Bank of China Limited (HKG:3988)
Hong Kong · Delayed Price · Currency is HKD 5.99
+0.01 (0.17%)
Sep 2, 2026, 2:20 PM HKT
Bank of China Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 574,082 | 559,114 | 531,258 | 518,276 | 488,475 | 503,065 |
Revenue Growth | 6.28% | 5.24% | 2.50% | 6.10% | -2.90% | 11.60% |
Net Income Net Income Growth | 236,631 | 229,187 | 221,541 | 216,608 | 213,103 | 205,908 |
Earnings Per Share EPS Growth | 0.73 | 0.74 | 0.75 | 0.74 | 0.72 | 0.70 |
EPS Growth | -2.25% | -1.33% | 1.93% | 2.19% | 2.94% | 14.67% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Operating Income Corporate Banking Operating Income Growth | 260,279 | 244,156 | 238,879 | 254,758 | 223,359 | 203,654 |
Personal Banking Operating Income Personal Banking Operating Income Growth | 269,713 | 260,084 | 258,703 | 272,236 | 244,950 | 216,450 |
Treasury Operations Operating Income Treasury Operations Operating Income Growth | 90,031 | 88,791 | 77,382 | 50,579 | 90,284 | 107,937 |
Investment Banking Operating Income Investment Banking Operating Income Growth | 8,684 | 9,055 | 7,619 | 7,273 | 6,875 | 9,101 |
Insurance Operating Income Insurance Operating Income Growth | 31,466 | 32,252 | 24,273 | 20,963 | 5,088 | 36,021 |
Other Segment Operating Income Other Segment Operating Income Growth | 27,556 | 25,528 | 25,915 | 24,860 | 21,010 | 36,125 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,303,053 | 3,618,165 | 3,516,708 | 3,632,356 | 3,289,719 | 3,025,799 |
Total Debt Total Debt Growth | 9,071,583 | 7,973,674 | 6,924,651 | 5,949,051 | 5,343,815 | 5,569,865 |
Net Cash (Debt) Net Cash Growth | -5,768,530 | -4,355,509 | -3,407,943 | -2,316,695 | -2,054,096 | -2,544,066 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -17.90 | -14.07 | -11.58 | -7.87 | -6.98 | -8.64 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 37,700 | -1,165,180 | -681,971 | -1,846,249 | -2,041,828 | -383,539 |
Capital Expenditures CapEx Growth | -62,766 | -51,273 | -27,236 | -29,148 | -27,738 | -30,173 |
Free Cash Flow Free Cash Flow Growth | -25,066 | -1,216,453 | -709,207 | -1,875,397 | -2,069,566 | -413,712 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 41.22% | 40.99% | 41.70% | 41.79% | 43.63% | 40.93% |
FCF Margin | -4.37% | -217.57% | -133.50% | -361.85% | -423.68% | -82.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.264 | 0.226 | 0.242 | 0.236 | 0.232 | 0.221 |
Dividend Per Share Growth | -2.25% | -6.64% | 2.54% | 1.90% | 4.98% | 12.18% |
Dividend Yield | 4.87% | 5.80% | 7.31% | 10.55% | 12.13% | 13.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.05 | 7.43 | 6.65 | 4.93 | 4.11 | 4.05 |
Forward PE | 6.56 | 5.52 | 4.93 | 3.45 | 2.92 | 2.79 |
PS Ratio | 3.55 | 3.05 | 2.77 | 2.06 | 1.79 | 1.66 |