Qfin Holdings Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Cap	14,979	6,181	2,828	3,608	4,037	2,036
Market Cap Growth	-71.83%	118.56%	-21.62%	-10.64%	98.34%	25.21%
Enterprise Value	10,638	-1,101	-939.63	-4,295	-2,548	-2,763
PE Ratio	1.99	6.79	4.29	39.01	4.05	3.38
Forward PE	2.60	6.13	3.69	4.53	3.86	3.13
PEG Ratio	-	0.25	0.34	0.56	-	-
PS Ratio	0.70	0.32	0.15	0.19	0.21	0.13
PB Ratio	0.56	0.23	0.11	0.17	0.23	0.19
P/TBV Ratio	-	0.24	0.12	0.18	0.23	0.19
P/FCF Ratio	1.27	0.59	0.35	0.54	0.62	0.34
P/OCF Ratio	1.25	0.58	0.35	0.54	0.61	0.34
EV/Sales Ratio	0.49	-0.06	-0.05	-0.23	-0.14	-0.18
EV/EBITDA Ratio	1.02	-0.13	-0.17	-0.83	-0.33	-0.64
EV/EBIT Ratio	1.04	-0.13	-0.17	-0.85	-0.33	-0.64
EV/FCF Ratio	0.90	-0.11	-0.12	-0.64	-0.39	-0.46
Debt / Equity Ratio	0.26	0.06	0.04	0.01	0.02	0.02
Debt / EBITDA Ratio	0.82	0.18	0.16	0.03	0.04	0.05
Debt / FCF Ratio	-	0.15	0.11	0.03	0.05	0.04
Net Debt / Equity Ratio	-	-0.27	-0.15	-0.37	-0.38	-0.45
Net Debt / EBITDA Ratio	-0.60	-0.85	-0.69	-1.55	-0.85	-1.11
Net Debt / FCF Ratio	-	-0.70	-0.48	-1.20	-1.01	-0.80
Asset Turnover	0.26	0.37	0.38	0.45	0.57	0.61
Quick Ratio	2.64	2.19	1.72	1.70	1.62	1.34
Current Ratio	2.94	2.45	2.00	2.04	1.96	1.63
Return on Equity (ROE)	28.34%	27.02%	20.85%	23.46%	46.68%	41.88%
Return on Assets (ROA)	11.84%	12.69%	9.12%	10.23%	19.24%	14.51%
Return on Invested Capital (ROIC)	15.22%	15.43%	11.14%	13.51%	25.32%	17.76%
Return on Capital Employed (ROCE)	21.05%	26.61%	19.62%	20.82%	44.70%	34.95%
Earnings Yield	50.25%	14.74%	23.29%	2.56%	24.69%	29.60%
FCF Yield	79.00%	168.64%	282.09%	185.33%	161.93%	295.89%
Dividend Yield	9.74%	3.03%	5.24%	4.34%	0.00%	0.00%
Payout Ratio	18.34%	20.16%	21.98%	24.57%	0.00%	0.00%
Buyback Yield / Dilution	-	54.56%	25.51%	-8.01%	0.00%	0.00%
Total Shareholder Return	-	57.58%	30.76%	-3.68%	0.00%	0.00%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.