Military Commercial Joint Stock Bank (HOSE:MBB)

HOSE:MBB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	100,295,835	69,285,282	44,176,475	29,476,740	29,106,606	46,088,418
Investment Securities	239,192,044	211,198,363	150,328,858	161,222,264	129,622,036	100,617,778
Trading Asset Securities	3,172,173	7,931,655	44,392,082	4,175,053	7,849,568	3,122,333
Total Investments	242,364,217	219,130,018	194,720,940	165,397,317	137,471,604	103,740,111
Gross Loans	946,191,337	789,561,497	618,278,437	477,969,117	393,730,778	310,133,021
Allowance for Loan Losses	-13,807,985	-11,809,151	-11,649,916	-11,976,555	-8,898,053	-4,354,219
Net Loans	932,383,352	777,752,346	606,628,521	465,992,562	384,832,725	305,778,802
Property, Plant & Equipment	4,580,001	4,587,255	4,002,455	3,942,640	3,652,790	3,696,996
Goodwill	-	9,523	19,045	28,568	38,090	47,613
Other Intangible Assets	1,585,058	1,679,720	1,659,782	1,615,947	1,464,541	1,222,395
Investments in Real Estate	219,370	234,115	240,294	236,177	268,999	247,898
Accrued Interest Receivable	11,335,239	8,918,622	8,668,557	6,786,414	4,599,328	3,782,321
Other Receivables	13,538,012	14,929,266	14,627,357	11,655,589	5,685,106	11,685,313
Restricted Cash	15,285,202	27,776,974	64,940,204	38,747,172	36,564,145	16,237,916
Other Current Assets	891,961	3,983,726	5,117,188	4,554,630	3,365,803	2,412,079
Long-Term Deferred Tax Assets	41,863	38,912	28,710	10,986	537	3,436
Other Long-Term Assets	6,040,196	475,303	124,112	87,631	90,145	38,864
Total Assets	1,328,560,306	1,128,801,062	944,953,640	728,532,373	607,140,419	494,982,162
Accounts Payable	37,060,602	-	-	-	-	-
Accrued Expenses	-	9,800,353	15,545,088	11,821,157	2,232,402	10,529,789
Interest Bearing Deposits	600,654,483	517,385,184	406,798,608	307,788,113	227,120,342	220,143,865
Non-Interest Bearing Deposits	309,917,471	284,441,190	229,555,590	168,908,619	171,704,735	115,816,020
Total Deposits	910,571,954	801,826,374	636,354,198	476,696,732	398,825,077	335,959,885
Short-Term Borrowings	1,228,245	191,545	-	-	-	-
Current Portion of Long-Term Debt	87,068,662	78,903,119	101,066,598	60,837,231	-	-
Current Income Taxes Payable	-	3,200,018	3,322,906	3,127,484	901,387	543,357
Accrued Interest Payable	10,698,135	9,899,902	13,390,191	7,688,257	5,077,890	4,765,744
Other Current Liabilities	-	-	-	18,947,177	23,042,270	10,383,725
Long-Term Debt	143,529,979	83,508,342	59,193,958	69,801,089	114,575,370	77,023,228
Long-Term Unearned Revenue	-	2,011,525	1,756,710	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	4,651
Other Long-Term Liabilities	5,311,984	22,400,303	17,612,832	27	-	5,672,288
Total Liabilities	1,195,469,561	1,011,741,481	848,242,481	648,919,154	544,654,396	444,882,667
Common Stock	80,549,999	53,063,241	52,140,841	45,339,861	37,783,218	27,987,569
Additional Paid-In Capital	1,304,334	1,304,334	869,327	869,327	869,327	1,177,563
Retained Earnings	42,344,083	54,747,382	36,936,127	27,694,433	19,768,801	18,548,568
Treasury Stock	-	-	-	-	-	-564,397
Comprehensive Income & Other	3,249,125	3,033,744	2,791,754	2,045,473	1,153,489	757,201
Total Common Equity	127,447,541	112,148,701	92,738,049	75,949,094	59,574,835	47,906,504
Minority Interest	5,643,204	4,910,880	3,973,110	3,664,125	2,911,188	2,192,991
Shareholders' Equity	133,090,745	117,059,581	96,711,159	79,613,219	62,486,023	50,099,495
Total Liabilities & Equity	1,328,560,306	1,128,801,062	944,953,640	728,532,373	607,140,419	494,982,162
Total Debt	231,826,886	162,603,006	160,260,556	130,638,320	114,575,370	77,023,228
Net Cash (Debt)	-128,358,878	-85,386,069	-71,691,999	-96,976,291	-77,608,378	-27,793,576
Net Cash Per Share	-15897.22	-10642.92	-9036.91	-12252.25	-9808.35	-3560.12
Filing Date Shares Outstanding	8,055	8,055	7,915	7,915	7,915	7,843
Total Common Shares Outstanding	8,055	8,055	7,915	7,915	7,915	7,843
Book Value Per Share	15822.17	13922.87	11716.78	9595.61	7526.85	6108.55
Tangible Book Value	125,862,483	110,459,458	91,059,222	74,304,579	58,072,204	46,636,496
Tangible Book Value Per Share	15625.39	13713.15	11504.67	9387.84	7337.00	5946.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.