Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)

HNX:PTI Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 2, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	3,678,060	2,894,246	2,950,523	4,011,746	4,743,347	1,768,706
Market Cap Growth	52.50%	-1.91%	-26.45%	-15.42%	168.18%	12.82%
Enterprise Value	3,852,570	3,133,860	3,225,007	4,282,138	4,746,845	1,866,958
PE Ratio	12.61	9.00	11.67	-	20.09	7.75
PS Ratio	1.02	0.71	0.57	0.76	0.92	0.35
PB Ratio	1.38	1.21	1.43	2.22	2.18	0.88
P/FCF Ratio	-	-	-	-	28.16	2.45
P/OCF Ratio	-	-	-	-	18.24	2.29
EV/Sales Ratio	1.07	0.77	0.63	0.81	0.92	0.37
EV/EBITDA Ratio	7.18	6.64	7.92	-	12.80	5.25
EV/EBIT Ratio	7.62	7.00	8.56	-	13.79	5.56
EV/FCF Ratio	-11.87	-	-	-	28.18	2.59
Debt / Equity Ratio	0.14	0.13	0.03	-	-	-
Debt / EBITDA Ratio	0.81	0.64	0.14	-	-	-
Quick Ratio	0.82	0.66	0.70	0.66	0.68	0.68
Current Ratio	1.27	1.12	1.16	1.14	1.15	1.12
Asset Turnover	0.43	0.49	0.62	0.63	0.63	0.65
Return on Equity (ROE)	12.24%	14.46%	13.05%	-17.41%	12.26%	12.30%
Return on Assets (ROA)	3.12%	3.36%	2.84%	-2.39%	2.64%	2.73%
Return on Invested Capital (ROIC)	11.57%	14.86%	14.93%	-16.21%	12.87%	13.98%
Earnings Yield	7.93%	11.11%	8.57%	-8.66%	5.43%	13.58%
FCF Yield	-8.82%	-18.91%	-9.63%	-17.13%	3.55%	40.81%
Dividend Yield	-	-	-	-	-	4.70%
Payout Ratio	0.04%	0.06%	0.21%	-	31.05%	33.21%
Buyback Yield / Dilution	0.00%	-	-	-	-	-
Total Shareholder Return	0.00%	-	-	-	-	4.70%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.