Qfin Holdings, Inc. (HKG:3660)

Qfin Holdings Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,119	4,697	4,452	4,178	7,166	6,116
Short-Term Investments	2,696	2,852	3,394	15	57	-
Cash & Short-Term Investments	6,815	7,549	7,846	4,193	7,223	6,116
Cash Growth	-33.14%	-3.79%	87.14%	-41.95%	18.09%	38.43%
Accounts Receivable	482.95	950.27	2,223	2,955	3,263	3,935
Receivables	29,476	35,631	28,937	27,559	18,611	13,779
Prepaid Expenses	1,337	773	1,465	329.92	379.39	383.94
Restricted Cash	3,562	2,844	2,353	3,381	3,347	2,644
Other Current Assets	1,226	2,684	2,179	4,333	4,538	4,834
Total Current Assets	42,415	49,481	42,781	39,796	34,097	27,757
Property, Plant & Equipment	640.89	672.73	398.41	276.61	103.07	67.55
Goodwill	45.17	45.2	42.41	41.21	-	-
Other Intangible Assets	965.96	977.25	968.56	990.9	1,003	1,024
Long-Term Accounts Receivable	16.6	21.99	27.18	151.24	294.56	364.33
Long-Term Deferred Tax Assets	1,567	1,380	1,206	1,068	1,019	834.72
Other Long-Term Assets	251.01	369.07	171.41	596.84	689.03	597.97
Total Assets	53,091	56,950	48,133	45,819	40,343	33,505

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	2,900	1,332	1,366	1,348	1,256	1,606
Short-Term Debt	2,184	1,203	1,370	798.59	150	397.58
Current Portion of Long-Term Debt	-	1,019	-	-	-	-
Current Portion of Leases	-	18.36	27.26	29.14	30.7	25.78
Current Income Taxes Payable	1,060	1,083	1,041	742.21	661.02	624.11
Current Unearned Revenue	-	788.98	525.76	146.87	-	-
Other Current Liabilities	13,410	14,915	13,143	16,835	14,652	11,490
Total Current Liabilities	19,554	20,360	17,472	19,900	16,750	14,143
Long-Term Debt	1,372	2,047	247.46	90.62	17.85	-
Long-Term Leases	-	14.33	7.69	11.85	21.66	13.18
Long-Term Deferred Tax Liabilities	330.93	320.15	439.44	224.82	100.84	121.43
Other Long-Term Liabilities	7,050	10,052	5,720	3,582	4,522	4,011
Total Liabilities	28,307	32,793	23,886	23,809	21,412	18,288

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	24,750	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	-	3,875	4,339	6,059	6,095	5,672
Retained Earnings	-	24,502	20,952	16,297	12,804	9,643
Treasury Stock	-	-4,066	-1,114	-384.64	-	-
Comprehensive Income & Other	-	-195.69	11.88	-34.66	-51.78	-110.93
Total Common Equity	24,750	24,115	24,190	21,937	18,847	15,204
Minority Interest	34.07	42.13	56.18	72.37	84.14	12.75
Shareholders' Equity	24,784	24,157	24,246	22,010	18,931	15,217
Total Liabilities & Equity	53,091	56,950	48,133	45,819	40,343	33,505

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,556	4,301	1,652	930.2	220.22	436.53
Net Cash (Debt)	3,258	3,248	6,194	3,263	7,002	5,680
Net Cash Growth	-2.58%	-47.57%	89.85%	-53.41%	23.29%	35.62%
Net Cash Per Share	25.55	23.87	40.82	19.86	43.49	35.34
Filing Date Shares Outstanding	121.58	121.75	140.31	155.25	161.46	155.26
Total Common Shares Outstanding	121.58	121.91	141.99	157.61	161.4	155.24
Working Capital	22,861	29,122	25,308	19,896	17,348	13,614
Book Value Per Share	203.57	197.81	170.36	139.19	116.78	97.94
Tangible Book Value	23,739	23,092	23,179	20,905	17,844	14,180
Tangible Book Value Per Share	195.25	189.42	163.24	132.64	110.56	91.34

Data Source: S&P Global Market Intelligence Last updated: Aug 25, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 9, 2026

Data Sources Report a data error