Qfin Holdings, Inc. (HKG:3660)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
53.60
+0.40 (0.75%)
Jul 30, 2026, 3:36 PM HKT

Qfin Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
18,42419,20517,16616,29016,55416,636
Revenue Growth
4.07%11.88%5.38%-1.59%-0.49%22.65%
Gross Profit
10,51211,79410,60410,44811,69812,837
Operating Income
7,2858,3468,0077,9118,8409,864
Net Income
5,0735,9906,2644,2854,0245,782
Earnings Per Share
38.6544.0241.2826.0825.0035.98
EPS Growth
-17.35%6.64%58.28%4.32%-30.52%57.81%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,5487,5497,8464,1937,2236,116
Total Debt
2,8494,3011,652930.2220.22436.53
Net Cash (Debt)
3,6993,2486,1943,2637,0025,680
Net Cash Growth
-11.72%-47.57%89.85%-53.41%23.29%35.62%
Net Cash Per Share
28.1823.8740.8219.8643.4935.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
10,37511,0849,3437,1185,9235,790
Capital Expenditures
-240.54-240.54-153.15-84.55-26.97-25.31
Free Cash Flow
10,13510,8439,1907,0345,8965,764
Free Cash Flow Growth
0.97%17.99%30.66%19.31%2.27%8.55%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.06%61.41%61.77%64.13%70.67%77.16%
Operating Margin
39.54%43.46%46.64%48.56%53.40%59.30%
Pretax Margin
34.18%38.41%45.98%32.40%28.65%42.21%
Profit Margin
27.53%31.19%36.49%26.31%24.31%34.76%
FCF Margin
55.01%56.46%53.54%43.18%35.61%34.65%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.01810.7719.4897.6584.9663.430
Dividend Per Share Growth
19.13%13.52%23.90%54.21%44.76%-
Dividend Yield
11.40%16.71%7.55%15.26%8.66%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.282.936.944.234.923.89
P/FCF Ratio
1.141.624.732.583.363.91
PS Ratio
0.630.912.531.111.201.35