Qfin Holdings Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,524	4,452	4,178	7,166	6,116	4,418
Short-Term Investments	4,399	3,394	15	57	-	-
Cash & Short-Term Investments	10,922	7,846	4,193	7,223	6,116	4,418
Cash Growth	47.43%	87.14%	-41.95%	18.09%	38.43%	109.59%
Accounts Receivable	1,996	2,223	2,955	3,263	3,935	2,577
Other Receivables	-	-	-	-	-	11.1
Receivables	37,147	28,937	27,559	18,611	13,779	10,088
Prepaid Expenses	1,669	1,465	329.92	379.39	383.94	401.22
Restricted Cash	3,102	2,353	3,381	3,347	2,644	2,356
Other Current Assets	2,707	2,179	4,333	4,538	4,834	4,612
Total Current Assets	55,547	42,781	39,796	34,097	27,757	21,876
Property, Plant & Equipment	575.73	398.41	276.61	103.07	67.55	68.35
Goodwill	45.22	42.41	41.21	-	-	-
Other Intangible Assets	982.31	968.56	990.9	1,003	1,024	3.4
Long-Term Accounts Receivable	23.82	27.18	151.24	294.56	364.33	307.94
Long-Term Deferred Tax Assets	1,408	1,206	1,068	1,019	834.72	1,399
Other Long-Term Assets	412.2	171.41	596.84	689.03	597.97	645.33
Total Assets	61,449	48,133	45,819	40,343	33,505	24,387
Accrued Expenses	2,905	1,366	1,348	1,256	1,606	851.37
Short-Term Debt	1,492	1,370	798.59	150	397.58	186.8
Current Portion of Leases	-	27.26	29.14	30.7	25.78	28.53
Current Income Taxes Payable	771.7	1,041	742.21	661.02	624.11	1,227
Current Unearned Revenue	-	525.76	146.87	-	-	-
Other Current Liabilities	13,755	13,143	16,835	14,652	11,490	11,090
Total Current Liabilities	18,924	17,472	19,900	16,750	14,143	13,385
Long-Term Debt	5,432	247.46	90.62	17.85	-	-
Long-Term Leases	-	7.69	11.85	21.66	13.18	14.97
Long-Term Deferred Tax Liabilities	741.56	439.44	224.82	100.84	121.43	37.84
Other Long-Term Liabilities	12,050	5,720	3,582	4,522	4,011	1,469
Total Liabilities	37,147	23,886	23,809	21,412	18,288	14,906
Common Stock	24,257	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	-	4,339	6,059	6,095	5,672	5,417
Retained Earnings	-	20,952	16,297	12,804	9,643	4,138
Treasury Stock	-	-1,114	-384.64	-	-	-
Comprehensive Income & Other	-	11.88	-34.66	-51.78	-110.93	-74.39
Total Common Equity	24,257	24,190	21,937	18,847	15,204	9,481
Minority Interest	45.57	56.18	72.37	84.14	12.75	0.51
Shareholders' Equity	24,302	24,246	22,010	18,931	15,217	9,481
Total Liabilities & Equity	61,449	48,133	45,819	40,343	33,505	24,387
Total Debt	6,923	1,652	930.2	220.22	436.53	230.3
Net Cash (Debt)	3,999	6,194	3,263	7,002	5,680	4,188
Net Cash Growth	-34.80%	89.85%	-53.41%	23.29%	35.62%	125.66%
Net Cash Per Share	28.64	40.82	19.86	43.49	35.34	27.31
Filing Date Shares Outstanding	130.19	140.31	155.25	161.46	155.26	152.4
Total Common Shares Outstanding	130.19	141.99	157.61	161.4	155.24	152.23
Working Capital	36,623	25,308	19,896	17,348	13,614	8,492
Book Value Per Share	186.32	170.36	139.19	116.78	97.94	62.28
Tangible Book Value	23,229	23,179	20,905	17,844	14,180	9,477
Tangible Book Value Per Share	178.43	163.24	132.64	110.56	91.34	62.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.