Huishang Bank Corporation Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	65,533	66,334	64,992	60,962	57,114
Interest Income on Investments	5.17	4.62	4.64	6.4	-
Total Interest Income	65,538	66,339	64,997	60,969	57,114
Interest Paid on Deposits	36,620	37,743	36,272	32,258	30,257
Net Interest Income	28,918	28,596	28,725	28,711	26,856
Net Interest Income Growth (YoY)	1.13%	-0.45%	0.05%	6.91%	4.28%
Income From Trading Activities	1,873	3,220	3,601	2,119	-
Gain (Loss) on Sale of Assets	227.41	12.53	-	-	-12.64
Gain (Loss) on Sale of Investments	3,302	2,105	609.27	745.6	4,353
Gain (Loss) on Sale of Equity Investments	380.68	103.3	-	-	-
Other Non-Interest Income	2,969	3,195	3,430	4,654	4,515
Total Non-Interest Income	8,752	8,636	7,640	7,519	8,855
Non-Interest Income Growth (YoY)	1.34%	13.03%	1.62%	-15.09%	43.28%
Revenues Before Loan Losses	37,670	37,232	36,365	36,230	35,711
Provision for Loan Losses	6,752	7,679	8,570	6,870	13,552
Revenue	30,918	29,553	27,796	29,359	22,160
Revenue Growth (YoY)	4.62%	6.32%	-5.33%	32.49%	12.63%
Salaries and Employee Benefits	6,845	6,470	5,940	5,580	4,875
Occupancy Expenses	1,163	1,117	824.06	818.17	818.23
Amortization of Goodwill & Intangibles	-	-	209.22	164.69	249.13
Selling, General & Administrative	2,654	2,527	2,494	2,289	2,214
Other Non-Interest Expense	745.03	581.27	732.51	622.7	450.23
Total Non-Interest Expense	11,407	10,695	9,910	9,253	8,622
EBT Excluding Unusual Items	19,511	18,858	17,886	20,107	13,537
Asset Writedown	-325.21	-869.51	-228.69	-	-
Pretax Income	19,185	17,989	17,657	17,315	13,537
Income Tax Expense	2,259	2,072	2,666	3,632	1,752
Earnings From Continuing Operations	16,926	15,917	14,991	13,683	11,785
Minority Interest in Earnings	-401.9	-502.58	-557.32	-285.47	-324.81
Net Income	16,525	15,414	14,433	13,398	11,460
Preferred Dividends & Other Adjustments	635	870	490	490	837.02
Net Income to Common	15,890	14,544	13,943	12,908	10,623
Net Income Growth	7.20%	6.80%	7.73%	16.90%	19.76%
Basic Shares Outstanding	13,890	13,890	13,890	13,890	13,890
Diluted Shares Outstanding	13,890	13,890	13,890	13,890	13,890
Shares Change (YoY)	-	-	-	-	14.23%
EPS (Basic)	1.14	1.05	1.00	0.93	0.76
EPS (Diluted)	1.14	1.05	1.00	0.93	0.76
EPS Growth	8.87%	4.71%	7.61%	22.27%	5.95%
Dividend Per Share	0.250	0.210	0.146	0.129	0.089
Dividend Growth	19.05%	43.84%	13.18%	44.94%	-
Effective Tax Rate	11.77%	11.52%	15.10%	20.98%	12.94%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.