HNX:PTI Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,605,705	4,100,132	2,894,246	2,950,523	4,011,746	4,743,347
Market Cap Growth	24.58%	41.66%	-1.91%	-26.45%	-15.42%	168.18%
Enterprise Value	3,167,793	4,274,643	3,133,860	3,225,007	4,282,138	4,746,845
PE Ratio	12.37	14.07	9.27	11.67	-	20.09
PS Ratio	1.04	1.18	0.72	0.57	0.76	0.92
PB Ratio	1.36	1.54	1.21	1.43	2.22	2.18
P/FCF Ratio	-	-	-	-	-	28.16
P/OCF Ratio	-	-	-	-	-	18.24
EV/Sales Ratio	0.91	1.23	0.77	0.63	0.81	0.92
EV/EBITDA Ratio	7.57	10.29	7.14	7.92	-	12.80
EV/EBIT Ratio	7.99	10.87	7.61	8.56	-	13.79
EV/FCF Ratio	-6.52	-	-	-	-	28.18
Debt / Equity Ratio	0.11	0.11	0.13	0.03	-	-
Debt / EBITDA Ratio	0.69	0.69	0.69	0.14	-	-
Net Debt / Equity Ratio	-0.17	-0.17	0.11	-0.31	-0.13	-0.07
Net Debt / EBITDA Ratio	-1.06	-1.06	0.62	-1.59	0.81	-0.41
Net Debt / FCF Ratio	0.91	0.91	-0.61	2.27	0.35	-0.90
Quick Ratio	0.66	0.66	0.65	0.70	0.66	0.68
Current Ratio	1.16	1.16	1.12	1.16	1.14	1.15
Asset Turnover	0.41	0.41	0.49	0.62	0.63	0.63
Return on Equity (ROE)	11.55%	11.55%	14.46%	13.05%	-17.41%	12.26%
Return on Assets (ROA)	2.92%	2.92%	3.09%	2.84%	-2.39%	2.64%
Return on Invested Capital (ROIC)	10.40%	10.91%	13.67%	14.93%	-16.21%	12.87%
Earnings Yield	8.08%	7.11%	11.11%	8.57%	-8.66%	5.43%
FCF Yield	-13.48%	-11.85%	-15.45%	-9.63%	-17.13%	3.55%
Payout Ratio	0.04%	0.04%	0.06%	0.21%	-	31.05%
Buyback Yield / Dilution	-	-	0.00%	-	-	-
Total Shareholder Return	-	-	0.00%	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.