Bank of China Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	998,408	1,000,907	1,071,539	1,048,851	880,848	789,488
Interest Paid on Deposits	523,889	560,202	622,605	582,306	421,582	364,346
Net Interest Income	474,519	440,705	448,934	466,545	459,266	425,142
Net Interest Income Growth	8.16%	-1.83%	-3.77%	1.58%	8.03%	2.22%
Income From Trading Activities	33,597	52,054	36,491	28,723	7,221	28,291
Gain (Loss) on Sale of Assets	2,182	2,182	2,737	1,671	979	1,968
Gain (Loss) on Sale of Investments	24,623	14,667	11,399	806	2,083	3,197
Other Non-Interest Income	160,884	151,510	134,160	127,025	116,919	147,546
Total Non-Interest Income	221,286	220,413	184,787	158,225	127,202	181,002
Non-Interest Income Growth	6.39%	19.28%	16.79%	24.39%	-29.72%	18.12%
Revenues Before Loan Losses	695,805	661,118	633,721	624,770	586,468	606,144
Provision for Loan Losses	118,328	102,004	102,463	106,494	97,993	103,079
Revenue	577,477	559,114	531,258	518,276	488,475	503,065
Revenue Growth	4.90%	5.24%	2.50%	6.10%	-2.90%	11.60%
Salaries and Employee Benefits	115,830	115,830	113,424	107,872	101,004	99,317
Occupancy Expenses	22,375	22,375	23,601	24,853	23,579	23,882
Selling, General & Administrative	45,065	45,065	44,237	44,778	44,730	47,403
Other Non-Interest Expense	72,653	74,431	54,668	45,434	30,206	55,831
Total Non-Interest Expense	254,939	256,569	235,255	221,972	198,874	224,955
EBT Excluding Unusual Items	322,538	302,545	296,003	296,304	289,601	278,110
Asset Writedown	-1,257	-1,257	-1,049	-696	-5,960	-1,490
Pretax Income	321,281	301,288	294,954	295,608	283,641	276,620
Income Tax Expense	53,702	43,352	42,235	49,237	46,916	49,281
Earnings From Continuing Operations	267,579	257,936	252,719	246,371	236,725	227,339
Minority Interest in Earnings	-14,736	-14,915	-14,878	-14,467	-10,203	-10,780
Net Income	252,843	243,021	237,841	231,904	226,522	216,559
Preferred Dividends & Other Adjustments	13,834	13,834	16,300	15,296	13,419	10,651
Net Income to Common	239,009	229,187	221,541	216,608	213,103	205,908
Net Income Growth	6.97%	3.45%	2.28%	1.65%	3.49%	13.86%
Basic Shares Outstanding	322,876	309,482	294,388	294,388	294,388	294,379
Diluted Shares Outstanding	322,876	309,482	294,388	294,388	294,388	294,379
Shares Change	8.72%	5.13%	-	-	0.00%	-0.00%
EPS (Basic)	0.74	0.74	0.75	0.74	0.72	0.70
EPS (Diluted)	0.74	0.74	0.75	0.74	0.72	0.70
EPS Growth	-1.35%	-1.33%	1.93%	2.19%	2.94%	14.67%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.236	0.226	0.242	0.236	0.232	0.221
Dividend Growth	2.12%	-6.64%	2.54%	1.90%	4.98%	12.18%
Effective Tax Rate	16.71%	14.39%	14.32%	16.66%	16.54%	17.82%