HNX:BAB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,196,476	1,189,601	1,011,255	854,367	832,519	726,339
Depreciation & Amortization	53,355	53,297	50,998	46,447	-	30,454
Other Amortization	-	-	-	-	-	5,429
Change in Trading Asset Securities	-69,844	-96,780	-184,066	103,023	-97,926	-1,386,618
Change in Other Net Operating Assets	12,918,236	8,830,116	-6,688,356	-22,156,106	-4,734,271	-7,223,293
Other Operating Activities	-168,438	-202,799	-1,892,259	867,141	-94,901	196,233
Operating Cash Flow	13,929,785	9,773,435	-7,702,428	-20,285,128	-4,094,579	-7,651,456
Capital Expenditures	-69,162	-35,353	-51,776	-338,148	-44,286	-70,384
Sale of Property, Plant and Equipment	245	245	137	300	-	966
Investment in Securities	-	-	-5,260	-	-	32,815
Other Investing Activities	53,838	53,838	12,638	27,639	6,907	1,978
Investing Cash Flow	-15,079	18,730	-44,261	-310,209	-26,601	-45,403
Long-Term Debt Issued	-	1,500,000	3,500,000	1,325,000	235,400	-
Long-Term Debt Repaid	-	-2,464,017	-263,290	-	-	-
Net Debt Issued (Repaid)	-959,545	-964,017	3,236,710	1,325,000	235,400	-
Issuance of Common Stock	1,140,849	1,072,641	-	300,294	-	-
Common Dividends Paid	-689,211	-620,882	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	2,663,649	4,473,948	4,072,764	21,640,936	5,467,774	2,852,780
Other Financing Activities	1	1	-	-	-	-
Financing Cash Flow	2,155,743	3,961,691	7,309,474	23,266,230	5,703,174	2,852,780
Net Cash Flow	16,070,449	13,753,856	-437,215	2,670,893	1,581,994	-4,844,079
Free Cash Flow	13,860,623	9,738,082	-7,754,204	-20,623,276	-4,138,865	-7,721,840
Free Cash Flow Margin	368.20%	256.68%	-220.95%	-712.77%	-150.22%	-347.75%
Free Cash Flow Per Share	12928.00	9082.84	-7573.66	-20244.84	-	-7727.88
Cash Interest Paid	9,452,790	9,065,050	10,134,901	9,497,433	7,745,018	7,533,736
Cash Income Tax Paid	248,109	248,109	262,060	170,915	183,320	182,810

Source: S&P Global Market Intelligence. Banks template. Financial Sources.