Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)
Vietnam · Delayed Price · Currency is VND 30,800
0.00 (0.00%)
At close: Feb 23, 2026
HNX:PTI Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 3,259,452 | 3,325,454 | 4,176,598 | 4,377,316 | 4,963,702 |
Total Interest & Dividend Income | 158,232 | 204,949 | 271,718 | 114,728 | 133,501 |
Gain (Loss) on Sale of Investments | 3,455 | - | - | 9,231 | 28,531 |
Non-Insurance Activities Revenue | 51,111 | 2,299 | 9,419 | 13,643 | 39,664 |
Other Revenue | 13,235 | 565,827 | 701,743 | 775,652 | 3,994 |
| 3,485,487 | 4,098,528 | 5,159,478 | 5,290,570 | 5,169,392 | |
Revenue Growth (YoY) | -14.96% | -20.56% | -2.48% | 2.34% | 3.59% |
Policy Benefits | 2,847,248 | 1,671,419 | 2,223,526 | 2,309,233 | 4,558,194 |
Policy Acquisition & Underwriting Costs | - | 493,543 | 618,821 | 658,151 | - |
Selling, General & Administrative | 209,197 | 199,680 | 208,654 | 252,912 | 245,881 |
Non-Insurance Activities Expense | 38,407 | 1,240 | 6,241 | 7,768 | 20,496 |
Other Operating Expenses | - | 1,285,234 | 1,725,405 | 2,386,023 | 463.74 |
Total Operating Expenses | 3,094,852 | 3,651,115 | 4,782,646 | 5,614,086 | 4,825,035 |
Operating Income | 390,634 | 447,413 | 376,832 | -323,516 | 344,358 |
Interest Expense | -15,485 | -56,434 | -65,750 | -9,847 | -8,744 |
Earnings From Equity Investments | 11,729 | 2,773 | 589.52 | 2,301 | -6,719 |
Currency Exchange Gain (Loss) | 375.72 | - | - | -12,490 | -829.55 |
Other Non Operating Income (Expenses) | -16,509 | 4,765 | 4,152 | -21.51 | -61.75 |
EBT Excluding Unusual Items | 370,745 | 398,518 | 315,823 | -343,574 | 328,004 |
Gain (Loss) on Sale of Assets | - | 4,226 | 3,935 | - | - |
Pretax Income | 370,745 | 402,743 | 319,758 | -343,574 | 328,004 |
Income Tax Expense | 79,198 | 80,991 | 66,889 | 3,802 | 70,521 |
Earnings From Continuing Ops. | 291,546 | 321,752 | 252,869 | -347,376 | 257,483 |
Minority Interest in Earnings | 6.39 | -79.82 | -80.93 | -18.3 | -115.48 |
Net Income | 291,553 | 321,672 | 252,788 | -347,395 | 257,367 |
Preferred Dividends & Other Adjustments | - | - | - | - | 21,249 |
Net Income to Common | 291,553 | 321,672 | 252,788 | -347,395 | 236,118 |
Net Income Growth | -9.36% | 27.25% | - | - | 7.19% |
Shares Outstanding (Basic) | 121 | 121 | 121 | 121 | 121 |
Shares Outstanding (Diluted) | 121 | 121 | 121 | 121 | 121 |
Shares Change (YoY) | -0.00% | - | - | - | - |
EPS (Basic) | 2417.68 | 2667.41 | 2096.20 | -2880.71 | 1957.96 |
EPS (Diluted) | 2417.68 | 2667.41 | 2096.20 | -2880.71 | 1957.96 |
EPS Growth | -9.36% | 27.25% | - | - | 3.52% |
Free Cash Flow | -324,454 | -547,274 | -284,175 | -687,167 | 168,458 |
Free Cash Flow Per Share | -2690.51 | -4538.17 | -2356.47 | -5698.21 | 1396.91 |
Operating Margin | 11.21% | 10.92% | 7.30% | -6.12% | 6.66% |
Profit Margin | 8.37% | 7.85% | 4.90% | -6.57% | 4.57% |
Free Cash Flow Margin | -9.31% | -13.35% | -5.51% | -12.99% | 3.26% |
EBITDA | 421,428 | 471,680 | 407,247 | -294,610 | 370,963 |
EBITDA Margin | 12.09% | 11.51% | 7.89% | -5.57% | 7.18% |
D&A For EBITDA | 30,794 | 24,266 | 30,415 | 28,906 | 26,605 |
EBIT | 390,634 | 447,413 | 376,832 | -323,516 | 344,358 |
EBIT Margin | 11.21% | 10.92% | 7.30% | -6.12% | 6.66% |
Effective Tax Rate | 21.36% | 20.11% | 20.92% | - | 21.50% |
Revenue as Reported | - | - | - | 2,930,580 | - |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.