Skip to main content
logo
National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
14,700
0.00 (0.00%)
At close: Nov 3, 2026

HNX:NVB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Cash & Equivalents
29,500,61524,234,37715,370,5748,709,41612,042,6853,307,045
Investment Securities
21,520,89121,856,99219,089,54813,766,44312,107,16510,762,964
Trading Asset Securities
166,99314,219--223,373-
Total Investments
21,687,88421,871,21119,089,54813,766,44312,330,53810,762,964
Gross Loans
150,660,68697,844,59371,174,72055,344,25947,722,27341,751,573
Allowance for Loan Losses
-1,872,120-1,241,832-1,196,316-1,078,095-959,662-691,615
Net Loans
148,788,56696,602,76169,978,40454,266,16446,762,61141,059,958
Property, Plant & Equipment
218,262304,623257,732179,235184,182142,484
Other Intangible Assets
587,106566,159713,543614,038578,261579,793
Accrued Interest Receivable
2,063,8271,188,217499,5303,569,5971,513,4061,981,642
Other Receivables
27,429,0631,197,7696,436,21810,358,65510,427,19411,714,984
Restricted Cash
3,048,59314,455,1603,507,3052,287,0573,749,7291,966,518
Other Current Assets
-1,320,155771,461545,957--
Other Real Estate Owned & Foreclosed
-1,843,0631,843,0631,915,926--
Other Long-Term Assets
4,896,95731,49331,33837,0112,258,6362,267,297
Total Assets
238,220,873163,614,988118,498,71696,249,49989,847,24273,782,685

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Accounts Payable
----638,779704,141
Interest Bearing Deposits
200,937,317116,647,24389,534,10876,270,50271,106,74959,109,760
Non-Interest Bearing Deposits
-23,489,71516,619,5289,610,0138,760,8245,883,008
Total Deposits
200,937,317140,136,958106,153,63685,880,51579,867,57364,992,768
Short-Term Borrowings
-1,545,09986,31326,407-177,577
Current Portion of Long-Term Debt
-----11,506
Accrued Interest Payable
2,297,1691,457,4931,186,0111,806,6291,531,3351,558,455
Long-Term Debt
6,806,8286,488,1794,315,7933,183,5641,996,7552,001,675
Other Long-Term Liabilities
3,013,626394,335664,117257,71248,57272,343
Total Liabilities
213,054,940150,022,064112,405,87091,154,82784,083,01469,518,465

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Common Stock
29,279,84819,279,84811,779,8485,601,5555,601,5554,101,555
Retained Earnings
-4,189,700-5,686,708-5,686,786-506,883162,673162,665
Treasury Stock
-29,644-29,644-29,644-29,644-29,644-29,644
Comprehensive Income & Other
105,42929,42829,42829,64429,64429,644
Shareholders' Equity
25,165,93313,592,9246,092,8465,094,6725,764,2284,264,220
Total Liabilities & Equity
238,220,873163,614,988118,498,71696,249,49989,847,24273,782,685

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Total Debt
6,806,8288,033,2784,402,1063,209,9711,996,7552,190,758
Net Cash (Debt)
22,860,78016,215,31810,968,4685,499,44510,269,3031,116,287
Net Cash Growth
33.85%47.84%99.45%-46.45%819.95%-89.08%
Net Cash Per Share
-12293.6517951.679873.3323077.092742.72
Filing Date Shares Outstanding
-1,9251,175556.8556.8406.8
Total Common Shares Outstanding
-1,9251,175556.8556.8406.8
Book Value Per Share
-7062.615187.029149.8510352.3510482.26
Tangible Book Value
24,578,82713,026,7655,379,3034,480,6345,185,9673,684,427
Tangible Book Value Per Share
-6768.444579.568047.069313.829057.02