Qfin Holdings Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,524	4,452	4,178	7,166	6,116	4,418
Short-Term Investments	4,399	3,394	15	37	-	-
Cash & Short-Term Investments	10,922	7,846	4,193	7,203	6,116	4,418
Cash Growth	934.59%	87.14%	-41.79%	17.76%	38.43%	109.59%
Accounts Receivable	1,994	2,215	2,909	2,869	3,098	2,395
Other Receivables	37,049	28,268	27,127	18,330	13,651	11,066
Total Trade Receivables	39,042	30,483	30,036	21,198	16,749	13,461
Other Current Assets	5,582	4,451	5,567	5,677	4,893	3,997
Total Current Assets	55,547	42,781	39,796	34,097	27,757	21,876
Net Property, Plant & Equipment	1,547	1,320	1,209	1,046	1,044	107.05
Other Intangible Assets	10.66	11.82	13.44	4.7	4.96	3.4
Goodwill	45.22	42.41	41.21	-	-	-
Other Long-Term Assets	4,299	3,978	4,759	5,195	4,509	2,401
Total Assets	61,449	48,133	45,819	40,343	33,505	24,387
Accounts Payable	83.04	67.5	80.38	113.7	214.06	71.56
Accrued Expenses	2,883	2,493	2,016	2,005	2,258	809.76
Short-Term Debt	1,492	1,370	798.59	150	297.58	186.8
Other Current Liabilities	14,466	13,542	17,005	14,482	11,273	12,316
Total Current Liabilities	18,924	17,472	19,900	16,750	14,143	13,385
Long-Term Debt	4,835	-	-	-	-	-
Other Long-Term Liabilities	13,388	6,414	3,909	4,662	4,145	1,522
Total Long-Term Liabilities	18,223	6,414	3,909	4,662	4,145	1,522
Total Liabilities	37,147	23,886	23,809	21,412	18,288	14,906
Common Stock	-	0.02	0.02	0.02	0.02	0.02
Treasury Stock	-	-1,114	-384.64	-	-	-
Additional Paid-in Capital	-	4,339	6,059	6,095	5,672	5,417
Accumulated Other Comprehensive Income	-	11.88	-34.66	-51.78	-110.93	-74.39
Retained Earnings	-	20,952	16,297	12,804	9,643	4,138
Total Common Shareholders' Equity	-	24,190	21,937	18,847	15,204	9,481
Minority Interest	45.57	56.18	72.37	84.14	12.75	0.51
Shareholders' Equity	24,257	24,246	22,010	18,931	15,217	9,481
Total Liabilities & Equity	61,449	48,133	45,819	40,343	33,505	24,387
Total Debt	6,326	1,370	798.59	150	297.58	186.8
Net Cash (Debt)	4,596	6,477	3,394	7,053	5,819	4,232
Net Cash Growth	-29.04%	90.81%	-51.87%	21.20%	37.51%	121.77%
Net Cash Per Share	-	42.69	20.66	43.47	37.80	28.31
Book Value	-	24,190	21,937	18,847	15,204	9,481
Book Value Per Share	-	159.43	133.56	116.15	98.78	63.43
Tangible Book Value	-55.88	24,136	21,883	18,842	15,199	9,477
Tangible Book Value Per Share	-	159.08	133.23	116.12	98.75	63.41

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.