Bao Minh Insurance Corporation (HOSE:BMI)
Vietnam · Delayed Price · Currency is VND 13,500
-50 (-0.37%)
At close: Aug 13, 2026
Bao Minh Insurance Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 4,982,103 | 5,059,341 | 4,879,889 | 4,525,500 | 4,278,490 | 3,569,529 |
Total Interest & Dividend Income | 265,324 | 256,950 | 277,498 | 382,725 | 274,297 | 235,467 |
Gain (Loss) on Sale of Investments | 15,729 | 15,729 | 17,746 | 3,315 | -13,537 | 88,024 |
Non-Insurance Activities Revenue | 10,842 | 13,777 | 12,963 | 13,423 | 12,829 | 12,305 |
Other Revenue | 529,867 | 301,068 | 242,859 | 194,961 | 231,904 | 199,155 |
| 5,803,865 | 5,646,864 | 5,430,954 | 5,119,925 | 4,783,984 | 4,104,479 | |
Revenue Growth | 4.20% | 3.98% | 6.08% | 7.02% | 16.55% | 0.76% |
Policy Benefits | 1,616,528 | 1,561,803 | 1,653,806 | 1,555,147 | 1,281,860 | 1,263,664 |
Policy Acquisition & Underwriting Costs | 1,024,663 | 964,830 | 915,015 | 815,366 | 796,562 | 675,332 |
Depreciation & Amortization | 7,364 | 6,999 | 6,379 | 4,617 | 4,334 | 5,014 |
Selling, General & Administrative | 113,165 | 119,588 | 87,391 | 76,453 | 54,773 | 56,629 |
Non-Insurance Activities Expense | 4,867 | 5,177 | 6,111 | 5,360 | 5,705 | 5,901 |
Other Operating Expenses | 2,515,542 | 2,508,275 | 2,301,591 | 2,093,034 | 2,157,903 | 1,635,776 |
Total Operating Expenses | 5,462,963 | 5,346,325 | 5,154,672 | 4,748,525 | 4,380,315 | 3,713,494 |
Operating Income | 340,902 | 300,539 | 276,282 | 371,399 | 403,669 | 390,985 |
Interest Expense | -50.38 | -104.06 | -483.46 | -883.6 | -636.66 | -222.7 |
Currency Exchange Gain (Loss) | -1,462 | -2,976 | -5,643 | 128.97 | -4,177 | 4,376 |
Other Non Operating Income (Expenses) | 4,974 | 4,800 | 2,578 | 5,286 | -67,402 | -89,731 |
EBT Excluding Unusual Items | 344,365 | 302,258 | 272,734 | 375,931 | 331,453 | 305,408 |
Gain (Loss) on Sale of Assets | -1.03 | - | - | 296.11 | 22.09 | 891.71 |
Pretax Income | 353,495 | 302,258 | 272,734 | 376,227 | 331,475 | 306,299 |
Income Tax Expense | 57,504 | 45,064 | 35,060 | 47,234 | 49,617 | 51,218 |
Earnings From Continuing Ops. | 295,991 | 257,195 | 237,674 | 328,993 | 281,858 | 255,082 |
Net Income | 295,991 | 257,195 | 237,674 | 328,993 | 281,858 | 255,082 |
Preferred Dividends & Other Adjustments | 36,069 | 36,069 | 45,291 | 40,301 | 40,021 | 38,619 |
Net Income to Common | 259,922 | 221,126 | 192,383 | 288,692 | 241,837 | 216,462 |
Net Income Growth | 35.12% | 14.94% | -33.36% | 19.38% | 11.72% | 30.69% |
Shares Outstanding (Basic) | 151 | 151 | 151 | 151 | 151 | 151 |
Shares Outstanding (Diluted) | 151 | 151 | 151 | 151 | 151 | 151 |
Shares Change | -2.49% | - | -0.00% | -0.00% | - | -0.00% |
EPS (Basic) | 1726.51 | 1468.81 | 1277.89 | 1917.57 | 1606.33 | 1437.79 |
EPS (Diluted) | 1726.51 | 1468.81 | 1277.89 | 1917.57 | 1606.33 | 1437.79 |
EPS Growth | 38.57% | 14.94% | -33.36% | 19.38% | 11.72% | 30.69% |
Free Cash Flow | -188,751 | -248,109 | 127,750 | -424,434 | -85,987 | 529,974 |
Free Cash Flow Per Share | -1253.76 | -1648.04 | 848.57 | -2819.22 | -571.14 | 3520.20 |
Dividend Per Share | - | - | 440.529 | 400.481 | 364.073 | 1092.220 |
Dividend Growth | - | - | 10.00% | 10.00% | -66.67% | -10.00% |
Operating Margin | 5.87% | 5.32% | 5.09% | 7.25% | 8.44% | 9.53% |
Profit Margin | 4.48% | 3.92% | 3.54% | 5.64% | 5.05% | 5.27% |
Free Cash Flow Margin | -3.25% | -4.39% | 2.35% | -8.29% | -1.80% | 12.91% |
EBITDA | 358,757 | 315,604 | 294,282 | 388,610 | 421,578 | 410,300 |
EBITDA Margin | 6.18% | 5.59% | 5.42% | 7.59% | 8.81% | 10.00% |
D&A For EBITDA | 17,855 | 15,065 | 18,000 | 17,211 | 17,909 | 19,314 |
EBIT | 340,902 | 300,539 | 276,282 | 371,399 | 403,669 | 390,985 |
EBIT Margin | 5.87% | 5.32% | 5.09% | 7.25% | 8.44% | 9.53% |
Effective Tax Rate | 16.27% | 14.91% | 12.86% | 12.55% | 14.97% | 16.72% |
Revenue as Reported | 5,360,409 | 5,360,409 | 5,122,748 | 4,720,462 | 4,510,395 | 3,768,684 |