	37.45	35.53
Dividends Per Share	10.691	9.489	7.658	4.966	3.430	-
Dividend Growth	12.67%	23.90%	54.21%	44.76%	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	53.52%	43.86%	29.82%	27.02%	40.79%	27.94%
Profit Margin	47.76%	36.40%	26.20%	24.20%	34.65%	25.77%
FCF Margin	-	53.54%	43.18%	35.61%	34.65%	39.15%
EBITDA	7,701	7,603	4,931	4,549	6,852	3,826
EBITDA Margin	53.52%	44.29%	30.27%	27.48%	41.19%	28.21%
EBIT	7,701	7,529	4,857	4,472	6,786	3,790
EBIT Margin	53.52%	43.86%	29.82%	27.02%	40.79%	27.94%
Effective Tax Rate	15.74%	20.83%	19.12%	15.54%	17.92%	14.36%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.