Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)
Vietnam · Delayed Price · Currency is VND 32,500
-2,000 (-5.80%)
At close: Dec 3, 2025
HNX:PTI Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Premiums & Annuity Revenue | 2,918,629 | 3,325,454 | 4,176,598 | 4,377,316 | 4,963,702 | 4,734,129 | Upgrade |
Total Interest & Dividend Income | 190,617 | 204,949 | 271,718 | 114,728 | 133,501 | 174,624 | Upgrade |
Gain (Loss) on Sale of Investments | -25,114 | - | - | 9,231 | 28,531 | 38,343 | Upgrade |
Non-Insurance Activities Revenue | 50,093 | 2,299 | 9,419 | 13,643 | 39,664 | 37,314 | Upgrade |
Other Revenue | 429,370 | 565,827 | 701,743 | 775,652 | 3,994 | 5,715 | Upgrade |
| 3,563,595 | 4,098,528 | 5,159,478 | 5,290,570 | 5,169,392 | 4,990,126 | Upgrade | |
Revenue Growth (YoY) | -19.13% | -20.56% | -2.48% | 2.34% | 3.59% | 7.60% | Upgrade |
Policy Benefits | 1,366,017 | 1,671,419 | 2,223,526 | 2,309,233 | 4,558,194 | 4,034,478 | Upgrade |
Policy Acquisition & Underwriting Costs | 431,623 | 493,543 | 618,821 | 658,151 | - | - | Upgrade |
Selling, General & Administrative | 195,740 | 199,680 | 208,654 | 252,912 | 245,881 | 597,654 | Upgrade |
Non-Insurance Activities Expense | 38,640 | 1,240 | 6,241 | 7,768 | 20,496 | 21,393 | Upgrade |
Other Operating Expenses | 1,113,375 | 1,285,234 | 1,725,405 | 2,386,023 | 463.74 | 844.36 | Upgrade |
Total Operating Expenses | 3,145,396 | 3,651,115 | 4,782,646 | 5,614,086 | 4,825,035 | 4,654,369 | Upgrade |
Operating Income | 418,199 | 447,413 | 376,832 | -323,516 | 344,358 | 335,757 | Upgrade |
Interest Expense | -62,707 | -56,434 | -65,750 | -9,847 | -8,744 | -8,988 | Upgrade |
Earnings From Equity Investments | 10,953 | 2,773 | 589.52 | 2,301 | -6,719 | -8,546 | Upgrade |
Currency Exchange Gain (Loss) | -601.96 | - | - | -12,490 | -829.55 | -2,509 | Upgrade |
Other Non Operating Income (Expenses) | 4,577 | 4,765 | 4,152 | -21.51 | -61.75 | -21,619 | Upgrade |
EBT Excluding Unusual Items | 370,421 | 398,518 | 315,823 | -343,574 | 328,004 | 294,095 | Upgrade |
Gain (Loss) on Sale of Assets | 4,226 | 4,226 | 3,935 | - | - | - | Upgrade |
Pretax Income | 374,646 | 402,743 | 319,758 | -343,574 | 328,004 | 294,095 | Upgrade |
Income Tax Expense | 73,720 | 80,991 | 66,889 | 3,802 | 70,521 | 54,948 | Upgrade |
Earnings From Continuing Ops. | 300,926 | 321,752 | 252,869 | -347,376 | 257,483 | 239,146 | Upgrade |
Minority Interest in Earnings | -246.28 | -79.82 | -80.93 | -18.3 | -115.48 | 949.94 | Upgrade |
Net Income | 300,680 | 321,672 | 252,788 | -347,395 | 257,367 | 240,096 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | - | 21,249 | 12,005 | Upgrade |
Net Income to Common | 300,680 | 321,672 | 252,788 | -347,395 | 236,118 | 228,092 | Upgrade |
Net Income Growth | -21.19% | 27.25% | - | - | 7.19% | 112.01% | Upgrade |
Shares Outstanding (Basic) | 121 | 121 | 121 | 121 | 121 | 121 | Upgrade |
Shares Outstanding (Diluted) | 121 | 121 | 121 | 121 | 121 | 121 | Upgrade |
Shares Change (YoY) | -0.00% | - | - | - | - | - | Upgrade |
EPS (Basic) | 2493.35 | 2667.41 | 2096.20 | -2880.71 | 1957.96 | 1891.41 | Upgrade |
EPS (Diluted) | 2493.35 | 2667.41 | 2096.20 | -2880.71 | 1957.96 | 1891.41 | Upgrade |
EPS Growth | -21.19% | 27.25% | - | - | 3.52% | 109.58% | Upgrade |
Free Cash Flow | -440,394 | -547,274 | -284,175 | -687,167 | 168,458 | 721,731 | Upgrade |
Free Cash Flow Per Share | -3651.92 | -4538.17 | -2356.47 | -5698.21 | 1396.91 | 5984.82 | Upgrade |
Dividend Per Share | - | - | - | - | - | 666.667 | Upgrade |
Operating Margin | 11.73% | 10.92% | 7.30% | -6.12% | 6.66% | 6.73% | Upgrade |
Profit Margin | 8.44% | 7.85% | 4.90% | -6.57% | 4.57% | 4.57% | Upgrade |
Free Cash Flow Margin | -12.36% | -13.35% | -5.51% | -12.99% | 3.26% | 14.46% | Upgrade |
EBITDA | 450,378 | 471,680 | 407,247 | -294,610 | 370,963 | 355,385 | Upgrade |
EBITDA Margin | 12.64% | 11.51% | 7.89% | -5.57% | 7.18% | 7.12% | Upgrade |
D&A For EBITDA | 32,179 | 24,266 | 30,415 | 28,906 | 26,605 | 19,628 | Upgrade |
EBIT | 418,199 | 447,413 | 376,832 | -323,516 | 344,358 | 335,757 | Upgrade |
EBIT Margin | 11.73% | 10.92% | 7.30% | -6.12% | 6.66% | 6.73% | Upgrade |
Effective Tax Rate | 19.68% | 20.11% | 20.92% | - | 21.50% | 18.68% | Upgrade |
Revenue as Reported | - | - | - | 2,930,580 | - | - | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.