Qfin Holdings, Inc. (HKG:3660)

Qfin Holdings Statistics

Total Valuation

Qfin Holdings has a market cap or net worth of HKD 19.83 billion. The enterprise value is 15.51 billion.

Market Cap	19.83B
Enterprise Value	15.51B

Important Dates

The last earnings date was Tuesday, November 18, 2025.

Earnings Date	Nov 18, 2025
Ex-Dividend Date	Sep 5, 2025

Share Statistics

Current Share Class	260.37M
Shares Outstanding	n/a
Shares Change (YoY)	-10.45%
Shares Change (QoQ)	-2.11%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	107.75M

Valuation Ratios

The trailing PE ratio is 2.64 and the forward PE ratio is 3.42.

PE Ratio	2.64
Forward PE	3.42
PS Ratio	0.93
PB Ratio	0.75
P/TBV Ratio	0.78
P/FCF Ratio	1.68
P/OCF Ratio	1.65
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.50, with an EV/FCF ratio of 1.31.

EV / Earnings	2.06
EV / Sales	0.72
EV / EBITDA	1.50
EV / EBIT	1.52
EV / FCF	1.31

Financial Position

The company has a current ratio of 2.94, with a Debt / Equity ratio of 0.28.

Current Ratio	2.94
Quick Ratio	0.68
Debt / Equity	0.28
Debt / EBITDA	0.73
Debt / FCF	0.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 29.12% and return on invested capital (ROIC) is 21.08%.

Return on Equity (ROE)	29.12%
Return on Assets (ROA)	10.77%
Return on Invested Capital (ROIC)	21.08%
Return on Capital Employed (ROCE)	21.97%
Revenue Per Employee	6.07M
Profits Per Employee	2.13M
Employee Count	3,527
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, Qfin Holdings has paid 1.40 billion in taxes.

Income Tax	1.40B
Effective Tax Rate	15.74%

Stock Price Statistics

The stock price has decreased by -45.60% in the last 52 weeks. The beta is 0.44, so Qfin Holdings's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	-45.60%
50-Day Moving Average	94.66
200-Day Moving Average	138.66
Relative Strength Index (RSI)	37.50
Average Volume (20 Days)	40,092

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.10

Income Statement

In the last 12 months, Qfin Holdings had revenue of HKD 21.42 billion and earned 7.53 billion in profits. Earnings per share was 53.91.

Revenue	21.42B
Gross Profit	13.97B
Operating Income	10.21B
Pretax Income	8.91B
Net Income	7.53B
EBITDA	10.29B
EBIT	10.21B
Earnings Per Share (EPS)	53.91

Balance Sheet

The company has 11.94 billion in cash and 7.57 billion in debt, giving a net cash position of 4.37 billion.

Cash & Cash Equivalents	11.94B
Total Debt	7.57B
Net Cash	4.37B
Net Cash Per Share	n/a
Equity (Book Value)	26.56B
Book Value Per Share	203.64
Working Capital	40.03B

Cash Flow

In the last 12 months, operating cash flow was 12.00 billion and capital expenditures -167.38 million, giving a free cash flow of 11.83 billion.

Operating Cash Flow	12.00B
Capital Expenditures	-167.38M
Free Cash Flow	11.83B
FCF Per Share	n/a

Margins

Gross margin is 65.25%, with operating and profit margins of 47.68% and 35.15%.

Gross Margin	65.25%
Operating Margin	47.68%
Pretax Margin	41.62%
Profit Margin	35.15%
EBITDA Margin	48.07%
EBIT Margin	47.68%
FCF Margin	55.26%

Dividends & Yields

This stock pays an annual dividend of 5.68, which amounts to a dividend yield of 7.63%.

Dividend Per Share	5.68
Dividend Yield	7.63%
Dividend Growth (YoY)	23.28%
Years of Dividend Growth	3
Payout Ratio	18.34%
Buyback Yield	10.45%
Shareholder Yield	18.08%
Earnings Yield	37.95%
FCF Yield	59.67%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6