Bank of China Limited (HKG:3988)

Bank of China Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	392,244	2,011,881	2,079,180	2,269,084	1,902,642	1,830,770
Investment Securities	11,872,682	10,013,705	8,763,251	7,596,063	6,774,905	6,411,933
Trading Asset Securities	882,917	828,172	738,054	657,701	717,125	627,525
Total Investments	12,755,599	10,841,877	9,501,305	8,253,764	7,492,030	7,039,458
Gross Loans	25,020,222	23,407,514	21,543,585	19,907,987	17,505,793	15,674,994
Allowance for Loan Losses	-602,758	-576,723	-538,786	-484,908	-436,756	-390,090
Net Loans	24,417,464	22,830,791	21,004,799	19,423,079	17,069,037	15,284,904
Property, Plant & Equipment	261,394	275,859	264,102	266,439	266,098	266,412
Goodwill	-	2,757	2,828	2,685	2,651	2,481
Other Intangible Assets	-	32,352	29,181	26,415	24,806	23,052
Investments in Real Estate	25,482	23,957	22,431	22,704	23,311	19,554
Accrued Interest Receivable	-	49,600	53,563	56,378	48,797	38,536
Other Receivables	-	250,139	243,654	182,787	226,238	377,134
Restricted Cash	2,636,207	1,585,067	1,546,954	1,668,454	1,551,359	1,478,465
Other Current Assets	306,939	305,698	179,635	96,968	130,215	276,258
Long-Term Deferred Tax Assets	83,498	82,107	62,691	75,156	71,139	51,172
Other Real Estate Owned & Foreclosed	-	1,839	2,177	3,152	2,153	2,043
Other Long-Term Assets	229,622	60,948	65,392	81,545	79,647	28,840
Total Assets	41,108,449	38,358,076	35,061,299	32,432,166	28,893,548	26,722,408

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	56,683	56,960	52,117	46,657	39,655
Interest Bearing Deposits	27,063,863	25,822,027	23,844,817	22,602,835	19,940,140	17,920,168
Total Deposits	27,063,863	25,822,027	23,844,817	22,602,835	19,940,140	17,920,168
Short-Term Borrowings	132,011	3,256,628	2,877,497	2,202,024	2,307,387	2,563,959
Current Portion of Long-Term Debt	-	3,582,665	2,998,443	2,821,059	2,309,108	2,368,049
Current Portion of Leases	-	5,002	6,791	6,585	6,257	5,927
Current Income Taxes Payable	39,919	32,609	29,021	59,303	58,957	45,006
Accrued Interest Payable	-	360,404	357,771	304,215	261,685	222,719
Other Current Liabilities	45,672	181,675	257,112	118,533	121,743	80,687
Long-Term Debt	9,573,440	1,116,006	1,029,995	907,171	707,699	618,238
Long-Term Leases	-	13,373	11,925	12,212	13,364	13,692
Long-Term Unearned Revenue	-	7,355	7,080	6,865	6,579	6,362
Pension & Post-Retirement Benefits	1,466	1,479	1,594	1,676	1,842	2,095
Long-Term Deferred Tax Liabilities	12,220	10,379	9,130	7,397	6,804	7,003
Other Long-Term Liabilities	911,653	703,667	620,199	573,359	542,025	478,295
Total Liabilities	37,780,244	35,149,952	32,108,335	29,675,351	26,330,247	24,371,855

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Convertible	99,969	99,969	119,550	119,550	119,550	119,550
Common Stock	322,212	322,212	294,388	294,388	294,388	294,388
Additional Paid-In Capital	-	270,072	133,620	133,632	133,634	133,648
Retained Earnings	2,179,053	2,039,741	1,881,294	1,765,162	1,618,816	1,474,126
Comprehensive Income & Other	589,557	332,050	387,379	316,778	257,585	203,441
Total Common Equity	3,090,822	2,964,075	2,696,681	2,509,960	2,304,423	2,105,603
Minority Interest	137,414	144,080	136,733	127,305	139,328	125,400
Shareholders' Equity	3,328,205	3,208,124	2,952,964	2,756,815	2,563,301	2,350,553
Total Liabilities & Equity	41,108,449	38,358,076	35,061,299	32,432,166	28,893,548	26,722,408

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	9,705,451	7,973,674	6,924,651	5,949,051	5,343,815	5,569,865
Net Cash (Debt)	-6,987,636	-4,355,509	-3,407,943	-2,316,695	-2,054,096	-2,544,066
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-21.64	-14.07	-11.58	-7.87	-6.98	-8.64
Filing Date Shares Outstanding	322,212	322,212	294,388	294,388	294,388	294,388
Total Common Shares Outstanding	322,212	322,212	294,388	294,388	294,388	294,388
Book Value Per Share	8.66	8.36	8.18	7.58	6.98	6.47
Tangible Book Value	3,090,822	2,928,966	2,664,672	2,480,860	2,276,966	2,080,070
Tangible Book Value Per Share	8.66	8.25	8.07	7.48	6.89	6.39

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 5, 2026

Data Sources Report a data error