Qfin Holdings Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,697	4,452	4,178	7,166	6,116
Short-Term Investments	2,852	3,394	15	57	-
Cash & Short-Term Investments	7,549	7,846	4,193	7,223	6,116
Cash Growth	-3.79%	87.14%	-41.95%	18.09%	38.43%
Accounts Receivable	950.27	2,223	2,955	3,263	3,935
Receivables	35,631	28,937	27,559	18,611	13,779
Prepaid Expenses	773	1,465	329.92	379.39	383.94
Restricted Cash	2,844	2,353	3,381	3,347	2,644
Other Current Assets	2,684	2,179	4,333	4,538	4,834
Total Current Assets	49,481	42,781	39,796	34,097	27,757
Property, Plant & Equipment	672.73	398.41	276.61	103.07	67.55
Goodwill	45.2	42.41	41.21	-	-
Other Intangible Assets	977.25	968.56	990.9	1,003	1,024
Long-Term Accounts Receivable	21.99	27.18	151.24	294.56	364.33
Long-Term Deferred Tax Assets	1,380	1,206	1,068	1,019	834.72
Other Long-Term Assets	369.07	171.41	596.84	689.03	597.97
Total Assets	56,950	48,133	45,819	40,343	33,505
Accrued Expenses	1,332	1,366	1,348	1,256	1,606
Short-Term Debt	1,203	1,370	798.59	150	397.58
Current Portion of Long-Term Debt	1,019	-	-	-	-
Current Portion of Leases	18.36	27.26	29.14	30.7	25.78
Current Income Taxes Payable	1,083	1,041	742.21	661.02	624.11
Current Unearned Revenue	788.98	525.76	146.87	-	-
Other Current Liabilities	14,915	13,143	16,835	14,652	11,490
Total Current Liabilities	20,360	17,472	19,900	16,750	14,143
Long-Term Debt	2,047	247.46	90.62	17.85	-
Long-Term Leases	14.33	7.69	11.85	21.66	13.18
Long-Term Deferred Tax Liabilities	320.15	439.44	224.82	100.84	121.43
Other Long-Term Liabilities	10,052	5,720	3,582	4,522	4,011
Total Liabilities	32,793	23,886	23,809	21,412	18,288
Common Stock	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	3,875	4,339	6,059	6,095	5,672
Retained Earnings	24,502	20,952	16,297	12,804	9,643
Treasury Stock	-4,066	-1,114	-384.64	-	-
Comprehensive Income & Other	-195.69	11.88	-34.66	-51.78	-110.93
Total Common Equity	24,115	24,190	21,937	18,847	15,204
Minority Interest	42.13	56.18	72.37	84.14	12.75
Shareholders' Equity	24,157	24,246	22,010	18,931	15,217
Total Liabilities & Equity	56,950	48,133	45,819	40,343	33,505
Total Debt	4,301	1,652	930.2	220.22	436.53
Net Cash (Debt)	3,248	6,194	3,263	7,002	5,680
Net Cash Growth	-47.57%	89.85%	-53.41%	23.29%	35.62%
Net Cash Per Share	23.87	40.82	19.86	43.49	35.34
Filing Date Shares Outstanding	121.75	140.31	155.25	161.46	155.26
Total Common Shares Outstanding	121.91	141.99	157.61	161.4	155.24
Working Capital	29,122	25,308	19,896	17,348	13,614
Book Value Per Share	197.81	170.36	139.19	116.78	97.94
Tangible Book Value	23,092	23,179	20,905	17,844	14,180
Tangible Book Value Per Share	189.42	163.24	132.64	110.56	91.34

Source: S&P Global Market Intelligence. Standard template. Financial Sources.