National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam · Delayed Price · Currency is VND 14,100
+300 (2.17%)
At close: Dec 3, 2025
HNX:NVB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Jan '23 Jan 1, 2023 | Jan '22 Jan 1, 2022 | Jan '21 Jan 1, 2021 | 2016 - 2020 |
Interest Income on Loans | 5,276,210 | 2,928,691 | 6,433,619 | 4,763,294 | 5,542,515 | 5,958,774 | Upgrade |
Interest Paid on Deposits | 5,879,417 | 4,710,884 | 5,976,390 | 3,831,517 | 4,283,296 | 4,525,032 | Upgrade |
Net Interest Income | -603,207 | -1,782,193 | 457,229 | 931,777 | 1,259,219 | 1,433,742 | Upgrade |
Net Interest Income Growth (YoY) | - | - | -50.93% | -26.00% | -12.17% | 23.77% | Upgrade |
Income From Trading Activities | 131,422 | 131,422 | 160,484 | 166,748 | 356,714 | 158,541 | Upgrade |
Gain (Loss) on Sale of Investments | -89,905 | - | - | - | - | - | Upgrade |
Other Non-Interest Income | 299,264 | 178,273 | 101,439 | 238,469 | 86,174 | 62,640 | Upgrade |
Total Non-Interest Income | 340,781 | 309,695 | 261,923 | 405,217 | 442,888 | 221,181 | Upgrade |
Non-Interest Income Growth (YoY) | 15.80% | 18.24% | -35.36% | -8.51% | 100.24% | 165.26% | Upgrade |
Revenues Before Loan Losses | -262,426 | -1,472,498 | 719,152 | 1,336,994 | 1,702,107 | 1,654,923 | Upgrade |
Provision for Loan Losses | 446,522 | 263,544 | 146,950 | 268,075 | 243,057 | 48,335 | Upgrade |
| -708,948 | -1,736,042 | 572,202 | 1,068,919 | 1,459,050 | 1,606,588 | Upgrade | |
Revenue Growth (YoY) | - | - | -46.47% | -26.74% | -9.18% | 37.28% | Upgrade |
Salaries and Employee Benefits | 1,110,148 | 955,516 | 652,446 | 594,180 | 508,490 | 394,130 | Upgrade |
Occupancy Expenses | 399,201 | 330,871 | 236,877 | 195,555 | 195,971 | 191,995 | Upgrade |
Federal Deposit Insurance | 138,749 | 118,060 | 95,846 | 85,029 | 92,197 | 77,610 | Upgrade |
Selling, General & Administrative | 321,171 | 256,489 | 227,699 | 151,668 | 152,620 | 129,759 | Upgrade |
Other Non-Interest Expense | 1,738,014 | 1,731,112 | 25,853 | 1,249 | 1,315 | 9,183 | Upgrade |
Total Non-Interest Expense | 3,707,283 | 3,392,048 | 1,238,721 | 1,027,681 | 950,593 | 802,677 | Upgrade |
EBT Excluding Unusual Items | -4,416,231 | -5,128,090 | -666,519 | 41,238 | 508,457 | 803,911 | Upgrade |
Pretax Income | -4,416,231 | -5,128,090 | -666,519 | 1,238 | 2,310 | 3,738 | Upgrade |
Income Tax Expense | 1,267 | 848 | 3,037 | 1,230 | 910 | 2,526 | Upgrade |
Net Income | -4,417,498 | -5,128,938 | -669,556 | 8 | 1,400 | 1,212 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | - | - | 1 | Upgrade |
Net Income to Common | -4,417,498 | -5,128,938 | -669,556 | 8 | 1,400 | 1,211 | Upgrade |
Net Income Growth | - | - | - | -99.43% | 15.51% | -97.19% | Upgrade |
Basic Shares Outstanding | 1,175 | 611 | 557 | 445 | 407 | 407 | Upgrade |
Diluted Shares Outstanding | 1,175 | 611 | 557 | 445 | 407 | 407 | Upgrade |
Shares Change (YoY) | 110.96% | 9.70% | 25.17% | 9.34% | - | 21.70% | Upgrade |
EPS (Basic) | -3760.75 | -8394.33 | -1202.08 | 0.02 | 3.44 | 2.98 | Upgrade |
EPS (Diluted) | -3760.75 | -8394.33 | -1202.08 | 0.02 | 3.44 | 2.98 | Upgrade |
EPS Growth | - | - | - | -99.48% | 15.61% | -97.69% | Upgrade |
Effective Tax Rate | - | - | - | 99.35% | 39.39% | 67.58% | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.