Military Commercial Joint Stock Bank (HOSE:MBB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
19,250
+350 (1.85%)
At close: Nov 4, 2026

HOSE:MBB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
65,389,63853,949,51145,836,57841,219,03037,544,94828,904,447
Revenue Growth
31.65%17.70%11.20%9.79%29.89%36.06%
Net Income
32,546,64226,778,93920,767,53819,012,93016,087,58511,832,542
Earnings Per Share
-2890.882250.922084.011767.431300.37
EPS Growth
-28.43%8.01%17.91%35.92%52.36%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Insurance
10,891,2499,740,7129,403,01310,824,798
Asset & Liability Management
1,844,6091,581,8711,200,1501,464,229
Net off/Reclassify
-7,082,778-6,862,013-91,218,765-5,876,711
Finance and Banking
61,686,53056,469,064135,782,43243,614,718
Securities and Fund Management
3,028,6062,707,0501,481,7911,914,849
Total
70,368,21663,636,68456,648,62151,941,883

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
62,110,639177,696,57677,216,93788,568,55733,662,02936,966,992
Total Debt
343,091,334303,663,175170,681,829160,260,556130,638,320114,575,370
Net Cash (Debt)
-280,980,695-125,966,599-93,464,892-71,691,999-96,976,291-77,608,378
Net Cash Growth
------
Net Cash Per Share
--13598.53-10130.35-7858.18-10654.13-8529.00

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-119,461,533-69,856,254-165,198,286-117,326,014-62,593,549-78,194,313
Capital Expenditures
-2,413,290-1,780,261-2,301,696-1,655,386-1,748,106-1,259,868
Free Cash Flow
-121,874,823-71,636,515-167,499,982-118,981,400-64,341,655-79,454,181
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
49.77%49.64%45.31%46.13%42.85%40.94%
FCF Margin
-186.38%-132.78%-365.43%-288.66%-171.37%-274.89%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
197.629-197.629286.418249.059
Dividend Per Share Growth
233.33%--31.00%15.00%-
Dividend Yield
1.03%-1.38%2.68%2.92%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.487.616.415.124.829.23
Forward PE
5.317.417.165.014.108.34
PS Ratio
2.733.782.912.362.073.78