Qfin Holdings Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	15,826	46,284	19,954	22,383	27,636	13,905
Market Cap Growth	-68.99%	131.95%	-10.85%	-19.01%	98.75%	20.72%
Enterprise Value	11,484	39,559	15,664	15,269	22,943	8,636
Last Close Price	61.20	141.38	58.49	68.54	-	-
PE Ratio	2.10	6.94	4.23	4.92	3.89	3.35
PS Ratio	0.74	2.53	1.11	1.20	1.35	0.86
PB Ratio	0.60	1.79	0.82	1.05	1.48	1.24
P/TBV Ratio	0.62	1.88	0.87	1.11	1.59	1.24
P/FCF Ratio	1.34	4.73	2.58	3.36	3.91	2.21
P/OCF Ratio	1.32	4.66	2.55	3.34	3.89	2.20
EV/Sales Ratio	0.53	2.17	0.87	0.82	1.12	0.54
EV/EBITDA Ratio	1.10	4.60	1.78	1.52	1.88	0.84
EV/EBIT Ratio	1.12	4.64	1.80	1.53	1.90	0.85
EV/FCF Ratio	0.97	4.05	2.02	2.29	3.24	1.37
Debt / Equity Ratio	0.28	0.07	0.04	0.01	0.03	0.02
Debt / EBITDA Ratio	0.73	0.20	0.12	0.02	0.04	0.03
Debt / FCF Ratio	0.64	0.18	0.13	0.04	0.08	0.04
Asset Turnover	0.36	0.37	0.38	0.45	0.57	0.61
Quick Ratio	0.68	0.58	0.36	0.63	0.71	0.52
Current Ratio	2.94	2.45	2.00	2.04	1.96	1.63
Return on Equity (ROE)	29.12%	27.02%	20.85%	23.46%	46.68%	41.88%
Return on Assets (ROA)	10.77%	10.65%	11.48%	14.96%	21.30%	23.98%
Return on Invested Capital (ROIC)	38.34%	34.45%	41.72%	69.57%	109.20%	138.04%
Return on Capital Employed (ROCE)	22.00%	26.10%	30.50%	37.50%	50.90%	78.00%
Earnings Yield	47.56%	14.40%	23.66%	20.32%	25.68%	29.86%
FCF Yield	74.77%	21.13%	38.83%	29.78%	25.60%	45.36%
Dividend Yield	9.28%	7.14%	14.42%	8.19%	-	-
Payout Ratio	18.34%	20.16%	21.98%	24.57%	-	-
Buyback Yield / Dilution	10.45%	7.63%	-2.02%	-0.19%	-4.80%	-1.90%
Total Shareholder Return	19.73%	14.77%	12.41%	8.00%	-4.80%	-1.90%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.