Military Commercial Joint Stock Bank (HOSE:MBB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
20,150
-300 (-1.47%)
At close: Aug 13, 2026

HOSE:MBB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
59,769,47853,949,51145,836,57841,219,03037,544,94828,904,447
Revenue Growth
22.13%17.70%11.20%9.79%29.89%36.06%
Net Income
30,078,16926,778,93920,767,53819,012,93016,087,58511,832,542
Earnings Per Share
3734.103324.512588.562396.622032.551495.43
EPS Growth
22.93%28.43%8.01%17.91%35.92%52.36%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Insurance
10,891,2499,740,7129,403,01310,824,798
Asset & Liability Management
1,844,6091,581,8711,200,1501,464,229
Net off/Reclassify
-7,082,778-6,862,013-91,218,765-5,876,711
Finance and Banking
61,686,53056,469,064135,782,43243,614,718
Securities and Fund Management
3,028,6062,707,0501,481,7911,914,849
Total
70,368,21663,636,68456,648,62151,941,883

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
171,001,785177,696,57677,216,93788,568,55733,662,02936,966,992
Total Debt
335,333,765303,663,175170,681,829160,260,556130,638,320114,575,370
Net Cash (Debt)
-164,331,980-125,966,599-93,464,892-71,691,999-96,976,291-77,608,378
Net Cash Growth
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Net Cash Per Share
-20401.24-15638.31-11649.90-9036.91-12252.25-9808.35

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-114,714,273-69,856,254-165,198,286-117,326,014-62,593,549-78,194,313
Capital Expenditures
-2,069,030-1,780,261-2,301,696-1,655,386-1,748,106-1,259,868
Free Cash Flow
-116,783,303-71,636,515-167,499,982-118,981,400-64,341,655-79,454,181
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.32%49.64%45.31%46.13%42.85%40.94%
FCF Margin
-195.39%-132.78%-365.43%-288.66%-171.37%-274.89%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
197.629-227.273329.381286.418
Dividend Per Share Growth
233.33%--31.00%15.00%-
Dividend Yield
0.98%-1.44%2.88%3.22%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.217.616.415.124.829.23
Forward PE
5.717.417.165.014.108.34
PS Ratio
3.123.782.912.362.073.78