Revenue by Segment

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Asset & Liability Management	1.84T	1.58T	1.20T	1.46T						519.86B
Asset & Liability Management Growth	16.61%	31.81%	-18.04%	-						41.92%
Net off/Reclassify	-7,082.78B	-6,862.01B	-91,218.77B	-5,876.71B						-
Securities and Fund Management	3.03T	2.71T	1.48T	1.91T						-
Securities and Fund Management Growth	11.88%	82.69%	-22.62%	-						-
Insurance	10.89T	9.74T	9.40T	10.82T						270.58B
Insurance Growth	11.81%	3.59%	-13.13%	-						-
Finance and Banking	61.69T	56.47T	135.78T	43.61T						-
Finance and Banking Growth	9.24%	-58.41%	211.32%	-						-
Individual and Corporate Customers	-	-	-	-						5.47T
Individual and Corporate Customers Growth	-	-	-	-						-42.21%
Investment and Issuance of Valuable Papers	-	-	-	-						2.44T
Investment and Issuance of Valuable Papers Growth	-	-	-	-						-40.94%
Interbank	-	-	-	-						1.11T
Interbank Growth	-	-	-	-						297.09%
Unallocated General Activities	-	-	-	-						8.28T
Unallocated General Activities Growth	-	-	-	-						355.55%
Total	70.37T	63.64T	56.65T	51.94T						18.09T
Total Growth	10.58%	12.34%	9.06%	-						12.60%

Revenue by Geography

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Central	3.11T	2.27T	2.80T	1.98T						1.98T
Central Growth	37.10%	-18.93%	41.47%	-						35.46%
North	60.55T	59.98T	135.11T	44.94T						9.37T
North Growth	0.94%	-55.60%	200.64%	-						5.54%
Other regions	381.67B	298.00B	250.68B	153.25B						288.63B
Other regions Growth	28.08%	18.88%	63.58%	-						38.43%
Net off/Reclassify	-7,082.78B	-6,862.01B	-91,218.77B	-5,876.71B						-
South	13.41T	7.95T	9.71T	10.75T						6.45T
South Growth	68.72%	-18.15%	-9.64%	-						16.94%
Total	70.37T	63.64T	56.65T	51.94T						18.09T
Total Growth	10.58%	12.34%	9.06%	-						12.60%

Source: S&P Global Market Intelligence.