HOSE:MBB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	173,024,096	69,285,282	44,176,475	29,476,740	29,106,606
Investment Securities	228,506,392	211,198,363	150,328,858	161,222,264	129,622,036
Trading Asset Securities	4,653,229	7,931,655	44,392,082	4,175,053	7,849,568
Total Investments	233,159,621	219,130,018	194,720,940	165,397,317	137,471,604
Gross Loans	1,102,024,668	789,561,497	618,278,437	477,969,117	393,730,778
Allowance for Loan Losses	-13,159,689	-11,809,151	-11,649,916	-11,976,555	-8,898,053
Net Loans	1,088,864,979	777,752,346	606,628,521	465,992,562	384,832,725
Property, Plant & Equipment	4,845,187	4,587,255	4,002,455	3,942,640	3,652,790
Goodwill	-	9,523	19,045	28,568	38,090
Other Intangible Assets	1,811,014	1,679,720	1,659,782	1,615,947	1,464,541
Investments in Real Estate	222,813	234,115	240,294	236,177	268,999
Accrued Interest Receivable	13,549,018	8,918,622	8,668,557	6,786,414	4,599,328
Other Receivables	26,122,876	14,929,266	14,627,357	11,655,589	5,685,106
Restricted Cash	66,235,893	27,776,974	64,940,204	38,747,172	36,564,145
Other Current Assets	-	3,983,726	5,117,188	4,554,630	3,365,803
Long-Term Deferred Tax Assets	34,339	38,912	28,710	10,986	537
Other Long-Term Assets	7,894,091	475,303	124,112	87,631	90,145
Total Assets	1,615,763,927	1,128,801,062	944,953,640	728,532,373	607,140,419
Accrued Expenses	-	9,800,353	15,545,088	11,821,157	2,232,402
Interest Bearing Deposits	761,204,098	517,385,184	406,798,608	307,788,113	227,120,342
Non-Interest Bearing Deposits	391,274,159	284,441,190	229,555,590	168,908,619	171,704,735
Total Deposits	1,152,478,257	801,826,374	636,354,198	476,696,732	398,825,077
Short-Term Borrowings	698,507	191,545	-	-	-
Current Portion of Long-Term Debt	102,048,319	78,903,119	101,066,598	60,837,231	-
Current Income Taxes Payable	-	3,200,018	3,322,906	3,127,484	901,387
Accrued Interest Payable	13,245,868	9,899,902	13,390,191	7,688,257	5,077,890
Other Current Liabilities	-	-	-	18,947,177	23,042,270
Long-Term Debt	153,482,782	83,508,342	59,193,958	69,801,089	114,575,370
Long-Term Unearned Revenue	-	2,011,525	1,756,710	-	-
Other Long-Term Liabilities	51,787,669	22,400,303	17,612,832	27	-
Total Liabilities	1,473,741,402	1,011,741,481	848,242,481	648,919,154	544,654,396
Common Stock	80,549,999	53,063,241	52,140,841	45,339,861	37,783,218
Additional Paid-In Capital	1,304,334	1,304,334	869,327	869,327	869,327
Retained Earnings	51,063,893	54,747,382	36,936,127	27,694,433	19,768,801
Comprehensive Income & Other	3,217,804	3,033,744	2,791,754	2,045,473	1,153,489
Total Common Equity	136,136,030	112,148,701	92,738,049	75,949,094	59,574,835
Minority Interest	5,886,495	4,910,880	3,973,110	3,664,125	2,911,188
Shareholders' Equity	142,022,525	117,059,581	96,711,159	79,613,219	62,486,023
Total Liabilities & Equity	1,615,763,927	1,128,801,062	944,953,640	728,532,373	607,140,419
Total Debt	256,229,608	162,603,006	160,260,556	130,638,320	114,575,370
Net Cash (Debt)	-78,533,032	-85,386,069	-71,691,999	-96,976,291	-77,608,378
Net Cash Per Share	-9749.60	-10642.92	-9036.91	-12252.25	-9808.35
Filing Date Shares Outstanding	8,055	8,055	7,915	7,915	7,915
Total Common Shares Outstanding	8,055	8,055	7,915	7,915	7,915
Book Value Per Share	16900.81	13922.87	11716.78	9595.61	7526.85
Tangible Book Value	134,325,016	110,459,458	91,059,222	74,304,579	58,072,204
Tangible Book Value Per Share	16675.98	13713.15	11504.67	9387.84	7337.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.