HNX:BAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23,186,892	26,405,164	13,471,123	14,218,808	711,783	9,330,302
Investment Securities	13,051,557	12,660,463	9,526,715	10,691,354	13,948,864	12,012,812
Trading Asset Securities	20,170,807	22,869,658	24,783,992	20,992,851	4,871,313	8,533,098
Total Investments	33,222,364	35,530,121	34,310,707	31,684,205	18,820,177	20,545,910
Gross Loans	129,573,651	126,913,786	112,671,899	101,614,237	105,157,827	86,514,082
Allowance for Loan Losses	-1,657,442	-1,564,458	-1,324,433	-1,199,686	-1,047,118	-1,060,112
Net Loans	127,916,209	125,349,328	111,347,466	100,414,551	104,110,709	85,453,970
Property, Plant & Equipment	198,241	167,588	171,659	176,559	177,211	174,474
Other Intangible Assets	869,449	873,008	886,932	876,428	584,075	584,784
Investments in Real Estate	3,683	3,683	3,683	3,683	3,683	14,461
Accrued Interest Receivable	6,560,317	5,593,872	4,125,759	3,624,930	2,886,583	2,438,595
Other Receivables	660,036	465,904	240,372	265,405	663,517	169,453
Restricted Cash	754,102	1,219,788	798,225	887,264	786,421	1,023,135
Other Current Assets	168,221	180,109	100,653	28,109	-	21,952
Long-Term Deferred Tax Assets	-	-	-	-	-	83
Other Long-Term Assets	30,312	31,737	30,114	63,129	49,379	34,687
Total Assets	193,569,826	195,820,302	165,486,693	152,243,071	128,793,538	119,791,806
Accrued Expenses	149,888	177,197	97,926	145,002	-	25,484
Interest Bearing Deposits	138,805,437	141,133,538	125,991,491	119,609,367	96,947,630	101,630,487
Non-Interest Bearing Deposits	10,319,283	11,015,802	8,334,479	10,026,309	11,047,110	896,479
Total Deposits	149,124,720	152,149,340	134,325,970	129,635,676	107,994,740	102,526,966
Short-Term Borrowings	-	-	-	97,173	-	-
Current Portion of Long-Term Debt	5,000,000	5,000,000	-	-	-	-
Current Income Taxes Payable	-	-	-	116,721	-	40,823
Accrued Interest Payable	3,827,528	3,390,419	2,456,206	4,121,944	2,624,364	2,540,562
Other Current Liabilities	523,981	576,487	665,429	162,023	-	185
Long-Term Debt	21,334,841	21,217,955	16,158,712	7,096,273	7,893,585	5,413,140
Other Long-Term Liabilities	-	-	-	-	480,418	193,503
Total Liabilities	179,960,958	182,511,398	153,704,243	141,374,812	118,993,107	110,740,663
Common Stock	10,721,402	10,032,190	8,959,336	8,334,266	8,133,863	7,531,355
Additional Paid-In Capital	106,955	107,076	107,289	107,289	7,398	7,398
Retained Earnings	1,535,203	1,924,330	1,670,355	1,507,840	864,353	1,512,390
Comprehensive Income & Other	1,245,308	1,245,308	1,045,470	918,864	794,817	-
Shareholders' Equity	13,608,868	13,308,904	11,782,450	10,868,259	9,800,431	9,051,143
Total Liabilities & Equity	193,569,826	195,820,302	165,486,693	152,243,071	128,793,538	119,791,806
Total Debt	26,334,841	26,217,955	16,158,712	7,193,446	7,893,585	5,413,140
Net Cash (Debt)	17,022,858	23,056,867	22,096,403	28,018,213	-1,452,911	12,450,260
Net Cash Growth	-40.26%	4.35%	-21.14%	-	-	-12.46%
Net Cash Per Share	15877.46	21505.46	21581.93	27504.08	-	12459.99
Filing Date Shares Outstanding	1,072	1,072	1,024	1,019	-	999.22
Total Common Shares Outstanding	1,072	1,072	1,024	1,019	-	999.22
Book Value Per Share	12693.18	12413.40	11508.12	10668.83	-	9058.22
Tangible Book Value	12,739,419	12,435,896	10,895,518	9,991,831	9,216,356	8,466,359
Tangible Book Value Per Share	11882.23	11599.13	10641.84	9808.48	-	8472.98

Source: S&P Global Market Intelligence. Banks template. Financial Sources.