Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)

Vietnam · Delayed Price · Currency is VND

20,000

-900 (-4.31%)

At close: Aug 20, 2026

HNX:PTI Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,411,843	4,100,132	2,894,246	2,950,523	4,011,746	4,743,347
Market Cap Growth	-23.08%	41.66%	-1.91%	-26.45%	-15.42%	168.18%
Enterprise Value	2,398,249	4,274,643	3,133,860	3,225,007	4,282,138	4,746,845

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.04	14.07	9.27	11.67	-	20.09
PS Ratio	0.67	1.18	0.72	0.57	0.76	0.92
PB Ratio	0.87	1.54	1.21	1.43	2.22	2.18
P/FCF Ratio	71.65	-	-	-	-	28.16
P/OCF Ratio	39.25	-	-	-	-	18.24

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.67	1.23	0.77	0.63	0.81	0.92
EV/EBITDA Ratio	6.18	10.29	7.14	7.92	-	12.80
EV/EBIT Ratio	6.47	10.87	7.61	8.56	-	13.79
EV/FCF Ratio	71.25	-	-	-	-	28.18

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.06	0.11	0.13	0.03	-	-
Debt / EBITDA Ratio	0.44	0.69	0.69	0.14	-	-
Net Debt / Equity Ratio	-0.01	-0.17	0.11	-0.31	-0.13	-0.07
Net Debt / EBITDA Ratio	-0.05	-1.06	0.62	-1.59	0.81	-0.41
Net Debt / FCF Ratio	-0.53	0.91	-0.61	2.27	0.35	-0.90
Quick Ratio	0.35	0.66	0.65	0.70	0.66	0.68
Current Ratio	0.80	1.16	1.12	1.16	1.14	1.15
Asset Turnover	0.42	0.41	0.49	0.62	0.63	0.63
Return on Equity (ROE)	10.01%	11.55%	14.46%	13.05%	-17.41%	12.26%
Return on Assets (ROA)	2.69%	2.92%	3.09%	2.84%	-2.39%	2.64%
Return on Invested Capital (ROIC)	9.56%	10.91%	13.67%	15.15%	-16.21%	12.87%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	11.06%	7.11%	11.11%	8.57%	-8.66%	5.43%
FCF Yield	1.40%	-11.85%	-15.45%	-9.63%	-17.13%	3.55%
Payout Ratio	0.08%	0.04%	0.06%	0.21%	-	31.05%
Buyback Yield / Dilution	-0.00%	-	0.00%	-	-	-
Total Shareholder Return	-0.00%	-	0.00%	-	-	-