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Bac A Commercial Joint Stock Bank (HNX:BAB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
10,600
-200 (-1.85%)
At close: Aug 13, 2026

HNX:BAB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,891,2523,793,9133,509,5502,893,3972,751,1382,220,499
Revenue Growth
3.48%8.10%21.30%5.17%23.90%12.42%
Net Income
1,196,3721,189,6011,011,255757,303758,091726,339
Earnings Per Share
1038.021032.15918.80691.54705.75676.19
EPS Growth
2.54%12.34%32.86%-2.01%4.37%23.57%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
52,588,59749,274,82238,255,11535,211,65916,620,32317,863,400
Total Debt
37,706,09526,217,95516,158,7127,193,4467,893,5855,413,140
Net Cash (Debt)
14,882,50223,056,86722,096,40328,018,2138,726,73812,450,260
Net Cash Growth
-59.14%4.35%-21.14%221.06%-29.91%-12.46%
Net Cash Per Share
12912.6720005.0820076.2225585.198124.2411590.69

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
14,925,9579,773,435-7,702,428-20,285,128-4,094,579-7,651,456
Capital Expenditures
-63,644-35,353-51,776-338,148-44,286-70,384
Free Cash Flow
14,862,3139,738,082-7,754,204-20,623,276-4,138,865-7,721,840
Free Cash Flow Growth
402.52%-----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.75%31.36%28.81%26.17%27.56%32.71%
FCF Margin
381.94%256.68%-220.95%-712.77%-150.44%-347.75%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2110.2910.6313.9814.1623.43
P/FCF Ratio
0.821.26----
PS Ratio
3.143.233.063.663.907.67