Bac A Commercial Joint Stock Bank (HNX:BAB)

HNX:BAB Statistics

Total Valuation

HNX:BAB has a market cap or net worth of VND 12.45 trillion.

Market Cap	12.45T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

HNX:BAB has 958.02 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	958.02M
Shares Outstanding	958.02M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	4.30%
Owned by Institutions (%)	n/a
Float	916.78M

Valuation Ratios

The trailing PE ratio is 11.18.

PE Ratio	11.18
Forward PE	n/a
PS Ratio	3.31
PB Ratio	1.02
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.52%.

Return on Equity (ROE)	9.52%
Return on Assets (ROA)	0.66%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	918.52M
Profits Per Employee	272.25M
Employee Count	3,886
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HNX:BAB has paid 275.41 billion in taxes.

Income Tax	275.41B
Effective Tax Rate	19.82%

Stock Price Statistics

The stock price has increased by +17.80% in the last 52 weeks. The beta is 0.32, so HNX:BAB's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+17.80%
50-Day Moving Average	14,146.00
200-Day Moving Average	12,372.37
Relative Strength Index (RSI)	37.22
Average Volume (20 Days)	10,083

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HNX:BAB had revenue of VND 3.76 trillion and earned 1.11 trillion in profits. Earnings per share was 1,162.84.

Revenue	3.76T
Gross Profit	3.76T
Operating Income	1.57T
Pretax Income	1.39T
Net Income	1.11T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1,162.84

Balance Sheet

The company has 49.30 trillion in cash and 18.55 trillion in debt, giving a net cash position of 30.75 trillion or 32,095.13 per share.

Cash & Cash Equivalents	49.30T
Total Debt	18.55T
Net Cash	30.75T
Net Cash Per Share	32,095.13
Equity (Book Value)	12.20T
Book Value Per Share	12,738.75
Working Capital	-102,649.59B

Cash Flow

In the last 12 months, operating cash flow was -8,096.96 billion and capital expenditures -52.72 billion, giving a free cash flow of -8,149.69 billion.

Operating Cash Flow	-8,096.96B
Capital Expenditures	-52.72B
Free Cash Flow	-8,149.69B
FCF Per Share	-8,506.78

Margins

Gross Margin	n/a
Operating Margin	41.75%
Pretax Margin	36.97%
Profit Margin	29.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HNX:BAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.01%
Shareholder Yield	0.01%
Earnings Yield	8.94%
FCF Yield	-65.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 4, 2025. It was a forward split with a ratio of 1.0693.

Last Split Date	Feb 4, 2025
Split Type	Forward
Split Ratio	1.0693

Scores

Altman Z-Score	n/a
Piotroski F-Score	2