HOSE:BVB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	18,780,156	18,431,301	14,104,355	10,957,429	455,434	616,152
Investment Securities	32,602,935	28,580,717	13,094,664	11,118,253	13,117,618	10,730,568
Trading Asset Securities	137,099	199,517	-	-	82,148	13,221
Total Investments	32,740,034	28,780,234	13,094,664	11,118,253	13,199,766	10,743,789
Gross Loans	83,385,077	80,373,788	68,885,074	58,668,233	50,859,390	46,389,215
Allowance for Loan Losses	-1,170,488	-1,091,124	-952,164	-801,107	-741,463	-700,505
Net Loans	82,214,589	79,282,664	67,932,910	57,867,126	50,117,927	45,688,710
Property, Plant & Equipment	745,869	715,933	773,956	785,750	440,340	416,756
Other Intangible Assets	984,746	989,372	969,374	1,031,244	980,631	810,068
Accrued Interest Receivable	2,856,073	1,868,355	1,581,588	1,466,163	1,168,300	856,231
Other Receivables	79,762	110,677	286,130	195,155	9,901,795	14,692,022
Restricted Cash	2,745,293	1,537,746	2,766,250	1,862,830	2,404,213	2,536,676
Other Current Assets	276,397	272,523	1,190,226	1,383,005	-	-
Other Real Estate Owned & Foreclosed	186,657	227,395	137,267	-	-	-
Other Long-Term Assets	364,859	831,499	699,560	1,217,022	399,091	151,071
Total Assets	141,974,435	133,047,699	103,536,280	87,883,977	79,067,497	76,511,475
Accrued Expenses	31,537	157,472	184,647	167,707	-	-
Interest Bearing Deposits	98,085,869	88,159,937	80,313,523	68,465,805	52,631,178	46,034,423
Non-Interest Bearing Deposits	756,197	856,757	674,735	624,650	8,716,081	13,950,359
Total Deposits	98,842,066	89,016,694	80,988,258	69,090,455	61,347,259	59,984,782
Short-Term Borrowings	7,797,282	7,140,623	1,559,918	20,597	-	-
Current Portion of Long-Term Debt	18,765,358	19,379,618	9,771,313	3,950,010	-	-
Current Income Taxes Payable	70,309	17,171	41,947	2,205	-	-
Accrued Interest Payable	2,581,776	2,004,939	1,121,576	1,661,356	1,186,100	979,294
Other Current Liabilities	1,234	5,257	4,131	3,297	-	-
Long-Term Debt	5,728,257	7,716,151	3,481,426	6,990,072	11,323,629	10,577,413
Long-Term Unearned Revenue	-	4,760	6,640	4,595	-	-
Other Long-Term Liabilities	235,016	144,530	221,515	149,779	207,923	330,814
Total Liabilities	134,052,835	125,587,215	97,381,371	82,040,073	74,064,911	71,872,303
Common Stock	6,408,200	6,408,200	5,518,462	5,016,800	3,670,901	3,670,901
Additional Paid-In Capital	-	-	8	8	8	8
Retained Earnings	1,358,309	962,756	577,629	771,107	1,078,341	751,746
Comprehensive Income & Other	155,091	89,528	58,810	55,989	253,336	216,517
Shareholders' Equity	7,921,600	7,460,484	6,154,909	5,843,904	5,002,586	4,639,172
Total Liabilities & Equity	141,974,435	133,047,699	103,536,280	87,883,977	79,067,497	76,511,475
Total Debt	32,290,897	34,236,392	14,812,657	10,960,679	11,323,629	10,577,413
Net Cash (Debt)	3,196,358	-705,574	-708,302	-3,250	-8,951,047	-8,268,040
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	4985.02	-1183.07	-1283.51	-6.23	-22173.50	-21529.69
Filing Date Shares Outstanding	640.82	640.82	551.85	559.1	404.69	351.23
Total Common Shares Outstanding	640.82	640.82	551.85	559.1	404.69	351.23
Book Value Per Share	12361.66	11642.09	11153.30	10452.42	12361.49	13208.31
Tangible Book Value	6,936,854	6,471,112	5,185,535	4,812,660	4,021,955	3,829,104
Tangible Book Value Per Share	10824.96	10098.17	9396.70	8607.94	9938.33	10901.95