Qfin Holdings, Inc. (HKG:3660)

Qfin Holdings Statistics

Total Valuation

Qfin Holdings has a market cap or net worth of HKD 24.86 billion. The enterprise value is 21.28 billion.

Market Cap	24.86B
Enterprise Value	21.28B

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Sep 5, 2025

Share Statistics

Current Share Class	264.86M
Shares Outstanding	n/a
Shares Change (YoY)	-10.41%
Shares Change (QoQ)	-4.70%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	110.00M

Valuation Ratios

The trailing PE ratio is 3.13 and the forward PE ratio is 3.15.

PE Ratio	3.13
Forward PE	3.15
PS Ratio	1.21
PB Ratio	0.94
P/TBV Ratio	0.98
P/FCF Ratio	2.12
P/OCF Ratio	2.09
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.10, with an EV/FCF ratio of 1.82.

EV / Earnings	2.68
EV / Sales	1.05
EV / EBITDA	2.10
EV / EBIT	2.13
EV / FCF	1.82

Financial Position

The company has a current ratio of 3.48, with a Debt / Equity ratio of 0.28.

Current Ratio	3.48
Quick Ratio	0.80
Debt / Equity	0.28
Debt / EBITDA	0.73
Debt / FCF	0.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.97% and return on invested capital (ROIC) is 21.03%.

Return on Equity (ROE)	30.97%
Return on Assets (ROA)	10.80%
Return on Invested Capital (ROIC)	21.03%
Return on Capital Employed (ROCE)	20.87%
Revenue Per Employee	5.83M
Profits Per Employee	2.25M
Employee Count	3,527
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, Qfin Holdings has paid 1.58 billion in taxes.

Income Tax	1.58B
Effective Tax Rate	16.62%

Stock Price Statistics

The stock price has decreased by -35.85% in the last 52 weeks. The beta is 0.48, so Qfin Holdings's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-35.85%
50-Day Moving Average	112.12
200-Day Moving Average	147.67
Relative Strength Index (RSI)	26.36
Average Volume (20 Days)	47,438

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.63

Income Statement

In the last 12 months, Qfin Holdings had revenue of HKD 20.56 billion and earned 7.95 billion in profits. Earnings per share was 55.44.

Revenue	20.56B
Gross Profit	13.56B
Operating Income	10.11B
Pretax Income	9.51B
Net Income	7.95B
EBITDA	10.19B
EBIT	10.11B
Earnings Per Share (EPS)	55.44

Balance Sheet

The company has 11.17 billion in cash and 7.50 billion in debt, giving a net cash position of 3.67 billion.

Cash & Cash Equivalents	11.17B
Total Debt	7.50B
Net Cash	3.67B
Net Cash Per Share	n/a
Equity (Book Value)	26.42B
Book Value Per Share	199.07
Working Capital	42.26B

Cash Flow

In the last 12 months, operating cash flow was 11.89 billion and capital expenditures -167.82 million, giving a free cash flow of 11.72 billion.

Operating Cash Flow	11.89B
Capital Expenditures	-167.82M
Free Cash Flow	11.72B
FCF Per Share	n/a

Margins

Gross margin is 65.97%, with operating and profit margins of 49.16% and 38.67%.

Gross Margin	65.97%
Operating Margin	49.16%
Pretax Margin	46.28%
Profit Margin	38.67%
EBITDA Margin	49.56%
EBIT Margin	49.16%
FCF Margin	57.03%

Dividends & Yields

This stock pays an annual dividend of 5.68, which amounts to a dividend yield of 6.84%.

Dividend Per Share	5.68
Dividend Yield	6.84%
Dividend Growth (YoY)	23.28%
Years of Dividend Growth	3
Payout Ratio	17.41%
Buyback Yield	10.41%
Shareholder Yield	17.26%
Earnings Yield	31.98%
FCF Yield	47.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6