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National Citizen Commercial Joint Stock Bank (HNX:NVB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
11,300
0.00 (0.00%)
At close: Aug 13, 2026

HNX:NVB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Revenue
2,428,5382,045,346-1,736,042572,2021,068,9191,459,050
Revenue Growth
----46.47%-26.74%-9.18%
Net Income
264,55678-5,128,938-669,55681,400
Earnings Per Share
137.460.06-8394.33-1202.080.023.44
EPS Growth
-----99.48%15.61%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Cash & Investments
32,040,09824,248,59615,370,5748,709,41612,266,0583,307,045
Total Debt
8,867,8268,033,2784,402,1063,209,9711,996,7552,190,758
Net Cash (Debt)
23,172,27216,215,31810,968,4685,499,44510,269,3031,116,287
Net Cash Growth
49.42%47.84%99.45%-46.45%819.95%-89.08%
Net Cash Per Share
12039.8412293.6517951.679873.3323077.092742.72

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Operating Cash Flow
-42,294,828-32,342,162-18,758,194-10,693,015-5,645,7407,457,165
Capital Expenditures
-75,754-131,656-184,977-105,463-73,726-64,344
Free Cash Flow
-42,370,582-32,473,818-18,943,171-10,798,478-5,719,4667,392,821
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
Profit Margin
10.89%0.00%--117.01%0.00%0.10%
FCF Margin
-1744.70%-1587.69%--1887.18%-535.07%506.69%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Jan '23 Jan '22
PE Ratio
82.21204807.76--1357208.749269.31
P/FCF Ratio
-----1.76
PS Ratio
8.967.81-6.0210.2210.168.89