Qfin Holdings Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	12,534	19,526	46,284	19,954	22,383	27,636
Market Cap Growth	-72.00%	-57.81%	131.95%	-10.85%	-19.01%	98.75%
Enterprise Value	8,946	15,204	39,559	15,664	15,269	22,943
Last Close Price	52.80	71.71	133.67	55.30	64.80	-
PE Ratio	1.88	2.93	6.94	4.23	4.92	3.89
PS Ratio	0.59	0.91	2.53	1.11	1.20	1.35
PB Ratio	0.47	0.73	1.79	0.82	1.05	1.48
P/TBV Ratio	0.49	0.76	1.88	0.87	1.11	1.59
P/FCF Ratio	1.04	1.62	4.73	2.58	3.36	3.91
P/OCF Ratio	1.02	1.58	4.66	2.55	3.34	3.89
EV/Sales Ratio	0.42	0.71	2.17	0.87	0.82	1.12
EV/EBITDA Ratio	0.94	1.62	4.60	1.78	1.52	1.88
EV/EBIT Ratio	0.96	1.64	4.64	1.80	1.53	1.90
EV/FCF Ratio	0.74	1.26	4.05	2.02	2.29	3.24
Debt / Equity Ratio	0.18	0.18	0.07	0.04	0.01	0.03
Debt / EBITDA Ratio	0.51	0.51	0.20	0.12	0.02	0.04
Debt / FCF Ratio	0.40	0.40	0.18	0.13	0.04	0.08
Net Debt / Equity Ratio	-0.13	-0.13	-0.25	-0.15	-0.37	-0.37
Net Debt / EBITDA Ratio	-0.39	-0.39	-0.77	-0.41	-0.78	-0.57
Net Debt / FCF Ratio	-0.30	-0.30	-0.67	-0.46	-1.19	-0.98
Asset Turnover	0.37	0.37	0.37	0.38	0.45	0.57
Quick Ratio	0.42	0.42	0.58	0.36	0.63	0.71
Current Ratio	2.43	2.43	2.45	2.00	2.04	1.96
Return on Equity (ROE)	24.69%	24.69%	27.02%	20.85%	23.46%	46.68%
Return on Assets (ROA)	9.93%	9.93%	10.65%	11.48%	14.96%	21.30%
Return on Invested Capital (ROIC)	32.81%	34.71%	34.45%	41.72%	69.57%	109.20%
Return on Capital Employed (ROCE)	22.80%	22.80%	26.10%	30.50%	37.50%	50.90%
Earnings Yield	53.18%	34.14%	14.40%	23.66%	20.32%	25.68%
FCF Yield	96.27%	61.80%	21.13%	38.83%	29.78%	25.60%
Dividend Yield	11.40%	16.71%	7.55%	15.26%	8.66%	-
Payout Ratio	12.29%	23.01%	20.16%	21.98%	24.57%	-
Buyback Yield / Dilution	10.31%	10.31%	7.63%	-2.02%	-0.19%	-4.80%
Total Shareholder Return	21.51%	27.02%	15.18%	13.24%	8.47%	-4.80%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.