Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)
Vietnam · Delayed Price · Currency is VND 18,700
-300 (-1.58%)
At close: Sep 17, 2026
HNX:PTI Financials Overview
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,604,908 | 3,473,279 | 4,047,512 | 5,159,478 | 5,290,570 | 5,169,392 |
Revenue Growth | -0.54% | -14.19% | -21.55% | -2.48% | 2.34% | 3.59% |
Operating Income Operating Income Growth | 367,298 | 393,254 | 411,572 | 376,832 | -323,516 | 344,358 |
Net Income Net Income Growth | 266,722 | 291,456 | 312,107 | 252,788 | -347,395 | 236,118 |
Earnings Per Share EPS Growth | 2211.77 | 2416.87 | 2588.12 | 2096.20 | -2880.71 | 1957.96 |
EPS Growth | 1.58% | -6.62% | 23.47% | - | - | 3.52% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Insurance Business Insurance Business Growth | 3,892,598 | 3,767,574 | 4,330,958 | 5,250,496 | 5,305,528 | 5,112,629 |
Others Others Growth | - | 29,217 | 10,472 | 15,462 | 17,114 | 43,134 |
Deduction Deduction Growth | - | - | -765.71 | -1,366 | - | - |
Total Total Growth | 3,921,815 | 3,796,791 | 4,340,664 | 5,264,592 | 5,322,642 | 5,155,763 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 187,740 | 730,009 | 30,381 | 704,507 | 239,723 | 152,509 |
Total Debt Total Debt Growth | 170,000 | 288,000 | 301,659 | 58,597 | - | - |
Net Cash (Debt) Net Cash Growth | 17,740 | 442,009 | -271,279 | 645,910 | 239,723 | 152,509 |
Net Cash Growth | -54.23% | - | - | 169.44% | 57.19% | -48.83% |
Net Cash Per Share Net Cash Per Share Growth | 147.11 | 3665.32 | -2249.56 | 5356.09 | 1987.86 | 1264.65 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 61,451 | -446,901 | -437,261 | -273,688 | -553,157 | 260,062 |
Capital Expenditures CapEx Growth | -27,790 | -39,088 | -10,013 | -10,487 | -134,010 | -91,604 |
Free Cash Flow Free Cash Flow Growth | 33,662 | -485,989 | -447,274 | -284,175 | -687,167 | 168,458 |
Free Cash Flow Growth | - | - | - | - | - | -76.66% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 10.19% | 11.32% | 10.17% | 7.30% | -6.12% | 6.66% |
Pretax Margin | 9.52% | 10.73% | 9.95% | 6.20% | -6.49% | 6.35% |
Profit Margin | 7.40% | 8.39% | 7.71% | 4.90% | -6.57% | 4.57% |
FCF Margin | 0.93% | -13.99% | -11.05% | -5.51% | -12.99% | 3.26% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 666.667 | - | - | - | - | - |
Dividend Per Share Growth | - | - | - | - | - | - |
Dividend Yield | 3.56% | - | - | - | - | - |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.45 | 14.07 | 9.27 | 11.67 | - | 20.09 |
P/FCF Ratio | 66.99 | - | - | - | - | 28.16 |
PS Ratio | 0.63 | 1.18 | 0.72 | 0.57 | 0.76 | 0.92 |