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Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)
Vietnam flag Vietnam · Delayed Price · Currency is VND
20,000
-900 (-4.31%)
At close: Aug 20, 2026

HNX:PTI Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,604,9083,473,2794,047,5125,159,4785,290,5705,169,392
Revenue Growth
-0.54%-14.19%-21.55%-2.48%2.34%3.59%
Operating Income
367,298393,254411,572376,832-323,516344,358
Net Income
266,722291,456312,107252,788-347,395236,118
Earnings Per Share
2211.772416.872588.122096.20-2880.711957.96
EPS Growth
1.58%-6.62%23.47%--3.52%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance Business
3,892,5983,767,5744,330,9585,250,4965,305,5285,112,629
Others
-29,21710,47215,46217,11443,134
Deduction
---765.71-1,366--
Total
3,921,8153,796,7914,340,6645,264,5925,322,6425,155,763

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
187,740730,00930,381704,507239,723152,509
Total Debt
170,000288,000301,65958,597--
Net Cash (Debt)
17,740442,009-271,279645,910239,723152,509
Net Cash Growth
-54.23%--169.44%57.19%-48.83%
Net Cash Per Share
147.113665.32-2249.565356.091987.861264.65

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
61,451-446,901-437,261-273,688-553,157260,062
Capital Expenditures
-27,790-39,088-10,013-10,487-134,010-91,604
Free Cash Flow
33,662-485,989-447,274-284,175-687,167168,458
Free Cash Flow Growth
------76.66%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
10.19%11.32%10.17%7.30%-6.12%6.66%
Pretax Margin
9.52%10.73%9.95%6.20%-6.49%6.35%
Profit Margin
7.40%8.39%7.71%4.90%-6.57%4.57%
FCF Margin
0.93%-13.99%-11.05%-5.51%-12.99%3.26%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.0414.079.2711.67-20.09
P/FCF Ratio
71.65----28.16
PS Ratio
0.671.180.720.570.760.92