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National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
11,300
0.00 (0.00%)
At close: Aug 13, 2026

HNX:NVB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Cash & Equivalents
27,730,47824,234,37715,370,5748,709,41612,042,6853,307,045
Investment Securities
25,972,49321,856,99219,089,54813,766,44312,107,16510,762,964
Trading Asset Securities
49,62014,219--223,373-
Total Investments
26,022,11321,871,21119,089,54813,766,44312,330,53810,762,964
Gross Loans
133,826,53497,844,59371,174,72055,344,25947,722,27341,751,573
Allowance for Loan Losses
-1,621,654-1,241,832-1,196,316-1,078,095-959,662-691,615
Net Loans
132,204,88096,602,76169,978,40454,266,16446,762,61141,059,958
Property, Plant & Equipment
380,933304,623257,732179,235184,182142,484
Other Intangible Assets
569,216566,159713,543614,038578,261579,793
Accrued Interest Receivable
1,612,6441,188,217499,5303,569,5971,513,4061,981,642
Other Receivables
1,531,7951,197,7696,436,21810,358,65510,427,19411,714,984
Restricted Cash
4,630,74714,455,1603,507,3052,287,0573,749,7291,966,518
Other Current Assets
-1,320,155771,461545,957--
Other Real Estate Owned & Foreclosed
-1,843,0631,843,0631,915,926--
Other Long-Term Assets
4,213,34231,49331,33837,0112,258,6362,267,297
Total Assets
198,896,148163,614,988118,498,71696,249,49989,847,24273,782,685

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Accounts Payable
----638,779704,141
Interest Bearing Deposits
136,878,296116,647,24389,534,10876,270,50271,106,74959,109,760
Non-Interest Bearing Deposits
25,935,56623,489,71516,619,5289,610,0138,760,8245,883,008
Total Deposits
162,813,862140,136,958106,153,63685,880,51579,867,57364,992,768
Short-Term Borrowings
1,260,3201,545,09986,31326,407-177,577
Current Portion of Long-Term Debt
-----11,506
Accrued Interest Payable
2,134,9051,457,4931,186,0111,806,6291,531,3351,558,455
Long-Term Debt
7,607,5066,488,1794,315,7933,183,5641,996,7552,001,675
Other Long-Term Liabilities
10,749,784394,335664,117257,71248,57272,343
Total Liabilities
184,576,515150,022,064112,405,87091,154,82784,083,01469,518,465

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Common Stock
19,279,84819,279,84811,779,8485,601,5555,601,5554,101,555
Retained Earnings
-4,959,999-5,686,708-5,686,786-506,883162,673162,665
Treasury Stock
-29,644-29,644-29,644-29,644-29,644-29,644
Comprehensive Income & Other
29,42829,42829,42829,64429,64429,644
Shareholders' Equity
14,319,63313,592,9246,092,8465,094,6725,764,2284,264,220
Total Liabilities & Equity
198,896,148163,614,988118,498,71696,249,49989,847,24273,782,685

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Total Debt
8,867,8268,033,2784,402,1063,209,9711,996,7552,190,758
Net Cash (Debt)
23,172,27216,215,31810,968,4685,499,44510,269,3031,116,287
Net Cash Growth
49.42%47.84%99.45%-46.45%819.95%-89.08%
Net Cash Per Share
12039.8412293.6517951.679873.3323077.092742.72
Filing Date Shares Outstanding
1,9251,9251,175556.8556.8406.8
Total Common Shares Outstanding
1,9251,9251,175556.8556.8406.8
Book Value Per Share
7440.197062.615187.029149.8510352.3510482.26
Tangible Book Value
13,750,41713,026,7655,379,3034,480,6345,185,9673,684,427
Tangible Book Value Per Share
7144.446768.444579.568047.069313.829057.02