Viet Capital Commercial Joint Stock Bank (HOSE:BVB)
Vietnam · Delayed Price · Currency is VND 12,300
-150 (-1.20%)
At close: Aug 13, 2026
HOSE:BVB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 10,028,982 | 8,192,172 | 6,485,719 | 6,938,790 | 5,541,744 | 4,586,594 |
Interest Paid on Deposits | 6,817,175 | 5,511,984 | 4,179,471 | 5,460,172 | 3,827,878 | 3,151,732 |
Net Interest Income | 3,211,807 | 2,680,188 | 2,306,248 | 1,478,618 | 1,713,866 | 1,434,862 |
Net Interest Income Growth | 32.06% | 16.21% | 55.97% | -13.73% | 19.45% | 29.89% |
Gain (Loss) on Sale of Assets | -388 | -388 | 3,549 | 489 | - | - |
Gain (Loss) on Sale of Investments | 469 | -2,704 | 26,752 | 122,144 | -4,780 | 141,903 |
Gain (Loss) on Sale of Equity Investments | - | - | - | - | - | 292 |
Other Non-Interest Income | 128,903 | 164,112 | 91,319 | 153,785 | 208,152 | 156,237 |
Total Non-Interest Income | 128,984 | 161,020 | 121,620 | 276,418 | 203,372 | 298,432 |
Non-Interest Income Growth | 163.24% | 32.40% | -56.00% | 35.92% | -31.85% | -4.28% |
Revenues Before Loan Losses | 3,340,791 | 2,841,208 | 2,427,868 | 1,755,036 | 1,917,238 | 1,733,294 |
Provision for Loan Losses | 726,392 | 680,216 | 611,837 | 276,515 | 224,345 | 370,432 |
| 2,614,399 | 2,160,992 | 1,816,031 | 1,478,521 | 1,692,893 | 1,362,862 | |
Revenue Growth | 41.21% | 19.00% | 22.83% | -12.66% | 24.22% | 27.42% |
Salaries and Employee Benefits | 1,008,877 | 947,888 | 796,544 | 719,307 | - | - |
Occupancy Expenses | 421,466 | 407,128 | 362,735 | 336,256 | - | - |
Federal Deposit Insurance | 102,844 | 96,553 | 79,397 | 69,378 | - | - |
Selling, General & Administrative | 263,713 | 254,475 | 234,513 | 281,197 | - | - |
Other Non-Interest Expense | 10,435 | 1,523 | 1,973 | 777 | 1,236,838 | 1,051,415 |
Total Non-Interest Expense | 1,807,335 | 1,707,567 | 1,475,162 | 1,406,915 | 1,236,838 | 1,051,415 |
EBT Excluding Unusual Items | 807,064 | 453,425 | 340,869 | 71,606 | 456,055 | 311,447 |
Other Unusual Items | 168,820 | 68,494 | 49,721 | - | - | - |
Pretax Income | 975,884 | 521,919 | 390,590 | 71,606 | 456,055 | 311,447 |
Income Tax Expense | 196,459 | 105,247 | 79,338 | 15,038 | 92,007 | 62,526 |
Net Income | 779,425 | 416,672 | 311,252 | 56,568 | 364,048 | 248,921 |
Net Income to Common | 779,425 | 416,672 | 311,252 | 56,568 | 364,048 | 248,921 |
Net Income Growth | 195.04% | 33.87% | 450.23% | -84.46% | 46.25% | 54.75% |
Basic Shares Outstanding | 641 | 596 | 552 | 522 | 404 | 384 |
Diluted Shares Outstanding | 641 | 596 | 552 | 522 | 404 | 384 |
Shares Change | 16.22% | 8.07% | 5.81% | 29.20% | 5.12% | 10.04% |
EPS (Basic) | 1215.59 | 698.65 | 564.02 | 108.46 | 901.82 | 648.18 |
EPS (Diluted) | 1215.59 | 698.65 | 564.00 | 108.46 | 901.82 | 648.18 |
EPS Growth | 153.87% | 23.87% | 420.01% | -87.97% | 39.13% | 40.63% |
Effective Tax Rate | 20.13% | 20.16% | 20.31% | 21.00% | 20.17% | 20.08% |